I messaged discover asking to lower my apr. within a few minutes …

Discover is doing, at least for me, a promo where you can get 0% apr for a bit. I don't use my card much, but I took advantage. They also bumped my credit limit a bit for my first anniversary with …

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I Messaged Discover Asking To Lower My Apr. Within A Few Minutes …

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Asked Discover To Lower APR - They Gave Me 0% For 12 Months

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Saw your post and it inspired me to try to do the same. Not quite as successful as yours but capital one lowered my rate by 5% and chase said I wasn’t eligible for lowering my APR at the …

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I Asked Discover Card To Lower My APR, Just To See If They Would, …

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I asked Discover Card to lower my APR, just to see if they would, and they gave me 0% for 12 months. Doesn't hurt to ask. ... I few years ago I had a 24% citi APR after a few missed …

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Called To Lower APR%, Discover Gave 0% Interest For A Year

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Jun 13, 2023 · @Bees18 wrote:. Latley I've been calling to try to lower my APR on all my cards, with little luck (I got .65% decrease on one card from Amex) . But when I called Discover they …

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Requesting Lower APR With Discover - MyFICO® Forums - 1380749

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May 2, 2012 · I have successfully gotten my APR lowered twice in the last two yrs, last time, they could either lower my apr or give me 3.9% for 6 months. I took the 3.9%. I was able to do it …

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Discover Credit Card 0.00% APR For 12 Months Via Online

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Nov 3, 2024 · My Son In Law chatted with Discover online via their chat customer service on their website and asked if he could get a lower APR and they gave him for 12 months for 0.00% …

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Discover Won't Extend 0% APR Promotional Longer Wh

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Apr 21, 2019 · Correct, Discover wont give another 0% offer at least until the first one is done. I didnt have to wait 6 months for another offer. My 1st year csme up in FEB i called in trying to …

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You Can Ask A 0% APR For Your Cards, Just Ask : R/CreditCards - Reddit

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Sounds like you would rather pay your credit card off every month. I have the Discover 0% offer and at the end of the promo, I'll pay the entire balance off. I owe thousands to Discover, but …

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How Do I Get Discover To Lower My Interest Rate? - WalletHub

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You could always apply for a new Discover card to get 0% on purchases for over a year. Both the Discover it® Cash Back and the Discover it® Miles fall into that category, offering 0% APRs …

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Discover Is Confusing Me On APR - MyFICO® Forums - 4287018

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Oct 20, 2015 · Currently, my Discover is at 10.99% Purchase APR. I am looking to get 0% PROMO APR which they provide for a limited time period of 6 or 12 months. So whenever I …

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FAQs about I messaged discover asking to lower my apr. within a few minutes … Coupon?

How do I lower my Apr?

Just say, “I want to lower my APR,” and you’ll be directed to an account manager. Reach out to Discover’s live customer service chat through their website: go to Discover's website and navigate to the Card Help Center through the “Help & Resources” link, found at the top right of the main page. ...

How do I lower my APR on discover?

It can help your case, in some instances. Call the Discover customer service line at (800) 347-2683: listen through the service menu, and the automated voice will ask what you need. Just say, “I want to lower my APR,” and you’ll be directed to an account manager. ...

What happens if you get a 0% APR credit card offer?

If you get a 0% APR card offer, be sure to review your card's terms to be aware of all of the rules that apply to the offer. With no harm to your credit score Another way you can potentially lower your credit card interest is through a balance transfer card offer. ...

What if my interest rate is declined?

If the request for lowering your interest rate is declined, you could wait a few months and try again. But if the debt is crushing you, maybe it's better to consider a balance transfer to a card with a lower interest rate and possibly a long promotional 0% APR period. Check out a few offers here. This answer was first published on 09/18/20. ...

Does discover offer a lower interest rate?

If your account is in good standing and you have a good, lengthy history with the company, Discover might offer you a permanently lower interest rate. If you think you’re qualified for a lower APR and they decline to offer you one in the beginning, state your case. If you’re willing to cancel your card over it, say so. ...