US Bank 4% Smartly Visa Credit Card - Page 12 - Bogleheads.org

I had an existing US Bank relationship, mostly low-spend credit cards, and was given a 15K credit limit on the Smartly card. I called to request an increase to 25K, which they granted, but with …


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US Bank 4% Smartly Visa Credit Card - Page 12 - Bogleheads.org

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I had an existing US Bank relationship, mostly low-spend credit cards, and was given a 15K credit limit on the Smartly card. I called to request an increase to 25K, which they granted, but with …

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US Bank 4% Smartly Visa Credit Card - Bogleheads.org

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Dec 8, 2018  · The required Smartly savings account earns 4.1% currently when you can get 5.15%+ elsewhere. Not worth it. To lose $1k+in savings interest to make an extra 2% on …

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US Bank 4% Smartly Visa Credit Card - Page 13 - Bogleheads.org

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Re: US Bank 4% Smartly Visa Credit Card Post by Lyrrad » Wed Nov 20, 2024 7:04 pm Lastrun wrote: Wed Nov 20, 2024 6:32 pm One interesting observation in reading this thread (and …

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My Experience Signing Up For The U.S. Bank Smartly 4% Credit …

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Dec 18, 2024  · This is a caution for people wanting to perform a product change to the Smartly card. P1 and P2 both had U.S. Bank cards with decent credit limits, so we did a product …

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US Bank Smartly (4%) Credit Card Review - Frugal Professor

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Dec 7, 2024  · The “non-category” spend only earned 2.625% with the BoA Premium Rewards card. US Bank’s 4% card overcomes those two problems by offering an unlimited 4% on every …

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Up To 4% Back Everywhere: US Bank's Smartly Card | Card Talk …

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Dec 19, 2024  · You can increase earning with a U.S. Bank Smartly Savings account and have certain amounts deposited w/ US Bank… – You’ll need a Smartly Savings Accoun() – But you …

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US Bank 4% Smartly Visa Credit Card - Page 4 - Bogleheads.org

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Sep 30, 2024  · That's about the only reason that I am still looking for a way to do this without adding too much inconvenience. A branch is 3 miles away and there are many others in the …

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US Bank Smartly Visa Review: Good, Bad, And Setup Best Practice

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Jan 5, 2025  · Bank of America emailed me last month to tell me it had been 10 years since I joined its Preferred Rewards program. This program offers 2.625% rewards on a credit card …

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New US Bank Smartly Visa - Up To 4% Cash Back - Page 16

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Credit Cards; New US Bank Smartly Visa - up to 4% Cash Back; Options. Subscribe to RSS Feed; Mark Topic as New ... U.S. Bank Smartly Visa Signature Credit Card. BofA Platinum …

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New U.S. Bank Smartly Card Offers Up To 4% Cash-Back

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Nov 12, 2024  · U.S. Bank has launched the U.S. Bank Smartly™ Visa Signature® Card, offering an industry-leading up to 4% cash-back on all purchases. ... November 12, 2024, 12:24pm …

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US Bank Smartly Visa Signature Card: 4% Cash Back?!

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Nov 14, 2024  · Basics of the US Bank Smartly Visa Signature Card. The US Bank Smartly Visa Signature Card has no annual fee, and offers unlimited 2% cash back on all eligible …

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US Bank Smartly Credit Card Review: 4% Cashback On Everything!

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Nov 11, 2024  · Earn a total of 4% cashback with a qualifying balance of $100,000 or more. About how you can park $100k in US Bank without losing money: either savings account or …

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US Bank 4% Smartly Visa Credit Card - Page 2 - Bogleheads.org

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Jul 27, 2008  · Bogleheads.org. Investing Advice Inspired by Jack Bogle. Skip to content. Quick links. ... Fri Sep 06, 2024 12:52 am So unless there is an annual fee for the credit card the …

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New US Bank Smartly Visa - Up To 4% Cash Back - MyFICO® Forums

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Sep 3, 2024  · New US Bank Smartly Visa - up to 4% Cash Back Hey all, just saw this waitlist for a new US Bank Smartly Visa card that is a flat 2% card, but gives % extra bonus depending on …

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U.S. Bank Smartly Credit Card: Up To 4% Cashback – With A Catch

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Nov 11, 2024  · What’s worth remembering though is that Bank of America cards only earn up to 5.25% cashback in certain categories, whereas this Smartly credit card will offer 4% cashback …

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US Bank 4% Smartly Visa Credit Card - Page 25 - Bogleheads.org

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Dec 17, 2024  · Bogleheads.org. Investing Advice Inspired by Jack Bogle. Skip to content. Quick links. ... 2024 1:12 am The brokerage assets still aren't showing up in my US bank app. I left …

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US Bank 4% Smartly Visa Credit Card - Page 20 - Bogleheads.org

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Nov 30, 2024  · frugalor wrote: Thu Nov 28, 2024 3:19 am Cool. Still waiting for the card to arrive. Here will be my new cashback setup: Gas -> BoA Customized Cash Rewards Visa Signature …

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US Bank 4% Smartly Visa Credit Card - Page 32 - Bogleheads.org

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Dec 29, 2024  · When charges are pending on the card, they get subtracted from the remaining credit but do not get added to the balance. This means you can't pay off the card to increase …

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US Bank 4% Smartly Visa Credit Card - Page 37 - Bogleheads.org

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3 days ago  · Re: US Bank 4% Smartly Visa Credit Card Post by lstone19 » Sat Jan 25, 2025 9:15 pm EricGold wrote: Sat Jan 25, 2025 8:20 pm When the ACATS is completed you will see the …

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FAQs about US Bank 4% Smartly Visa Credit Card - Page 12 - Bogleheads.org Coupon?

What is a smartly visa 2%-4% card?

The new kid on the block in U.S. Bank with their Smartly Visa 2%-4% card. The setup is similar to that of Bank of America where those with $100,000 in assets with the bank get top tier rewards on the card and earn a whopping 4% cash back. The card has no annual fee. There’s no signup bonus on the Smartly card. There are foreign transaction fees. ...

Does US Bank have a 4% card?

US Bank’s 4% card overcomes those two problems by offering an unlimited 4% on every transaction. I’ve already downgraded my Premium Rewards card (to our 8th CCR…supposedly with the superpower of no FTF) and will shift all non-category spend to the Smartly 4% card. ...

Does US Bank smartly Visa offer a 4% reward?

Find Advice-Only US Bank Smartly Visa offers 4% reward on every purchase. See what works well, the downsides, and the best practice to set it up. ...

Should I get a US Bank smartly 4% card?

If all goes well, the math will work out even better with the U.S. Bank 4% card. These rewards would even cover fees of 3%+. There are various other places (rents, school tuitions, Plastiq, etc) who add on a ~3% transaction fee, and the 4% rewards on the Smartly card can cover that. And so I decided to give the U.S. Bank Smartly 4% card a shot. ...

What is the US Bank smartly credit card?

However, the US Bank Smartly Credit Card takes things to a whole new level, offering a 4% cashback rate with no cap – – a game-changer for heavy spenders! This card is perfect for those who prefer a one-card strategy. ...

What is the US Bank smartly® Visa Signature® Card?

U.S. Bank has launched the U.S. Bank Smartly™ Visa Signature® Card, offering an industry-leading up to 4% cash-back on all purchases. ...

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