Do you take advantage of 0% APR? : r/CreditCards - Reddit

Do You Take Advantage Of 0% APR? : R/CreditCards - Reddit

3 weeks from now

I 100% carry a balance haha. I tend to make large payments every few months and I mark the end date of 0% APR on my calendar and in my CC note I have on my phone. I make sure the …

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Should I Take Advantage Of 0% APR? : R/CreditCards - Reddit

3 weeks from now

It look like OP does have the means to pay for it, but want to take advantage of the 0% promo and put the money in a HYSA to get ~5% APY. Nothing wrong with this plan, as long as OP …

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Is It Worth It To Use 0% Apr Credit Card Offers In This ... - Reddit

3 weeks from now

If it’s a cash advance, make sure you’re aware of any upfront fees in determining how profitable this is (and make sure to consider taxes and the three month penalty for cashing before five …

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Pay Now Or Take Advantage Of 0% APR? : R/CreditCards - Reddit

3 weeks from now

740 FICO score About $60,000 available credit across all cards (plus Amex Gold and Platinum Cards with no set limits which I typically charge $8,000-10,000 a month to and always pay in …

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Is It Stupid To Not Take Advantage Of 0% APR Period?

3 weeks from now

I currently have like 15 months of 0% APR on my CFF, but I still see myself paying off the statement in full each month. I’ve never paid... jump to content. my subreddits. edit …

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Using 0% APR Credit Cards On Big Purchases? : R/personalfinance

3 weeks from now

First thing: 0% APR cards are not reward cards. Citi has a rewards card that pays you 2% (1% when you buy, 1% when you pay). 2% of $2000 = $40. Huh? My chase freedom has a 0% apr …

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Is Getting A 0% APR Credit Card Worth It? : R/personalfinance - Reddit

3 weeks from now

Someone recently suggested that I apply for a credit card that offers 0% intro APR for 18 months. I would use the credit card to the credit limit that it offers me, pay the minimum due each …

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What Is The Real Advantage Of Using Credit Cards With A 0% APR?

3 weeks from now

3 days ago  · In 2022 and 2023, my wife and I started opening up new credit cards offering 0% rates for periods such as 18 months. By the time 2024 rolled around, we were up to about …

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Is It Worth Getting A 0% APR Credit Card To Manage Holiday …

3 weeks from now

Oct 16, 2024  · With the holidays coming up, I’m considering getting a 0% APR credit card to handle the extra expenses without paying interest for the first... jump to content. my …

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Should You Take Advantage Of 0% APR Or Use The Card As If You

3 weeks from now

Take advantage of it, if you’re disciplined enough to do so. That means knowing for sure that you’ll have the money to pay everything off before the offer ends, and that you’ll actually do so. …

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The Pros And Cons Of 0% APR Credit Cards | Bankrate

3 weeks from now

Nov 26, 2024  · Pros of 0% intro APR credit cards The main advantage of a 0 percent introductory APR credit card is obvious — avoiding interest. However, other potential upsides are more …

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0% APR Credit Cards: How They Work & How To Use Them Wisely

3 weeks from now

Jan 28, 2025  · The card's 0% introductory APR lasts 21 months on balance transfers (then 18.24% - 28.99% (Variable)), which is a competitive length when it come to major credit cards. …

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The Pros And Cons Of A 0% Balance Transfer | Credit Cards - U.S.

3 weeks from now

2 days ago  · "Make sure you understand the rates that apply to new purchases, as they typically don't qualify for the promotional 0% APR," she says. Read: Best Credit Cards for Bad Credit.

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Does 0% APR Actually Work? What's The Catch?

3 weeks from now

Dec 5, 2024  · Basically any cars that have 0% APR deals are selling slowly and the 0% APR is similar to directly cutting a few thousand off the sale price. So for example if a car is selling …

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How Does 0 % APR Credit Cards Work And Should I Get One? : R

3 weeks from now

And you should try to get a card with both 0% apr AND a sign up bonus, since you’re planning to do a big spend right after opening. But you should only consider this if you’re a 100% sure you …

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Pitfalls Of Carrying A Balance On A 0% APR Card? : R/CreditCards

3 weeks from now

Oh well, at least I was able to take advantage of the $200 sign up bonus, and I still have 5% back on grocery purchases until the end of the year, including gasoline purchases from the one gas …

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Looking For The Best 0 APR Card : R/CreditCards - Reddit

3 weeks from now

I have some big sudden expenses (~8k) coming up, I’d like to open a new credit card to take advantage of a 0% Apr introductory period and transfer my current credit debt (~8k) to the new …

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0% APR Offer Card Suggestions For 2021? : R/CreditCards - Reddit

3 weeks from now

I'm also taking advantage of the Flex's 0% intro period but don't want to use too much utilization/want to get a SUB for the new move spend. I am wondering if anyone else has …

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Should I Try For A 0% APR Credit Card, A Loan Or Try To Pay ... - Reddit

3 weeks from now

A personal loan changed my life. I put all my credit-card debt into one- cut up those credit cards and finally paid them off. This was 7 years ago and haven't looked back! About a year and a …

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How To Utilize Cards With Introductory 0% APR : R/CreditCards

3 weeks from now

I am new to credit card churning. I normally pay off my cards in full every month using an automatic EFT to avoid any interest at all. But with the ability to get high interest in money …

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