How can I best utilize 0% APR for a year? (Discover)

How Can I Best Utilize 0% APR For A Year? (Discover)

1 week from now

Discover just gave me a promotional offer for 0% for a year and also increased (doubled) my credit limit. Is there any tips or tricks to maximize this 0% APR period? I already bought 4 …

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Discover Is Awesome - They Gave Me 0% Apr After Having The

1 week from now

You can also open a new card. There are many cards offering 0% promotional APR for over a year. Discover is pretty good as a company. Too bad they don't really offer more card options …

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Discover 0% APR For EXISTING Accounts : R/CreditCards - Reddit

1 week from now

Disco is great with APR's and especially BT's (the reason I have two IT's with separate BT offers). YMMV but I get fantastic value from 0% offers. Its like having a 0% Lines-Of-Credit available if …

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Talked To Discover For A Better APR And Got 0% For A Year(again)!

1 week from now

Recently checked with Discover on if my APR is the best I can get and got back on the 0% APR for a year promo. This is great and made me wonder what… Advertisement Coins. 0 coins. …

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Best Discover 0% APR Credit Cards - WalletHub

1 week from now

Jan 17, 2024  · WalletHub's Take: Discover it® Miles is a good credit card for earning travel rewards without paying an annual fee that's especially worthwhile the first year. The Discover …

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Low Intro APR Credit Cards - Discover

1 week from now

Some 0% Intro APR card offers temporarily give you an interest rate of zero on new purchases, and other credit cards offer a 0% Intro APR only on balance transfers. Some Discover Cards …

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R/personalfinance On Reddit: I Asked Discover Card To Lower My …

1 week from now

It’s every 6 months that you can do it. Ask for a credit increase and rate decrease. That’s how I have $40k on 3 different cards. If they give you the option of 0% for 12 months, or a small …

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What Does 0% Intro APR Mean On Credit Cards? - Discover

1 week from now

Feb 15, 2024  · Not paying off the balance in full before the 0% intro APR expires. You can take advantage of introductory 0% APR promotional period offers to save money, typically by …

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How Do 0% APR Credit Cards Work? 7 Things To Know Before You …

1 week from now

Jun 19, 2024  · A 0% APR credit card can be useful for consolidating existing credit card debt or making a large purchase. Such cards offer interest-free periods, which typically range from six …

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Best Discover Credit Cards Of November 2024 – Forbes Advisor

1 week from now

Oct 24, 2024  · Discover it® Miles: Best Discover Card for Travel: 0% intro APR on purchases and balance transfers for the first 15 months of account opening. After that, a variable APR of …

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How To Utilize Cards With Introductory 0% APR : R/CreditCards

1 week from now

I am new to credit card churning. I normally pay off my cards in full every month using an automatic EFT to avoid any interest at all. But with the ability to get high interest in money …

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Best 0% APR Credit Cards Of November 2024 – Forbes Advisor

1 week from now

Oct 29, 2024  · 0% APR cards are better for large purchases or balance transfers, only if you can make the minimum monthly payments and pay off the balance within the 0% APR period. This …

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Discover Offering A Non-Advertised 12mo 0% APR Promo

1 week from now

JeffMO over on MyFico mentioned he chatted with Discover about available promos, and was offering a 12mo 0% APR promo. I did the same thing earlier today - asked about the 12mo 0% …

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Should I Take Advantage Of 0% APR? : R/CreditCards - Reddit

1 week from now

Alternate plan: open a Chase Ink or Amex BBP instead — all business cards with good SUBs, 0% APR for 12 months, and does not appear on your personal credit report whatsoever. There’s …

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You Can Ask A 0% APR For Your Cards, Just Ask : R/CreditCards - Reddit

1 week from now

You can ask Discover to change your terms to 0% for 12 months. Any new purchases you make will be at the 0% interest rate. Any old purchases will be at your old rate.

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Do You Take Advantage Of 0% APR? : R/CreditCards - Reddit

1 week from now

I have 0% APR on my WF Active Cash and I’ve had it with other cards before. I 100% carry a balance haha. I tend to make large payments every few months and I mark the end date of 0% …

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Discover: Ask And You Shall Receive. 18 Months @ 0% : R ... - Reddit

1 week from now

Don’t remember verbatim but something like wanted to enquire if there are any offers currently available on my account. The person I spoke to said I’m already getting the lowest apr so …

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Got 0% Promotional APR For 12 Months On An Old Discover Card

1 week from now

Looking at the various data points on this sun I went ahead and had a chat with discover customer service and they gladly applied a 0% promotional APR for purchases over the next 12 months …

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Asked Discover To Lower APR - They Gave Me 0% For 12 Months

1 week from now

APR shouldn't matter as you should be paying off your credit card every month; however, it doesn't hurt to call and ask. I spoke with one of Discover's representatives via online chat and …

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Any Con To 0% APR First Purchase? : R/personalfinance - Reddit

1 week from now

Be sure you know when the payment is due. Discover is notorious for offering a 0% balance transfer for 12-18 months, but not sending a statement/notice for the first billing cycle, so that …

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