Deciding on a balance transfer/0% APR credit card to help with

After that, the fee for future balance transfers is 3% Chase Slate. 0% intro APR for 15 months on purchases and balance transfers from account opening $0 fee for balance transfers in the first …


Install CouponFollow Chrome Extension   CouponFollow Extension

0%
OFF

Deciding On A Balance Transfer/0% APR Credit Card To Help With

1 week from now

After that, the fee for future balance transfers is 3% Chase Slate. 0% intro APR for 15 months on purchases and balance transfers from account opening $0 fee for balance transfers in the first …

reddit.com

0%
OFF

Are 0% APR Balance Transfers To Good To Be True? : R ... - Reddit

1 week from now

This seems high. You should be able to find a 3% or lower transfer fee. It's 5% for 21 months. Many of the 3% fees are 18 months, the 0% fees tend to be 15 months. Yeah, a 60% higher …

reddit.com

0%
OFF

Are 0% Balance Transfers Worth It? : R/CreditCards - Reddit

1 week from now

berkserbet. • 10 hr. ago. Absolutely. Transferring your $20K balance to a card with a 0% intro APR for 18 months and a 3% fee is a smart move. The transfer fee will be $600 (3% of $20K), …

reddit.com

0%
OFF

0% APR Balance Transfer Card Recommendation : R/CreditCards

1 week from now

Current cards: (list cards, limits, opening date) Discover IT - $14000/22000 limit, February 2018. Synchrony - $850/2600 limit, August 2022. FICO Score: 724 (701 on TransUnion) Oldest …

reddit.com

0%
OFF

12 Best Balance Transfer Credit Cards Of November 2024

1 week from now

2 days ago  · You get a 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months, and then the ongoing APR of 18.74%-27.74% Variable APR. …

nerdwallet.com

0%
OFF

0%APR Balance Transfer Offer : R/CreditCards - Reddit

1 week from now

There are some credit cards that offer a 3% balance transfer fee. I would see if you can get one of those to save 2% on your transfer. If your current card that has a balance isn’t a Citi card, you …

reddit.com

0%
OFF

13 Best Balance Transfer Cards With 0% APR Of November 2024

1 week from now

2 days ago  · 0% intro on balance transfers for 18 months. $6,826 (with 5% balance transfer fee) $379. $0. $6,826. Your transfer limit is usually equal to or less than your credit limit. For …

bankrate.com

0%
OFF

11 Best Balance Transfer Credit Cards Of November 2024 - CNBC

1 week from now

2 days ago  · Balance transfer offer: Chase Freedom Flex card holders can transfer balances and take advantage of an intro 0% APR for 15 months, then a variable 19.99% - 28.74% APR …

cnbc.com

0%
OFF

Balance Transfer Vs. 0% APR - CreditCards.com

1 week from now

Dec 22, 2022  · Zero percent intro APR offers apply zero interest on a card’s balances, whether transferred or amassed through new purchases, for a promotional period. While a 0 percent …

creditcards.com

0%
OFF

Suggestions For A 0% APR Balance Transfer? : R/CreditCards - Reddit

1 week from now

Suggestions for a 0% APR balance transfer? I have a capital One Spark credit card for my small business. It worked well for us for many years when I was able to pay off the balance each …

reddit.com

3%
OFF

Balance Transfers: Benefits, Drawbacks And Alternatives

1 week from now

Nov 2, 2023  · With most cards, a fee of 3% to 5% of the amount transferred is added to your balance on the new card when the debt moves over. For example, if you transfer a $5,000 …

nerdwallet.com

0%
OFF

Looking For Best Balance Transfer Card With 0% APR : R/CreditCards …

1 week from now

Looking for best Balance transfer card with 0% APR. Card Recommendation Request (Template Used) Current Cards: Capital One Venture X: 10000 Limit, opened August 2023. Capital One …

reddit.com

0%
OFF

0% Intro APR Balance Transfer : R/CreditCards - Reddit

1 week from now

Balance transfer cards I found: Citi Simplicity: 21 months 0% APR; 3% fee for transfers in the first 4 months; 5% fee after. Citi DiamondPreferred: 21 months 0% APR; 5% fee. plus all the ones …

reddit.com

0%
OFF

Credit Card With 0% Transfer, 0% APR Recommendations?

1 week from now

Almost all cards will be 0% balance transfers but the fee can range from 3-5%. Some credit unions offer this. I don't believe banks will have no fee transfers. Navy Federal has specials …

reddit.com

0%
OFF

0% APR Credit Cards To Transfer Balance : R/personalfinance - Reddit

1 week from now

Citi custom cash card allows 0% interest for 15 months on balance transfers. They do charge 5% I believe though on the transfer. Citi Diamond Preferred is 0% for 21 months. It is still a 5% fee, …

reddit.com

0%
OFF

Best Debt Balance Transfer Credit Card With 0% APR Over 15

1 week from now

As part of this plan, I am looking for a balance transfer credit card with 0% APR (15-18 months ideal) that also has a low balance transfer fee. I could only find one, Union Bank, that has a …

reddit.com

0%
OFF

Question About Moving Balance To 0% Apr New Card.. - Reddit

1 week from now

As another commenters said, you should not ever carry a balance, so the APR shouldn’t matter. If you do have a balance that’s accruing interest, then yes, doing a balance transfer to a 0% …

reddit.com

0%
OFF

0% Apr + Balance Transfer Card : R/CreditCards - Reddit

1 week from now

Look for a 0% or 3% balance transfer fee instead of 5% if possible. If your cards are somewhat maxed out it might not work. If you try one and are declined or don't get a good limit, I would …

reddit.com

0%
OFF

R/CreditCards On Reddit: Could You Conceivably Keep Doing …

1 week from now

However, my credit is terrific and get tons of balance transfer card offers like Chase Slate, Wells Fargo, BofA, etc. Assuming there is a 0% balance transfer charge and a 12-18 month 0% apr …

reddit.com

FAQs about Deciding on a balance transfer/0% APR credit card to help with Coupon?

Does a balance transfer card have a 0 percent APR?

Many balance transfer cards offer 0 percent APR for a time on the condition that you pay the minimum amount monthly. If not, you could forfeit your zero interest and any intro fees, as well as subject yourself to a late fee and penalty APR. Be aware that you may unintentionally void your grace period on purchases. ...

Can a 0% APR balance transfer card affect my credit score?

That's because the best balance transfer cards generally require good or excellent credit (FICO scores of 690 or higher), and carrying a lot of debt can drag down your scores. In cases where you can snag a 0% APR deal with average credit (FICO scores between 630 and 689), your credit limit might be much lower, restricting your use of the card. ...

How to choose a credit card for a balance transfer?

The introductory interest rate. Credit cards designed for balance transfers offer a lower interest rate, often 0%, when you first open the account. The length of the intro APR period. The longer the intro period, the better. Look for 15 months or more at 0%. ...

Should I get a 0% APR credit card?

In general, the benefits and savings from doing a balance transfer to a card with a 0% APR offer far outweigh the costs if you: Have good or excellent credit and can qualify for a good balance transfer offer. Carry high-interest debt. Need several months to pay off your balances in full. ...

Can a 0% APR credit card pay off high-interest debt?

If you moved high-interest debt to a credit card with an introductory 0% APR period on balance transfers, for example, you could potentially pay it off interest-free. And there are plenty of excellent deals to be had; see NerdWallet's best balance transfer credit cards for some top-notch options. ...

How much does a credit card balance transfer cost?

Most cards have a balance transfer fee of 3% to 5%. You need good to excellent credit to qualify. If your credit standing is just OK, you may not get approved. You may get approved for an amount less than you want to transfer. The new card's issuer might let you transfer only a portion of what you owe. How to compare balance transfer credit cards ...

Install CouponFollow Extension on Chrome

Install the CouponFollow extension to search for discount codes when shopping the fastest!

Install CouponFollow Chrome Extension   Install CouponFollow Chrome Extension