Simplii has changed how they pay out HISA interest? : r ... - Reddit

I noticed Simplii has a 5.25% HISA promo but in the past, I avoided them due to how they paid out the HISA interest. They would pay after the promotional offer (ie. if promo offer is 5 months, …

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Simplii Has Changed How They Pay Out HISA Interest? : R ... - Reddit

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I noticed Simplii has a 5.25% HISA promo but in the past, I avoided them due to how they paid out the HISA interest. They would pay after the promotional offer (ie. if promo offer is 5 months, …

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Simplii Has Changed How They Pay Out HISA Interest?

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Jul 22, 2023 · I noticed Simplii has a 5.25% HISA promo but in the past, I avoided them due to how they paid out the HISA interest. They would pay after the promotional offer (ie. if promo …

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Simplii HISA Daily Interest Rate Balance Confusion : R ... - Reddit

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The special annual interest rate of 3.00% is a combination of the regular annual interest rate set by Simplii Financial payable on a HISA balance (“Regular Interest”), plus the promotional …

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Simplii High Interest Saving Changed Interest Promo? : R ... - Reddit

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I saw previous posts where new Simplii joiners are offered 5% interest rate no matter how much money they put in. After reading through the fine print today, I guess they changed the annual …

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Interest | Simplii Financial | Discussion Forum | Canadian High ...

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Mar 1, 2024 · Hi, How does Simplii Financial pay out monthly interest from their HISA? I'm currently on the 5.5% promo that ends March 31st. ... How does Simplii Financial pay out …

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Simplii Offering 5% Interest In HISA Until Aug 31st : R ... - Reddit

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All my bills come out of my brick and mortar bank account. I leave the minimum balance required monthly to waive the plan fee. Most of my bills come off the credit cards anyways but pay …

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Help With Understanding Simplii Financials HISA? : R ... - Reddit

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Basically they just check the balance daily, so let's say you had an empty account and deposited $1000 in the last week of the month, you would still get 1/4 of that months interest payment. …

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HISA Account At Simplii - RedFlagDeals.com Forums

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Jul 17, 2024 · knuks101 wrote: ↑ I opened a HISA with Simplii in April, when they offered the 6% interest . My savings were with Tangerine, who didn’t have a good rate at the time . It was a bit …

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Is The Simplii 2.2% HISA Promo A Good Idea? : R ... - Reddit

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The special annual interest rate of 2.20% is a combination of the regular annual interest rate set by Simplii Financial payable on a HISA balance (“Regular Interest”), plus the promotional …

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Simplii HISA Interest Rate Now 0.7% : R/PersonalFinanceCanada

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Simplii has followed suit with everyone else and the High Interest Savings Account is now 0.7%. This means if you have the Tangerine 2.65% promotion and Simplii 2.8% promotion, it is now …

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Simplii HISA Rate Confusion? : R/PersonalFinanceCanada - Reddit

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Banks like Simplii often have deals where you get a higher rate for a certain period (I’m getting 2% until Feb 2022). And then keep a 2nd account like EQ or CTFS that always has a higher rate. …

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How Does Simplii Financial Calculate The Interest For HISA? : R ...

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Simplii’s promo interest is pretty weird. I had my downpayment in there a couple months a few years ago and lost like $300 in interest I should’ve got if I had just stuck it somewhere like EQ. …

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Anything To Consider B/w Tangerine & Simplii HISA When Offered …

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The last promo I was offered isn't a lot, but they recently offered 1.5% to my wife. At the same time, Simplii has a new promo running for 2.3% for new accounts. Since they both are pretty …

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FAQs about Simplii has changed how they pay out HISA interest? : r ... - Reddit Coupon?

Does Simplii have a Hisa promo?

I noticed Simplii has a 5.25% HISA promo but in the past, I avoided them due to how they paid out the HISA interest. They would pay after the promotional offer (ie. if promo offer is 5 months, they would pay out at the end of 5 months meaning no compounding interest) ...

Is Simplii Hisa a risky account?

I currently have a Simplii HISA account at the 5.25% rate, and they are depositing the interest into my account every month. Regular interest rate is 5.5% for $1 million .01 and up which is higher than than the 5.25% promo. Too risky though as it’s way over CDIC coverage ...

Does Simplii pay out after a promo offer?

They would pay after the promotional offer (ie. if promo offer is 5 months, they would pay out at the end of 5 months meaning no compounding interest) It looks like with their new rebranding, Simplii has discontinued the “Simplii Financial Savings Account” and released the new “High Interest Savings Account.” ...

Does Simplii offer 5% interest?

Simplii offering 5% interest in HISA until Aug 31st : r/PersonalFinanceCanada Just got a notification that Simplii will offer 5% interest in HISA for new deposits. I had just moved my money out to purchase CASH.to but looks like I’ll move it back to take advantage of this promotion. Wonder if the promo 5% applies for newly opened accounts ...

Does Simplii pay interest?

Simplii has not been paying interest by calendar months as far back as late 2017. Many, many financial institutions have month-ends that are not at calendar month ends. VanCity used to (or maybe still does?) and Coast Capital does, at least. Many, many financial institutions have month-ends that are not at calendar month ends. ...

What if the Hisa rate difference is 0.05%?

One would be able to figure out near the end of this month when the regular interest is paid. The 0.05% rate difference would result in a 2¢ per day difference in interest for each $14,600 of balance. Simplii has posted their HISA interest on Wednesday, September 25. The amount paid implies that the rate was changed September 9. Norman1 said ...