Asked Discover to lower APR - they gave me 0% for 12 months

APR shouldn't matter as you should be paying off your credit card every month; however, it doesn't hurt to call and ask. I spoke with one of Discover's representatives via online chat and …


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Asked Discover To Lower APR - They Gave Me 0% For 12 Months

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APR shouldn't matter as you should be paying off your credit card every month; however, it doesn't hurt to call and ask. I spoke with one of Discover's representatives via online chat and …

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I Asked Discover Card To Lower My APR, Just To See If They Would, …

1 week from now

It’s every 6 months that you can do it. Ask for a credit increase and rate decrease. That’s how I have $40k on 3 different cards. If they give you the option of 0% for 12 months, or a small …

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Discover Is Awesome - They Gave Me 0% Apr After Having The

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Doing a big purchase of about $4000 here soon. Saw through the forums here that people get targeted for it. Figured I’d give a call and they gave me 0% Apr for 12 months starting …

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Discover Is Quietly Offering 0% APR On All Purchases For 12 Months.

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Sep 10, 2021  · I have a big purchase coming up--need exterior french doors installed--and did not want to open another CC just to get 0%. So just now I called Discover and asked if I had an …

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Discover Credit Card 0.00% APR For 12 Months Via Online

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Nov 3, 2024  · My Son In Law chatted with Discover online via their chat customer service on their website and asked if he could get a lower APR and they gave him for 12 months for 0.00% …

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I Messaged Discover Asking To Lower My Apr. Within A Few Minutes …

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Discover is doing, at least for me, a promo where you can get 0% apr for a bit. I don't use my card much, but I took advantage. They also bumped my credit limit a bit for my first anniversary with …

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How To Find 0% Promotional APR Offers On Discover Cards

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Jun 12, 2024  · The Pros and Cons of Having 0% APR for 12 Months. You've heard us say it several times: Paying off your credit card statement on time and in full every month is the best …

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How To Lower Your Credit Card Interest - Discover

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Jun 13, 2024  · If you qualify for it, you can apply for a new credit card with a 0% APR introductory offer, which means you won’t pay interest on certain transactions for a period of time. A 0% …

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Got 0% Promotional APR For 12 Months On An Old Discover Card

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Looking at the various data points on this sun I went ahead and had a chat with discover customer service and they gladly applied a 0% promotional APR for purchases over the next 12 months …

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How Do I Get Discover To Lower My Interest Rate? - WalletHub

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You could always apply for a new Discover card to get 0% on purchases for over a year. Both the Discover it® Cash Back and the Discover it® Miles fall into that category, offering 0% APRs …

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Does Discover Have A Financial Hardship Program?

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Aug 26, 2024  · If you have credit card debt on a credit card with a high-interest rate, consider a balance transfer card offer with a low or 0% intro APR. You can also consider setting up a …

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You Can Ask A 0% APR For Your Cards, Just Ask : R/CreditCards - Reddit

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Right! I asked BoA and they said no. Citi gave me 0% for six months. I didn't ask my other issues and instead got a US Bank card with 0% for 24 months. I'm using to for a large purchase over …

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Requesting Lower APR With Discover - MyFICO® Forums - 1380749

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May 2, 2012  · I have successfully gotten my APR lowered twice in the last two yrs, last time, they could either lower my apr or give me 3.9% for 6 months. I took the 3.9%. I was able to do it …

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Discover Card Rep Claims They Can’t Lower Interest Rates On ... - Reddit

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Discover card rep claims they can’t lower interest rates on balance, but granted 0% for 12 months on purchases going forward. ... gave me the aforementioned 0% for 12 months but she says …

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Discover Is Confusing Me On APR - MyFICO® Forums - 4287018

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Oct 20, 2015  · Currently, my Discover is at 10.99% Purchase APR. I am looking to get 0% PROMO APR which they provide for a limited time period of 6 or 12 months. So whenever I …

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FAQs about Asked Discover to lower APR - they gave me 0% for 12 months Coupon?

How do I lower my APR on discover?

It can help your case, in some instances. Call the Discover customer service line at (800) 347-2683: listen through the service menu, and the automated voice will ask what you need. Just say, “I want to lower my APR,” and you’ll be directed to an account manager. ...

What happens if you get a 0% APR credit card offer?

If you get a 0% APR card offer, be sure to review your card's terms to be aware of all of the rules that apply to the offer. With no harm to your credit score Another way you can potentially lower your credit card interest is through a balance transfer card offer. ...

How do I lower my Apr?

Just say, “I want to lower my APR,” and you’ll be directed to an account manager. Reach out to Discover’s live customer service chat through their website: go to Discover's website and navigate to the Card Help Center through the “Help & Resources” link, found at the top right of the main page. ...

Does discover offer a lower interest rate?

If your account is in good standing and you have a good, lengthy history with the company, Discover might offer you a permanently lower interest rate. If you think you’re qualified for a lower APR and they decline to offer you one in the beginning, state your case. If you’re willing to cancel your card over it, say so. ...

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