Discover Balance Transfer : r/personalfinance - Reddit

Discover Balance Transfer. Debt. I was recently offered a balance transfer at a 0% transfer fee and 4.99% interest onto my discover card. I currently have a balance of about $5000 on my …

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Discover Balance Transfer : R/personalfinance - Reddit

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Discover Balance Transfer. Debt. I was recently offered a balance transfer at a 0% transfer fee and 4.99% interest onto my discover card. I currently have a balance of about $5000 on my …

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Discover Balance Transfer Options - Which To Take? - Reddit

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Discover is offering me 2 options for a balance transfer promotion, they go as follows: 1 - 0% APR for 12 months, 3% transfer fee. 21.24% APR after promo ends. 2 - 5.99% APR for 18 months, …

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Discover It Balance Transfer Card!! CBA : R/personalfinance - Reddit

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Discovered the Discover it card today, comparison between my two cards below: Prior Situation: Owe: $4300. APR: 24.99%. Credit Limit: $6,300. Amount Paying Toward this Debt Each …

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To Balance Transfer Or Not To Balance Transfer : R/personalfinance

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That's where they make their money to a balance transfer. Only do a balance transfer to a card that has a $0 balance. If you do a transfer to a card that carries a balance at 20%, most cards …

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Balance Transfer Question : R/personalfinance - Reddit

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This morning when I signed on to Discover's site to post a payment I noticed a offer for a balance transfer with 0% interest for 18 months with a 3% transfer fee. Now here is where I need the …

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Discover Balance Transfer Question : R/CreditCards - Reddit

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You'll pay a 3-5% fee regardless. Might be more or less than what you would've paid with credit card interest. You're 18 but you'll be fine. I'd transfer for the security. You may have the …

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Discover Balance Transfers Offers Seem Sparse? Is It Just Me?

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I recently took a discover balance transfer but it's not that great of one. 9 months and it cost me 5%. Maybe apply for a new card with balance transfer in mind? There's endless options that …

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Should I Accept This Balance Transfer Offer With Discover?

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Jul 18, 2024 · Since last year, my credit score has gone from a 595 to a 690 and my Discover card gave me a balance transfer offer of $2,866 with two options to choose from: 0% promo …

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How To Do A Balance Transfer With Discover – Forbes Advisor

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Mar 18, 2024 · Discover has a few credit cards with promotional offers for balance transfers. We recommend the Discover it® Cash Back card for a balance transfer because of its 0% …

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How Does A Balance Transfer Work On A Credit Card? | Discover

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Aug 6, 2024 · Typically, the credit card issuer you're transferring your balance to will charge a balance transfer fee. Transfer fees are usually 3-5% of the amount that you transfer, with a $5 …

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Discover It® Balance Transfer Offer

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With a balance transfer offer, you likely will pay a low or 0% APR for an introductory period on your transferred balance when you adhere to the payment schedule. But when you originally …

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FAQs about Discover Balance Transfer : r/personalfinance - Reddit Coupon?

How do I initiate a balance transfer with discover?

You can initiate a balance transfer with Discover in one of two main ways. You may apply for a new Discover credit card that allows balance transfers or request a transfer to an existing Discover card account. Discover has a few credit cards with promotional offers for balance transfers. ...

Does discover have a low APR balance transfer credit card offer?

Discover has a number of low intro APR balance transfer credit card offers and no Annual Fee on any card. Learn about each card’s features to find the best credit card offer for you. Balance transfers can be a great tool for debt consolidation and debt management if used correctly. ...

Does discover offer a balance transfer offer?

If you take a balance transfer offer with Discover, you not only get a low intro APR on transferred balances but you also have a new credit card account that you can use even after you’ve paid off your transferred balance. ...

Should I consolidate my credit card debt with a discover balance transfer?

When you consolidate all your higher-rate credit card debt--or other outstanding debts--with a Discover balance transfer offer, you end up with a single monthly payment and may reduce how much you pay in interest in the long run. ...

Will discover authorize a balance transfer on an existing account?

Discover will only authorize a balance transfer on an existing account if your account is eligible for balance transfer offers. If offers are available, the promotional APR, length of promo period and balance transfer fee will be specified on the call or within the message center. ...

Is a 0% balance transfer a good option?

A 0% balance transfer is a good option. I used that to pay off cc debt and it worked very well. It did have a 3% balance transfer fee, but that fee paid for itself with just 2 months of interest savings. If I was in your position, I'd do what already worked for me which is to get a 0% card and transfer as much as you can to it. ...