Discover Balance Transfer Options - Which to take? - Reddit

Discover is offering me 2 options for a balance transfer promotion, they go as follows: 1 - 0% APR for 12 months, 3% transfer fee. 21.24% APR after promo ends. 2 - 5.99% APR for 18 months, …

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Discover Balance Transfer Options - Which To Take? - Reddit

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Discover is offering me 2 options for a balance transfer promotion, they go as follows: 1 - 0% APR for 12 months, 3% transfer fee. 21.24% APR after promo ends. 2 - 5.99% APR for 18 months, …

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Discover Balance Transfers Offers Seem Sparse? Is It Just Me?

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I recently took a discover balance transfer but it's not that great of one. 9 months and it cost me 5%. Maybe apply for a new card with balance transfer in mind? There's endless options that …

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Discover Balance Transfer.. : R/CreditCards - Reddit

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Another question: What if a person were to take advantage of, lets say, a promo of 0% interest for 12 months. They utilize half of their available balance and then begin making monthly …

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Discover Balance Transfer : R/personalfinance - Reddit

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I currently have a balance of about $5000 on my discover card (interest rate 17.9%), and a balance of $5000 on card B (interest rate of 10%). I was going to use the discover balance …

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Discover IT Balance Transfer : R/CreditCards - Reddit

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The whole reason they offer 0 APR balance transfers is because they WANT you to transfer as much as possible. I assume they'd be charging a 3-5% transfer fee, so they make money for …

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Should I Accept This Balance Transfer Offer With Discover?

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Jul 18, 2024 · Since last year, my credit score has gone from a 595 to a 690 and my Discover card gave me a balance transfer offer of $2,866 with two options to choose from: 0% promo …

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Trying To Understand If A Balance Transfer Is The Path I ... - Reddit

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So I have one CC at 9300 at 27.24% and another at 2500 at 27% and was looking into ways to help pay this down. I was considering using a balance transfer to get as much as I can to a …

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How To Do A Balance Transfer On A Credit Card - Discover

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Nov 6, 2024 · Most credit card issuers charge a balance transfer fee, which is usually a percentage of the transferred amount. Typical balance transfer fees range from 3%-5% and …

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FAQs about Discover Balance Transfer Options - Which to take? - Reddit Coupon?

Does discover have a low APR balance transfer credit card offer?

Discover has a number of low intro APR balance transfer credit card offers and no Annual Fee on any card. Learn about each card’s features to find the best credit card offer for you. Balance transfers can be a great tool for debt consolidation and debt management if used correctly. ...

How do I initiate a balance transfer with discover?

You can initiate a balance transfer with Discover in one of two main ways. You may apply for a new Discover credit card that allows balance transfers or request a transfer to an existing Discover card account. Discover has a few credit cards with promotional offers for balance transfers. ...

Does discover offer a balance transfer offer?

If you take a balance transfer offer with Discover, you not only get a low intro APR on transferred balances but you also have a new credit card account that you can use even after you’ve paid off your transferred balance. ...

Is discover it a good balance transfer card?

Check the bank’s website for the most current information. With the Discover it® Balance Transfer card, you’ll receive a generous rewards structure, first-year cash back matching and a long introductory low-interest rate for balance transfers, but its short intro purchase APR doesn't suit its rewards edge. ...

Should I consolidate my credit card debt with a discover balance transfer?

When you consolidate all your higher-rate credit card debt--or other outstanding debts--with a Discover balance transfer offer, you end up with a single monthly payment and may reduce how much you pay in interest in the long run. ...

Will discover authorize a balance transfer on an existing account?

Discover will only authorize a balance transfer on an existing account if your account is eligible for balance transfer offers. If offers are available, the promotional APR, length of promo period and balance transfer fee will be specified on the call or within the message center. ...