12 Best CD Rates of January 2025: Up to 4.65% APY - CNBC

Dec 19, 2024 · 12 best CD rates of January 2025: Up to 4.65% APY The best CD rates today rival those of high-yield savings — and you can lock yours in.

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12 Best CD Rates Of January 2025: Up To 4.65% APY - CNBC

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Dec 19, 2024 · 12 best CD rates of January 2025: Up to 4.65% APY The best CD rates today rival those of high-yield savings — and you can lock yours in.

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5 Best 1-Year CD Rates Of January 2025 (up To 5.66% APY) - CNBC

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Dec 17, 2024 · Grow your savings in just 12 months with these top 1-year CDs. ... 5 Best 1-Year CD Rates Of January 2025 (up to 5.66% APY) ... To determine the best one-year CDs, CNBC …

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Best No-Penalty CD Rates For January 2025 - CNBC

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Dec 20, 2024 · Best no-penalty CD rates for January 2025 (up to 4.40% APY) ... CD terms offered. 6 months, 12 months, 15 months (only 6 and 12-month terms are available penalty …

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Best 3-Year CD Rates For January 2025 - CNBC

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Dec 17, 2024 · Best 3-year CD rates for January 2025 (up to 4.75% APY) ... The penalty for early withdrawal on a 12-month CD is 6 months of interest; the penalty for early withdrawal on a 3- …

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Best CD Rates Of January 2025 (Up To 5.25%) - Bankrate

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6 days ago · 4.12% APY. National average. ... Best CD rates from top banks for January 2025. Note: Annual percentage yields (APYs) shown were updated between Dec. 21 and Dec. 27. ...

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Best Jumbo CD Rates For January 2025 - CNBC

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Dec 17, 2024 · Best jumbo CD rates for January 2025 (up to 4.80% APY) ... CD terms offered. 6 to 11 months, 12 to 17 months, 18 to 23 months, 24 to 29 months, 30 to 35 months, 36 to 47 …

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Top CD Rates Today: December 20, 2024 | Lock In Up To 4.65% APY

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Dec 20, 2024 · Explore the top CD rates today and learn how economic trends can affect your rate. ... Best banks of 2025; Best online banks; ... Lock in up to 4.65% APY. Written by. Karen …

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Top CD Rates Today, Dec. 27, 2024 - Lock In 4.65% Until January …

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1 day ago · Nation-leading CD rates are still available, including short-term certificates for up to 5.50%. But one rate lock guarantees 4.65% until January 2026.

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5 Best 5-Year CD Rates Of January 2025 (Up To 4.75% APY) - CNBC

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Dec 17, 2024 · Best 5-year CD rates of January 2025 (up to 4.75% APY) ... CD terms offered. 6 months, 12 months, 24 months, 36 months, 48 months, 60 months, 72 months, 84 months, 96 …

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January 2025's Best CD Rates | SmartAsset.com

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6 days ago · The bank offers additional flexibility for customers with CD terms that range from six months at a 3.80% APY (as of 12/19/24) to five years at a 3.50% APY (as of 9/17/24). Capital …

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12 Best CD Rates Of December 2024: Up To 4.65% - Forbes

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Dec 20, 2024 · The best CD rates of 2024 are as high as 4.65% APY, offered by CommunityWide Federal Credit Union on a 6-month certificate. ... 12 Best CD Rates Of December 2024: Up To …

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Top CD Rates Today: December 12 — Earn Up To 4.75% APY

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Dec 12, 2024 · From 2022 onwards, rates surged, with the best CD rates exceeding 5.00%, largely due to the Federal Reserve’s response to inflation. By December 2023, some banks …

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Top CD Rates Today: December 26 — Earn Up To 4.75% APY

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3 days ago · Here are the best CD rates today. OPEN BANK ACCOUNT. GROW YOUR WEALTH. Search. OPEN BANK ACCOUNT. Banking. Learn. ... 6 Things To Buy Before …

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Top CD Rates Today: Lock In 5.00% Or Better Until 2025, 2026, Or

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The leading bank offer in the 18-month term fell from 5.13% to 5.08% APY, while the top 2-year rate from a bank dipped to 4.91%, from the previous 5.00% APY. Meanwhile, the best jumbo …

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Top CD Rates Today: December 18 — Earn Up To 4.75% APY

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Dec 18, 2024 · From 2022 onwards, rates surged, with the best CD rates exceeding 5.00%, largely due to the Federal Reserve’s response to inflation. By December 2023, some banks …

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What CD Terms Should You Open Before 2025? Experts Weigh In

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5 days ago · A year ago, the national average rate for a 12-month CD was 1.86%, according to the Federal Deposit Insurance Corporation (FDIC). At the same time, you could find numerous …

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Best CD Rates Today, December 18, 2024 (up To 4.25% APY)

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Dec 18, 2024 · Although interest rates for longer-term CDs aren't quite as high, the best available rates still hover near 3%-4% APY for terms of three years or more. Today, the highest CD rate …

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FAQs about 12 Best CD Rates of January 2025: Up to 4.65% APY - CNBC Coupon?

Are one-year CDs a good investment in 2024?

“One-year CDs are unusually competitive in 2024. Their best rates surpass three- and five-year CD rates. And, compared to high-yield savings accounts, one-year rates remain higher. “Because of one-year CDs’ popularity, you can be more choosy about the institution you want to leave your money with. ...

Which bank offers the best 12-month CD rate?

EagleBank offers the best 12-month CD rate at U.S. banks. If you're unfamiliar with EagleBank, it's a local financial institution in Maryland, Virginia, and Washington, DC. You can also open a high-yield savings account and online CDs ranging from 6 months to 18 months if you don't live near a branch. ...

What is the best APY rate for a CD?

Currently, the best CD rates range from 4.30 percent APY to 4.95 percent APY. This top rate is offered by Quontic for a 3-month term, and is roughly three times higher than the national average of 1.74 percent on a one-year CD. ...

When will CD rates go up in 2023?

By December 2023, some banks were offering rates of 5.30% or more on 12-month CDs. Although the Federal Reserve is cutting rates for the first time since 2020, investors still have access to much higher CD rates today compared to past years. ...

What is a good interest rate for a CD?

CD rates have remained high by historical standards, especially for shorter terms. For example, it's possible to find rates of 4.00% APY or higher for terms of about one year and under. Although interest rates for longer-term CDs aren't quite as high, the best available rates still hover near 3%-4% APY for terms of three years or more. ...

Is a 5 year CD a good investment?

CNBC Select will update as changes are made public. If you have a long-term savings goal, like saving up for a down payment on your first home, a five-year CD allows you to lock in today’s high rates for a length of time. CNBC Select compared dozens of accounts to determine which five-year CDs are best. ...