Are 0% balance transfers worth it? : r/CreditCards - Reddit

Are 0% Balance Transfers Worth It? : R/CreditCards - Reddit

1 week from now

Transferring your $20K balance to a card with a 0% intro APR for 18 months and a 3% fee is a smart move. The transfer fee will be $600 (3% of $20K), but you'll save a lot in interest …

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Are 0% APR Balance Transfers To Good To Be True? - Reddit

1 week from now

I currently at a 17% interest on each. Citi is offering 21month 0% APR on balance transfers with a 5% transfer free. That would be about $1,200. This seems to be the best path, with the plan to …

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Are Balance Transfers Worth It? : R/personalfinance - Reddit

1 week from now

However, if you transfer the balance in order to pay down your debt (hopefully pay off the debt completely), it's totally worth it because if you get a balance transfer card that charges 0% …

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Is A 0% Balance Transfer Worth It In This Situation? Should I ... - Reddit

1 week from now

Otherwise, if the rate that they offer isn't great, consider the 0% balance transfer, but you will take a hit on your credit score (if that is something that concerns you) for applying to a new credit …

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12 Best Balance Transfer Credit Cards Of November 2024

1 week from now

2 days ago  · The best balance transfer credit cards charge no annual fee and offer 15 months or more of 0% APR for balance transfers. Moving your high-interest credit card debt to a balance …

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Balance Transfer Credit Cards - Are They Worth It? : R/CreditCards

1 week from now

Balance Transfer Credit Cards - are they worth it? Hey guys, so I'm about $2000 total in credit card debt, two cards that are essentially maxed out at $1000 apiece. I've been looking for …

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0% Balance Transfer Worth It? : R/CreditCards - Reddit

1 week from now

Got a near maxed out 0% business credit card. My 0% period is coming to an end though. I could pay it off now, but I invest a lot in my business and would rather keep investing and pay off …

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Best Credit Cards Of November 2024: Top Cash Back, Travel

1 week from now

4 days ago  · 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.49%, 24.49%, or 29.49% Variable APR thereafter; balance transfers …

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Eli5 What Is A Credit Card Balance Transfer And What Does It Do?

1 week from now

Now you owe $0 on Blue but $500 on Red. Balance transfers are sometimes not worth it just because many credit card companies charge more for balance transfers than you would if you …

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Anyone Know Of A 0% Balance Transfer (no Fees) Credit Card?

1 week from now

Some of my existing cards (Citi, Visa, Synchrony) have offered me 0% apr balance transfers but they all include hidden fees for the initial transfer. I think it can be 3-5% of the amount you …

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Are Balance Transfers Worth It? : R/personalfinance - Reddit

1 week from now

Odds are, no they will not back charge interest if you don't pay it off in full. Virtually no credit cards do this with their 0% balance transfer offers. It is common with 0% financing on store branded …

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Could You Conceivably Keep Doing Balance Transfers For Years

1 week from now

However, my credit is terrific and get tons of balance transfer card offers like Chase Slate, Wells Fargo, BofA, etc. Assuming there is a 0% balance transfer charge and a 12-18 month 0% apr …

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0% Interest Balance Transfer A Good Idea? : R/debtfree - Reddit

1 week from now

If you're doing the balance transfer into a credit card you use, the balance on the card should be zero before you do the transfer. If it isn't, or if you use the card to make purchases after you do …

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Credit Card Balance Transfer. Is It Worth It? : R/povertyfinance - Reddit

1 week from now

Assuming you can manage the transfer fee and pay off the debt before the 0% interest runs out, it's not a bad idea. I'd read the fine print though. I think with some if not most cards, if you don't …

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