Suggestions for a 0% APR balance transfer? : r/CreditCards - Reddit

Suggestions for a 0% APR balance transfer? I have a capital One Spark credit card for my small business. It worked well for us for many years when I was able to pay off the balance each …


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Suggestions For A 0% APR Balance Transfer? : R/CreditCards - Reddit

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Suggestions for a 0% APR balance transfer? I have a capital One Spark credit card for my small business. It worked well for us for many years when I was able to pay off the balance each …

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Are 0% APR Balance Transfers To Good To Be True? - Reddit

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This seems high. You should be able to find a 3% or lower transfer fee. It's 5% for 21 months. Many of the 3% fees are 18 months, the 0% fees tend to be 15 months. Yeah, a 60% higher …

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Deciding On A Balance Transfer/0% APR Credit Card To Help With

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0% intro APR for 15 months on purchases and balance transfers from account opening $0 fee for balance transfers in the first 60 days after opening the account. Barclaycard Ring. Enjoy a 0% …

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Best 0% Apr Cards For Transferring? : R/CreditCards - Reddit

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Chase Freedom Flex, they have 3% balance transfer fee and 0 APR for 15 months. Assuming you have good credit, you have two broad options: A 12-15 month 0% APR card that’ll have …

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12 Best Balance Transfer Credit Cards Of November 2024

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2 days ago  · 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable …

nerdwallet.com

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Best Balance Transfer Cards Of November 2024 – Forbes Advisor

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3 days ago  · The card offers a 0% intro APR on purchases and balance transfers for 15 months, 19.74% – 29.74% variable APR after that; 3% balance transfer fee for the first 15 months, 4% …

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Best Balance Transfer And 0% APR Credit Cards (May 2024)

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5 days ago  · The Citi Simplicity offers a 21-month 0% APR on balance transfers and a lower balance transfer fee. This card is best for people with a large balance who prioritize paying it …

moneygeek.com

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Best Balance Transfer Credit Cards With 0% Until 2026 - WalletHub

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Nov 1, 2024  · The best balance transfer credit card for fair credit is the Citi Double Cash® Card because it offers an introductory APR of 0% for 18 months on balance transfers made within 4 …

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Credit Card With 0% Transfer, 0% APR Recommendations?

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Almost all cards will be 0% balance transfers but the fee can range from 3-5%. Some credit unions offer this. I don't believe banks will have no fee transfers. Navy Federal has specials …

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13 Best Balance Transfer Cards With 0% APR Of November 2024

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2 days ago  · 0% intro on balance transfers for 18 months. $6,826 (with 5% balance transfer fee) $379. $0. $6,826. Your transfer limit is usually equal to or less than your credit limit. For …

bankrate.com

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Balance Transfer Best Practices: Lower APR Vs. Longer Term

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May 6, 2024  · Regardless of which offer you choose, you plan to have the balance paid in full by the end of 24 months. Offer #1 is a 1.99% rate for 24 months with a 3% balance transfer fee. …

cardratings.com

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Balance Transfers: Benefits, Drawbacks And Alternatives

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Nov 2, 2023  · With most cards, a fee of 3% to 5% of the amount transferred is added to your balance on the new card when the debt moves over. For example, if you transfer a $5,000 …

nerdwallet.com

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Are 0% Balance Transfers Worth It? : R/CreditCards - Reddit

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Absolutely. Transferring your $20K balance to a card with a 0% intro APR for 18 months and a 3% fee is a smart move. The transfer fee will be $600 (3% of $20K), but you'll save a lot in interest …

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Best 0% APR And Balance Transfer Credit Cards - Good Financial …

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Oct 17, 2023  · The Blue Cash Preferred® Card from American Express is another great option for anyone who wants to earn rewards while paying down debt at 0% APR. This card’s current …

goodfinancialcents.com

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0% Apr + Balance Transfer Card : R/CreditCards - Reddit

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Look for a 0% or 3% balance transfer fee instead of 5% if possible. If your cards are somewhat maxed out it might not work. If you try one and are declined or don't get a good limit, I would …

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Suggestions For Credit Cards For A Balance Transfer, 0% APR

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BigTimeSaver. • 26 min. ago. A site like Nerdwallet should have a list of cards currently offering 0% APR on balance transfers. With your credit score, you may or may not get approved. The …

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0%APR Balance Transfer Offer : R/CreditCards - Reddit

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There are some credit cards that offer a 3% balance transfer fee. I would see if you can get one of those to save 2% on your transfer. If your current card that has a balance isn’t a Citi card, you …

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Suggestions For Balance Transfer Credit Cards : R/personalfinance

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Main things to watch out for on balance transfers are that you DO NOT MAKE PURCHASES ON THE CARD UNTIL THE BALANCE IS ZEROED OUT. You typically do not get 0% APR and a …

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Balance Transfer With 0% Apr Period For Bad Credit Score

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Wait for the letter with the reason (s) for denial. In case it’s not related to your score. Plus it will give you the score they based their decision on. Brightway. Looking for a card that has a 0% …

reddit.com

FAQs about Suggestions for a 0% APR balance transfer? : r/CreditCards - Reddit Coupon?

Do Balance transfer cards have a 0% APR?

Each of the top five balance transfer cards features a 0% introductory APR on balance transfers for at least 15 months. We also evaluated balance transfer fees, customer satisfaction ratings, the availability of 0% APR on new purchases, late fees and penalties, and rewards for spending. ...

Should I get a 0% APR credit card?

In general, the benefits and savings from doing a balance transfer to a card with a 0% APR offer far outweigh the costs if you: Have good or excellent credit and can qualify for a good balance transfer offer. Carry high-interest debt. Need several months to pay off your balances in full. ...

How much does a 0% APR & 3% balance transfer cost?

If you’re transferring $7,000 to a card with an 18-month 0% APR and a 3% balance transfer fee, you’ll need to pay $400.56 a month to pay it off before the rate adjusts ($7,000+$210/18 months=$400.56 per month). If you want to pay it off faster, simply pay more each month. Decide what your payment plan will be, then stick to it! ...

Can a 0% APR balance transfer card affect my credit score?

That's because the best balance transfer cards generally require good or excellent credit (FICO scores of 690 or higher), and carrying a lot of debt can drag down your scores. In cases where you can snag a 0% APR deal with average credit (FICO scores between 630 and 689), your credit limit might be much lower, restricting your use of the card. ...

Can a 0% APR credit card pay off high-interest debt?

If you moved high-interest debt to a credit card with an introductory 0% APR period on balance transfers, for example, you could potentially pay it off interest-free. And there are plenty of excellent deals to be had; see NerdWallet's best balance transfer credit cards for some top-notch options. ...

Which credit card offers 0% APR?

The Blue Cash Preferred® Card from American Express is another great option for anyone who wants to earn rewards while paying down debt at 0% APR. This card’s current offer includes 0% APR for 12 months on balance transfers and purchases, then a variable rate, currently 13.99% to 24.99%. ...

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