Called to lower APR%, Discover gave 0% interest for a year

Jun 13, 2023  · @Bees18 wrote:. Latley I've been calling to try to lower my APR on all my cards, with little luck (I got .65% decrease on one card from Amex) . But when I called Discover they …


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Called To Lower APR%, Discover Gave 0% Interest For A Year

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Jun 13, 2023  · @Bees18 wrote:. Latley I've been calling to try to lower my APR on all my cards, with little luck (I got .65% decrease on one card from Amex) . But when I called Discover they …

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Talked To Discover For A Better APR And Got 0% For A Year(again)!

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Recently checked with Discover on if my APR is the best I can get and got back on the 0% APR for a year promo. This is great and made me wonder what…

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Asked Discover To Lower APR - They Gave Me 0% For 12 Months

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APR shouldn't matter as you should be paying off your credit card every month; however, it doesn't hurt to call and ask. I spoke with one of Discover's representatives via online chat and …

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Discover 0% APR Offer & Thoughts - MyFICO® Forums - 6694128

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Jul 12, 2023  · That 0% APR deal, they will offer you again 6 months after this 0% cycle ends. You can just ask for it then. I run 2 Discover cards for this reason. They're timed in such a way that …

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Discover Is Awesome - They Gave Me 0% Apr After Having The

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I had two discover cards, the IT and the gas card, both with 5k limits. I opened the gas card after holding the IT for 3 years for the 0% apr bonus to finance some home renovation stuff and for …

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Discover Credit Card 0.00% APR For 12 Months Via Online

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Nov 3, 2024  · My Son In Law chatted with Discover online via their chat customer service on their website and asked if he could get a lower APR and they gave him for 12 months for 0.00% …

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Discover Card Existing Card Holders 0% APR For Next 12

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Worth a shot to log in to your Discover card account and "chat" a rep. Four months ago, I came off a 12 month 0% APR on purchases and just got it again by asking. Of course TWO months ago …

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Discover Is Quietly Offering 0% APR On All Purchas ... - MyFICO® …

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Sep 10, 2021  · Discover is quietly offering 0% APR on all purchases for 12 months. ... I have a big purchase coming up--need exterior french doors installed--and did not want to open another …

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How Do I Get Discover To Lower My Interest Rate? - WalletHub

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You could always apply for a new Discover card to get 0% on purchases for over a year. Both the Discover it® Cash Back and the Discover it® Miles fall into that category, offering 0% APRs …

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Discover 0% APR For EXISTING Accounts : R/CreditCards - Reddit

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Discover 0% APR for EXISTING Accounts . FYI: Just got off the phone with Disco and asked if any promotional rates were available for my account. I got 12 months 0.00% APR ending for …

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How To Lower Your Credit Card Interest | Discover

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Jun 13, 2024  · If you qualify for it, you can apply for a new credit card with a 0% APR introductory offer, which means you won’t pay interest on certain transactions for a period of time. A 0% …

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Discover Card Or Other 0% Intro APR - MyFICO® Forums - 6797104

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2 days ago  · Does anyone know how much Discover card awards as an initial credit line? Eq: 678, TU: 664, Ex: 666; CC Bankcard Scores: Eq: 683; TU: 617; Ex: 681. I was preapproved, but am …

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What Is An Annual Percentage Rate (APR)? | Discover

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Feb 15, 2024  · The best APR is 0, because that means no interest is applied to the applicable balance. While you won’t find a credit card that offers 0% APR forever, it’s possible to find 0% …

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Discover Extending 0% APR? - MyFICO® Forums - 2593949

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Nov 18, 2013  · Re: Discover extending 0% APR? I remember reading on this forum earlier in the year that someone was able to get a 0% APR extension from Discover, but YMMV. At least …

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What Is A Purchase APR? - Discover

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Jun 19, 2024  · Credit cards with an intro 0% APR, like the ones offered by Discover, ... You may get charged a penalty APR if you have one or several late payments or have exceeded your …

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Promo Apr 0.9% For 6mo. Standard Is 27.74% Is This A Good Offer ...

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I got a email from discover for a promo apr of 0.9% for 6 months to replace the standard apr of 27.74%. I don't get any interest on my card since I pay off my card before each due date. But I …

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Discover Won't Extend 0% APR Promotional Longer Wh.

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Apr 21, 2019  · My Discover IT only has 3 months left and Discover IT Chrome 7 months left for the 0% promotion. I called Discover asking if they could extend the promotion or say combine …

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Discover: Ask And You Shall Receive. 18 Months @ 0%

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Don’t remember verbatim but something like wanted to enquire if there are any offers currently available on my account. The person I spoke to said I’m already getting the lowest apr so …

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FAQs about Called to lower APR%, Discover gave 0% interest for a year Coupon?

What is the best APR for a credit card?

The best APR is 0, because that means no interest is applied to the applicable balance. While you won’t find a credit card that offers 0% APR forever, it’s possible to find 0% intro APR offers, and you can check the length of the intro period to find out how long you’ll be able to enjoy a 0% APR. ...

How do I find a good Apr?

The average APR fluctuates with the economy, so the best way to find a good APR for you is to compare the APR ranges in the current terms of any cards you’re considering. Did you know? The best APR is 0, because that means no interest is applied to the applicable balance. ...

What is a 0% APR credit card offer?

If you qualify for it, you can apply for a new credit card with a 0% APR introductory offer, which means you won’t pay interest on certain transactions for a period of time. A 0% APR credit card offer may come in handy if you want to finance a large purchase or want to pay off credit card debt quicker. ...

What is an intro 0% APR?

Introductory purchase APRs are usually much lower than regular purchase APRs, even as low as 0%. Credit cards with an intro 0% APR, like the ones offered by Discover, are ideal for making and paying off large purchases during the promotional period. ...

How do I lower my APR on discover?

It can help your case, in some instances. Call the Discover customer service line at (800) 347-2683: listen through the service menu, and the automated voice will ask what you need. Just say, “I want to lower my APR,” and you’ll be directed to an account manager. ...

How do I lower my Apr?

Just say, “I want to lower my APR,” and you’ll be directed to an account manager. Reach out to Discover’s live customer service chat through their website: go to Discover's website and navigate to the Card Help Center through the “Help & Resources” link, found at the top right of the main page. ...

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