Promotional Interest Rate for HISA - Worth it to move - Reddit

I currently have the majority of my "emergency savings" in the High-Interest Savings Portfolio ETF in my Wealthsimple TFSA (interest rate around 4%). Just signed up for the Simplii Financial …

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Promotional Interest Rate For HISA - Worth It To Move - Reddit

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I currently have the majority of my "emergency savings" in the High-Interest Savings Portfolio ETF in my Wealthsimple TFSA (interest rate around 4%). Just signed up for the Simplii Financial …

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HISA Promotional Offer - Would You Do This? : R ... - Reddit

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For the last 2 years, I've been chasing promotional rates since it's normally worth it, especially if your rate is over 5%. The only annoyance with it is linking accounts and moving money …

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Do/should You Move Money Between HISAs Based On Rates? : R

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No, some banks don't even offer chequing accounts at all, just pick whoever has the highest rate and go with them. (I'm looking at the 4.5% promotional rate Tangerine has at the moment) Do …

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Promotional Vs Guaranteed Interest Rates For HISAs : R ... - Reddit

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I signed up for simplii a while ago because they had a (good for the time) promotional HISA interest rate of 2.1%. After the end of the promo period, however, they drop me down to their …

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How Do HISA ETFs Like CASH Work? Would It Be Worth Moving

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The dividend yield of 1.97% is looking at all of the distributions made over the past 12 months. It's only this year that interest rates started rising. So savings account interest rates were much …

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Simplii Offering 5% Interest In HISA Until Aug 31st : R ... - Reddit

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Any extra money after bill payment is transferred to the account that currently has the highest interest rate. When promotional rate is up, or just before it is, money is moved to whichever …

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Which Money Market Fund In My Position? : R/Schwab - Reddit

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Should I move my $12k emergency fund to a money market fund? (I live in NJ if that matters). ... Promotional Interest Rate for HISA - Worth it to move $$ from TFSA? ... our community is the …

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Should I Move Down Payment Savings From USD To CAD For High …

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I recently opened a new HISA with a Canadian bank at a 3.5% interest rate (promotional for 8 months). I've moved a bunch of CAD into this account (also for down payment). I am now …

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What Is Your HISA Interest Rate And What Bank Are You With?

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Then when the promotional interest offer terminates at the end of February I'll be transferring all $15k to Tangerine for 6 months to earn 3%. After that, unless there's a better promo …

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HYSA Interest Payments Is Like Payday : R/amex - Reddit

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Get the Reddit app Scan this QR code to download the app now. Or check it out in the app stores ... I move $ between my E*trade savings and brokerage. Get 4.25% (0.1% more vs Amex) …

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Is Tangerine 5.25 HISA Worth Moving Money To?

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Jul 26, 2023 · STALKER2 wrote: ↑ Hi, I've found in one of the threads here about Tangerine's promotional rate of 5.25% for HISA for 5 months. I'm considering moving several K there [from …

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Do You Switch Your HYSA Based On The Rate? : …

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Comes down to personal situation and whether that total money earned is worth the hassle. So it’s really up to you, no one can answer it for you. For someone earning $500k/ year and extra …

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HISA: What Happens With Your Funds Once You've Obtained The

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View community ranking In the Top 1% of largest communities on Reddit. HISA: What happens with your funds once you've obtained the interest rate within a HISA after a certain number of …

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What Will You Do With Savings When HYSA Rates Start Falling?

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Real interest rate = 5%-5% =0% is the goal, but you probably won't truly get a 0% interest rate, and if inflation goes up (which it probably will when the Fed starts lowering rates). When …

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Is The Best Place To Put $30k In A Simplii TFSA And Then A ... - Reddit

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Jan 26, 2024 · Hi all, I’m 26F and borrowed $30k from my family at no interest and need to return the money by December of this year. The idea is I will have free rein to use this money to …

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Simplii High Interest Savings Account Review - Money.ca

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From January 9 th, 2025, with the Simplii Financial high interest savings account (HISA), you get an attractive promotional interest rate of 3.90% for the first five months. Limits apply. Limits ...

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FAQs about Promotional Interest Rate for HISA - Worth it to move - Reddit Coupon?

How much Hisa interest do you get a year?

If you don't want to move your money every few months chasing promotions HISA rates seem stuck around 3.5%. If you are willing to lock in you money for a year you can get 5% or so. Everything I'm seeing that is cashable or shorter term is below the HISA rates, ... Simplii has changed how they pay out HISA interest? Hello! ...

Is a Hisa ETF better than a savings account?

There's actually far better liquidity in a HISA ETF. If there's a bank run (liquidity crisis) savings accounts won't be any better at getting you your money than an ETF. You're going to need to constantly switch from one bank to another to get the best promo rate which is a hassle. HISA ETF rates are not promo rates. ...

What is Tangerine's promotional rate for Hisa?

Hi, I've found in one of the threads here about Tangerine's promotional rate of 5.25% for HISA for 5 months. I'm considering moving several K there [from a saving account that's about 1.85% now), but I've never dealt with them. As far as I know they don't have many branches ... ...

Are Hisa ETF rates a promo rate?

HISA ETF rates are not promo rates. Rates are highly unlikely to be cut any time soon. Certain ETFs will be taxed at the capital gains rate instead of your income rate. In my opinion CDIC insurance is the only reason to use a traditional bank HISA. Which is valid if that's the priority above all of these points. Fair points. ...

Does Simplii have a Hisa promo?

I noticed Simplii has a 5.25% HISA promo but in the past, I avoided them due to how they paid out the HISA interest. They would pay after the promotional offer (ie. if promo offer is 5 months, they would pay out at the end of 5 months meaning no compounding interest) ...

Is hisa a good investment?

HISA has far too many differences from one to the other. I wish the govt made it so the names were all similar so customers can differentiate without having to dig into things These ETFs are good options for savings that you can wait at least 2-3 days to get back if you needed the funds. ...