Simplii Financial HISA interest rate meltdown : r ... - Reddit

FYI - CIBC's full service banking (vs the discount Simplii brand) is offering a promo rate for 4 months in it's HISA of 4.25% and 2% thereafter (if you deposit $200/mo in there). It's …

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Simplii Financial HISA Interest Rate Meltdown : R ... - Reddit

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FYI - CIBC's full service banking (vs the discount Simplii brand) is offering a promo rate for 4 months in it's HISA of 4.25% and 2% thereafter (if you deposit $200/mo in there). It's …

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Simplii Has Changed How They Pay Out HISA Interest? : R ... - Reddit

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The special annual interest rate of 5.25% is a combination of the regular annual interest rate set by Simplii Financial payable on a HISA balance (“Regular Interest”), plus the promotional …

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Simplii HISA Daily Interest Rate Balance Confusion : R ... - Reddit

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The special annual interest rate of 3.00% is a combination of the regular annual interest rate set by Simplii Financial payable on a HISA balance (“Regular Interest”), plus the promotional …

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Simplii Has Changed How They Pay Out HISA Interest?

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Jul 22, 2023 · The special annual interest rate of 5.25% is a combination of the regular annual interest rate set by Simplii Financial payable on a HISA balance (“Regular Interest”), plus the …

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What's Everyone Doing With There WS Cash Account Now That Its …

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Since Wealthsimple has dropped 2% off their HISA what has everyone done with their cash? I was loving it at 4.5% but wondering if I should be...

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Simplii's 3% Promotional Rate For HISA : R/PersonalFinanceCanada

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The special annual interest rate of 3.00% is a combination of promotional and regular annual interest rates payable on deposits made to eligible Simplii Financial High Interest Savings …

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Simplii HISA Rate Confusion? : R/PersonalFinanceCanada - Reddit

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Banks like Simplii often have deals where you get a higher rate for a certain period (I’m getting 2% until Feb 2022). And then keep a 2nd account like EQ or CTFS that always has a higher rate. …

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Simplii VS WealthSimple Cash: Battle Of Checking Accounts.

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Sep 13, 2024 · 4% interest on your balance (this isn’t a promotional rate, so you don’t have to move money back and forth so often) 1% cash back on spending. I have credit cards with …

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Simplii Offering 5% Interest In HISA Until Aug 31st : R ... - Reddit

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You might want EQ bank as well for a stable relatively high interest rate that doesn't rely on promotions. The post setup effort is very minimal, a few clicks really, and probably earns an …

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[Simplii Financial] HISA 4.75% - RedFlagDeals.com

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Dec 15, 2022 · We’re reaching out to let you know that the promotional interest rate offer on your Simplii Financial High Interest Savings Account(s) will end on Octo‍ber 3‍1, 20‍22. After this offer …

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FAQs about Simplii Financial HISA interest rate meltdown : r ... - Reddit Coupon?

Is Simplii Hisa a risky account?

I currently have a Simplii HISA account at the 5.25% rate, and they are depositing the interest into my account every month. Regular interest rate is 5.5% for $1 million .01 and up which is higher than than the 5.25% promo. Too risky though as it’s way over CDIC coverage ...

When does Simplii offer a high interest savings account?

† The Simplii Financial™ High Interest Savings Account Promotional Interest Rate Offer for New Simplii Clients (the “HISA Offer”) is available between August 1, 2023 and October 31, 2023 (the “Offer Period”)... ...

Does Simplii have a Hisa promo?

I noticed Simplii has a 5.25% HISA promo but in the past, I avoided them due to how they paid out the HISA interest. They would pay after the promotional offer (ie. if promo offer is 5 months, they would pay out at the end of 5 months meaning no compounding interest) ...

What if the Hisa rate difference is 0.05%?

One would be able to figure out near the end of this month when the regular interest is paid. The 0.05% rate difference would result in a 2¢ per day difference in interest for each $14,600 of balance. Simplii has posted their HISA interest on Wednesday, September 25. The amount paid implies that the rate was changed September 9. Norman1 said ...

How much does a Simplii Financial Hisa cost?

Since the Simplii Financial HISA has no monthly fees, it seems only fair to compare it to KOHO’s no-fee offering, its Essential account. Well, it costs $4/month but there is no annual fee when you set up a recurring direct deposit or make a monthly contribution of $1,000 or more to the card. ...

Does Simplii have a good interest rate?

With the Simplii account, you can earn up to a special 6.00% interest rate on eligible deposits for five months interest, and up to 4.25% interest after that. The bad news? You’ll need a balance of $1 million or more. Yeah, that’s not realistic for most Canadians. EQ Bank, meanwhile, offers a great interest rate of up to 3.50%*. ...