Best CD rates today: With Fed rate cut odds surging, here's your

Dec 12, 2024 · Best CD rates today: With Fed rate cut odds surging, here's your last chance at guaranteed APYs of up to 4.52% — Dec. 12, 2024 ... High-yield accounts still offer yields up to 5.10% even as Fed ...

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Best CD Rates Today: With Fed Rate Cut Odds Surging, Here's Your

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Top CD Rates Today: Dec. 30 -- Up To 4.75% - GOBankingRates

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2 days ago · Although the Federal Reserve is cutting rates for the first time since 2020, investors still have access to much higher CD rates today compared to past years. Some of the best CD …

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Best CD Rates Today – A Fed Rate Cut Is Coming. Here's Where …

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Sep 18, 2024 · Today’s best CD rates; ... Best CD Rates Today, Sept. 18, 2024: The Fed Cuts Rates by 0.50%. Expect CD Rate Dips. Rates won't fall overnight, but act fast if you want a …

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CD Rates Today, November 7, 2024: Lock In Up To 4.50% APY Ahead …

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Nov 7, 2024 · The best CD rate today among our partners comes from Capital One at 4.50% APY on its 11-month CD. There is no minimum opening deposit required. Here is a look at some of …

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With A Fed Rate Cut Looming Thursday, Grab This 5.50% CD

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Nov 5, 2024 · But the days of 5% CDs are likely numbered, since the Fed has shifted to rate reductions now that inflation has cooled. The central bank kicked off this new phase with a …

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12 Best CD Rates Of January 2025: Up To 4.65% APY - CNBC

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Dec 19, 2024 · Ally Bank offers High Yield CDs, Raise Your Rate CDs (get a higher rate when rates increase), No Penalty CDs (withdraw penalty-free) and IRA CDs (save for retirement). …

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FAQs about Best CD rates today: With Fed rate cut odds surging, here's your Coupon?

What is today's Top CD rate across terms?

Here's an explanation for Today's top CD rate across terms is 4.95 percent APY, offered on a three-month term. Top APYs for high-yield CDs have declined in 2024, and they could decrease further following today's Federal Reserve rate decision. ...

Should you open a CD after a FED rate cut?

A Fed Rate Cut Is Looming Rapidly falling APYs make now the time to open a CD if you want to maximize your earnings. Today’s best CDs boat APYs as high as 5.25% -- more than double the national average for some terms. Rates have been falling across terms for weeks, and they’re likely to continue falling in the weeks to come. ...

Are longer-term CD rates a good idea?

Given a rate cut by the Fed today, with more expected this year and next, longer-term CDs are also smart right now. Rates of 4.00% to 4.65% can be secured until 2026, 2027—even as long as 2029. But act fast to score one of today's best CD rates before they're gone. ...

Will FED rate cuts affect CD rates?

While Fed rate cuts typically result in lower yields on certificates of deposit (CDs), savers can still lock in historically high rates. Top CD rates are holding steady on Fed Day, with the highest annual percentage yield (APY) of 4.95 percent offered on a three-month CD. ...

How can I compare CD rates?

You can also use our tool below, powered by Bankrate, to compare CD rates today: Opening a CD account can be an easy way to earn a guaranteed return on your savings, especially if you lock in rates before they drop after the Fed’s upcoming rate cut. ...

Will fed move lower CD APY rates?

Though the top high-yield savings account is still paying 5.00%, today's Fed move will push most banks to lower their rates. Because CD APYs are promised into the future, the best CD rates have been drifting lower for over a year. This latest cut will fuel the decline. ...