US Bank Smartly (4%) Credit Card Review - Frugal Professor

Dec 7, 2024  · The “non-category” spend only earned 2.625% with the BoA Premium Rewards card. US Bank’s 4% card overcomes those two problems by offering an unlimited 4% on every …


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US Bank Smartly (4%) Credit Card Review - Frugal Professor

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Dec 7, 2024  · The “non-category” spend only earned 2.625% with the BoA Premium Rewards card. US Bank’s 4% card overcomes those two problems by offering an unlimited 4% on every …

frugalprofessor.com

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US Bank Smartly Visa Review: Good, Bad, And Setup Best Practice

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Jan 5, 2025  · US Bank Smartly Visa offers 4% reward on every purchase. See what works well, the downsides, and the best practice to set it up. ... U.S. Bancorp Investments. I heard about …

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My Experience Signing Up For The U.S. Bank Smartly 4% Credit …

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Dec 18, 2024  · If all goes well, the math will work out even better with the U.S. Bank 4% card. These rewards would even cover fees of 3%+. There are various other places (rents, school …

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US Bank 4% Smartly Visa Credit Card - Page 4 - Bogleheads.org

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Sep 30, 2024  · B of A is about 80 miles away. Also US Bank's 4% card would simplify our credit card use while B of A would not. ... Frugal Professor, mine is nearly the exact same: 9/9: …

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US Bank 4% Smartly Visa Credit Card - Bogleheads.org

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Dec 8, 2018  · The required Smartly savings account earns 4.1% currently when you can get 5.15%+ elsewhere. Not worth it. To lose $1k+in savings interest to make an extra 2% on …

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US Bank 4% Smartly Visa Credit Card - Page 32 - Bogleheads.org

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Dec 29, 2024  · Gadget wrote: Sun Jan 12, 2025 9:22 pm Everyone may want to check their autopay for the credit card showing on the US Bank site. I'm 100% sure I had autopay setup …

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Financial Update – Nov 2024 - Frugal Professor

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Dec 4, 2024  · We got the new US Bank Smartly 4% card. Quick review. The good: it’s a no-nonsense 4% card with no annual fee (with $100k of assets). ... • US Bank Smartly (4%) …

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US Bank Smartly Credit Card Review: Up To 4% Cash Back W/ …

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Nov 12, 2024  · Original pre-review post: US Bank recently announced the US Bank Smartly Visa Signature Card, a new rewards credit card that offers up to 4% cash back on all purchases, if …

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U.S. Bank Smartly Card Review: Lucrative Option For Loyalists

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The $0-annual-fee U.S. Bank Smartly™ Visa Signature® Card earns an unlimited 2% cash back that puts it on par with the best flat-rate cash-back credit cards on the market. But what makes …

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US Bank Smartly Visa Signature Card: 4% Cash Back?!

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Nov 14, 2024  · Basics of the US Bank Smartly Visa Signature Card. The US Bank Smartly Visa Signature Card has no annual fee, and offers unlimited 2% cash back on all eligible …

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US Bank 4% Smartly Visa Credit Card - Page 5 - Bogleheads.org

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Dec 24, 2009  · Bonus value for a new setup with US Bank Smartly $450 - Open a new Smartly Checking account and make 2+ direct deposits totaling $8,000 or more. $0 - Open and fund a …

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US Bank Smartly Credit Card Review: 4% Cashback On Everything!

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Nov 11, 2024  · If you have other US Bank credit cards, you can convert them to this one. After Applying. To check the application status, you can visit this webpage or call (800) 947-1444. If …

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US Bank Smartly Visa Review: Good, Bad, And Setup Best Practice

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Bank of America emailed me last month to tell me it had been 10 years since I joined its Preferred Rewards program. This program offers 2.625% rewards on a credit card when you have …

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New U.S. Bank Smartly Card: 4% On All Purchases - NerdWallet

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Dec 2, 2024  · These rewards are earned as “Points”, and U.S. Bank will credit your U.S. Bank Smartly™ Visa Signature® Card with 2 Points for every $1 in eligible Net Purchases. You may …

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US Bank 4% Smartly Visa Credit Card - Page 7 - Bogleheads.org

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Oct 25, 2024  · Even if they launch a replacement VISA Infinite card, US Bank doesn't tend to kill off old cards. The Flexperks Travel Rewards card was closed to new sign-ups in 2020, yet …

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Is The 4% Cash Back U.S. Bank Smartly Visa Signature Card Worth …

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The U.S. Bank Smartly Savings account is decent for a brick and mortar bank – it offers 4.10% APY (when you have a checking account too and combined qualifying balances of at least …

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New US Bank Smartly Visa - Up To 4% Cash Back - MyFICO® Forums

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Sep 3, 2024  · Based on a quick read of the fine print it looks like you only need a $25 balance in a Smartly Savings account; beyond that $25 any combination of other personal US Bank deposit …

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US Bank 4% Smartly Visa Credit Card - Page 13 - Bogleheads.org

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Re: US Bank 4% Smartly Visa Credit Card Post by Lyrrad » Wed Nov 20, 2024 7:04 pm Lastrun wrote: Wed Nov 20, 2024 6:32 pm One interesting observation in reading this thread (and …

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U.S. Bank Smartly Visa Card: Earn Unlimited 4% On All Purchases

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5 days ago  · Officially launched on November 13, 2024, the U.S. Bank Smartly Visa Signature card is an unlimited 2% cash back credit card that offers even more cash back when paired …

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US Bank 4% Smartly Visa Credit Card - Page 6 - Bogleheads.org

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Jan 5, 2014  · I've never had the USBAR card (or a US Bank brokerage account), but am hoping that getting 4% on the new smartly card will just involve some one-time hassles in getting …

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FAQs about US Bank Smartly (4%) Credit Card Review - Frugal Professor Coupon?

Should I get a US Bank smartly 4% card?

If all goes well, the math will work out even better with the U.S. Bank 4% card. These rewards would even cover fees of 3%+. There are various other places (rents, school tuitions, Plastiq, etc) who add on a ~3% transaction fee, and the 4% rewards on the Smartly card can cover that. And so I decided to give the U.S. Bank Smartly 4% card a shot. ...

Does the US Bank smartly 4% card cover a 3% transaction fee?

There are various other places (rents, school tuitions, Plastiq, etc) who add on a ~3% transaction fee, and the 4% rewards on the Smartly card can cover that. And so I decided to give the U.S. Bank Smartly 4% card a shot. After applying I heard absolutely nothing from U.S. Bank for many days. ...

What is the US Bank smartly credit card?

However, the US Bank Smartly Credit Card takes things to a whole new level, offering a 4% cashback rate with no cap – – a game-changer for heavy spenders! This card is perfect for those who prefer a one-card strategy. ...

What is the reward for using a smartly card?

1. U.S. Bank Smartly Visa card. The base reward is 2%. You get higher rewards when you have other accounts with U.S. Bank. 2. U.S. Bank Smartly Checking account. A checking account is technically optional but you’re implicitly expected to have it because most other U.S. Bank customers have a checking account with the bank. ...

Does US Bank smartly Visa offer a 4% reward?

Find Advice-Only US Bank Smartly Visa offers 4% reward on every purchase. See what works well, the downsides, and the best practice to set it up. ...

How much cash back does US Bank smartly offer?

The new no annual fee US Bank Smartly Visa Signature Card offers 2% cash back. While that’s pretty good, what makes this card exceptional is that it offers up to an additional 2% cash back if you maintain a certain balance with US Bank. For those with at least $100K with US Bank, you could receive 4% cash back on all purchases. ...

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