r/CreditCards on Reddit: Could you conceivably keep doing …

However, my credit is terrific and get tons of balance transfer card offers like Chase Slate, Wells Fargo, BofA, etc. Assuming there is a 0% balance transfer charge and a 12-18 month 0% apr …

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R/CreditCards On Reddit: Could You Conceivably Keep Doing …

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However, my credit is terrific and get tons of balance transfer card offers like Chase Slate, Wells Fargo, BofA, etc. Assuming there is a 0% balance transfer charge and a 12-18 month 0% apr …

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Should I Consider Getting A Credit Card? : R/personalfinance - Reddit

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Basically, what this does is two things. First, if your credit card offers any rewards, it means you're paying something like 1.5% less for all your purchases. Second, if there's some sort of dispute …

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What Is A Good Card That I Can Keep For A Long Time And Still

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Current cards: Discover It Chrome, $1800 Limit, Opened Aug 2023, Upgraded from Secured FICO Score: 754 Oldest account age: 6 months Chase 5/24 status: 1/2 Income: $5600 with …

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Does Anyone Else Hate The “Use Your Credit Card For ... - Reddit

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For example, somehow a huge $20k expense came up, idk, major damage to your home’s foundation that needs repair. If your emergency fund is only $10k, you need to come up with …

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Do I Really Need A Credit Card? : R/CreditCards - Reddit

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Start with no annual fee cards and make sure you don’t spend more than 30% of your credit limit. This is called utilization*. If you can, keep it lower than 10%. For example, if your credit limit is …

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Getting Rid Of My Credit Card Was The Best Decision I've Made

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But you’re giving up free money and protections that you can’t get elsewhere. I get anywhere from $500-$1000 per year to use my credit cards. I’m sorry that you have struggles with them, but …

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How Are People Able To Get Business Credit Cards If They Don't

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Some business credit cards do report on your personal credit report. All business cards will require a personal guarantee until you get to the corporate card level. About $1,000,000+ …

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FAQs about r/CreditCards on Reddit: Could you conceivably keep doing … Coupon?

What if I use a credit card?

If you use a credit card you have the ability to dispute all of the charges. Second, you could get a rewards credit card that officer money back, travel points. Third, some cards extend return periods on products as well as a warranties on electronics such as phones, tvs, and appliances. ...

Do people use credit cards responsibly?

Most people who use credit cards do not use them responsibly. If they did, the credit card companies would be out of business. With point of sale fees I'm not sure this is actual accurate. It's probably the case that they'd be wayyyy less profitable but if almost everyone was responsible there'd be less overhead too. ...

Should I use a credit card instead of a debit?

Had you used a credit card instead of say a debit, even if the card info is swiped, it's the credit card company's money that is in limbo. In the meantime, you could whip out a spare credit card to handle your daily purchases or simply wait till the credit card company ships you a new card--which usually comes the next business day. ...

Are credit cards a good idea?

Credit cards are great if you're responsible with them. So long as you're able to pay the monthly balance each statement and don't over utilize your credit limit, it helps build credit history. This in turn improves your credit score with the credit bureaus so that you can borrow more money and at lower rates. ...

Can a debit card be swiped as credit?

If a debit card can be swiped as credit it means that said card has a card issuer (Visa, MasterCard, etc) and any 'credit' purchase made on that card is afforded the same protection by the issuer as any other card they issued. Exactly. ...

Should I open a credit card?

It's good to open various credit cards. Avoid store cards. You want general credit better and that way when you use the cards your score remains solid instead of having 1 or 2 cards. Keep all no AF fee cards open unless you can’t keep track of them or have a debt addiction problem. ...