Promotional vs guaranteed interest rates for HISAs : r ... - Reddit

View community ranking In the Top 1% of largest communities on Reddit. Promotional vs guaranteed interest rates for HISAs . Edit: as an update I have also learned that Simplii's …

CouponFollow Extension

1%
OFF

Promotional Vs Guaranteed Interest Rates For HISAs : R ... - Reddit

4 days from now

View community ranking In the Top 1% of largest communities on Reddit. Promotional vs guaranteed interest rates for HISAs . Edit: as an update I have also learned that Simplii's …

reddit.com

25%
OFF

Jumping Between HISA Promotional Rates : …

4 days from now

CIBC has one for 4 months at 3.25% (both revert afterwards to a rate of less than 1%). My plan is: 0-4 months: Park the money in CIBC and get 3.25% 4-7 months: Park the money in RBC and …

reddit.com

4%
OFF

Promotional Interest Rate For HISA - Worth It To Move - Reddit

4 days from now

I currently have the majority of my "emergency savings" in the High-Interest Savings Portfolio ETF in my Wealthsimple TFSA (interest rate around 4%). Just signed up for the Simplii Financial …

reddit.com

5%
OFF

HISA Promotional Offer - Would You Do This? : R ... - Reddit

4 days from now

Our current HISA gives us a rate of 2.5%, however if we open up a new account with another bank we’ll get 5.25% on all deposits for the first 5 months. We then plan to transfer the funds …

reddit.com

$1000000
OFF

Simplii Has Changed How They Pay Out HISA Interest?

4 days from now

Jul 22, 2023 · Promotional Interest is calculated on each day's full closing balance up to a balance limit of $1,000,000 during the Promotional Rate Period Regular Interest and Promotional …

redflagdeals.com

75%
OFF

High Interest Savings, GICs And MMFs (2021) - Rates

4 days from now

Jan 1, 2021 · Tangerine pays 1.75% to May 31st - targeted, new money.... and BMOIL is diddling with the in-house ISAs: "We want to inform you that on February 1, 2021, we will be …

financialwisdomforum.org

5%
OFF

How To React To Falling HYSA Interest Rates? : Investing

4 days from now

Oct 2, 2024 · When the yield on a bond falls from 5% to 0% on a 10 year bond, the interest is guaranteed, so the market value must go up by 50% to compensate. If it's 20 years, it'll go up …

redditmedia.com

50%
OFF

Best High-Interest Savings Accounts In Canada For 2025

4 days from now

4 days ago · Current rates for Canadian HISAs typically fall into the 1-2.50% range although some institutions may provide special promotional rates above 4%. Savings account vs. chequing …

nerdwallet.com

23%
OFF

This Week On Reddit: Where Should I Put My Money When HYSA …

4 days from now

Dec 13, 2024 · We examine a recent Reddit thread on this topic and detail your best options. ... the average interest rate for a CD sits between 0.23% for a 1-month CD and up to 1.84% for a …

yahoo.com

5%
OFF

HISA Vs GIC When HISA Rate Is Higher? : R/PersonalFinanceCanada

4 days from now

I currently have bonus interest on new deposits, as I'm sure many people do. It's above 5% by a tiny bit. The highest GIC rate at my bank is 4.7%. The longer ones are lower, 5 years is at …

reddit.com

25%
OFF

High Interest Savings Account : R/PersonalFinanceCanada - Reddit

4 days from now

I called Tangerine and asked for the 5.25% rate or I would withdraw my funds. No luck even through a manager. I called back 2 days later. New person. They upped my RRSP, TFSA and …

reddit.com

75%
OFF

High Interest Savings Account : R/PersonalFinanceCanada - Reddit

4 days from now

January rolls along and behold I receive an email from CI telling me they raised their rates to 3.75%, which pleasantly surprised me. I don’t know why I’m biased against promotional rates …

reddit.com

8%
OFF

Chasing HISA Rates In A TFSA? : R/PersonalFinanceCanada - Reddit

4 days from now

Simplii has a 2.8% promo until April but then your money is stuck at 1.1% for the rest of the year. My only worry with Alterna would be that rates are likely to drop next year, so one option would …

reddit.com

5%
OFF

R/PersonalFinanceCanada On Reddit: There Are Hardly Any GICs …

4 days from now

That being said, their TFSA interest rate is 2.5%. Over 5 years on a $100,000 starting balance, 3.25% interest is going to make 17,341.14,(compounded annually) which 2.5% interest will …

reddit.com

5%
OFF

HISA Vs CASH.to : R/PersonalFinanceCanada - Reddit

4 days from now

HISA promotions at the banks have been annoying. get 5% for a limited time if you open a new account here or lock yourself into a 1-year GIC for the same interest rate.Can easily move …

reddit.com

5%
OFF

R/investing On Reddit: Why Not Just Take The Guaranteed 5% On …

4 days from now

The guaranteed fixed income is great for older people nearing retirement or people planning to make a big purchase (home, etc). But you gotta remember the market averages 7% over the …

reddit.com

FAQs about Promotional vs guaranteed interest rates for HISAs : r ... - Reddit Coupon?

How much Hisa interest do you get a year?

If you don't want to move your money every few months chasing promotions HISA rates seem stuck around 3.5%. If you are willing to lock in you money for a year you can get 5% or so. Everything I'm seeing that is cashable or shorter term is below the HISA rates, ... Simplii has changed how they pay out HISA interest? Hello! ...

Which Hisa is best for a regular interest rate?

Best for a regular interest rate with reward points: PC Money Account. 100,000 bonus PC Optimum points.* These HISAs also offer higher-than-average rates as of Jan. 8, 2025. But unlike the accounts featured in our picks for best HISA, some of these HISAs are limited to residents of a single province. ...

What is an example of a Hisa interest rate?

For example, let’s say that you put $10,000 in your HISA with an interest rate of 1%, and then you don’t touch your account for one year. You will have earned $100.50 in interest by the end of the year, so your HISA will contain $10,100.50. ...

Does Simplii have a Hisa promo?

I noticed Simplii has a 5.25% HISA promo but in the past, I avoided them due to how they paid out the HISA interest. They would pay after the promotional offer (ie. if promo offer is 5 months, they would pay out at the end of 5 months meaning no compounding interest) ...

Is a Hisa a good investment?

Generally speaking, a HISA is a good place to save toward your financial goals, and you should handle your day-to-day banking through your chequing account. HISA interest is usually presented as an annual percentage yield, but the interest is normally calculated daily and paid back into the account monthly. ...

Is a Hisa better than a regular savings account?

While HISAs generally earn more interest than a regular savings account, they tend to be governed by more rules and include fewer perks. For example, most HISAs won’t come with cheques or debit cards, since they’re designed for savings and not daily banking. ...