What limit does Amex plat report to the credit bureaux?

It will post what your statement balance is to the credit agencies. If your balance is $2,500 you CR will show as a loan of $2,500. Your highest balance will also be posted to your CR. It does not effect your utilization rate because it’s not a credit card. AMEX does have credit cards …

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What Limit Does Amex Plat Report To The Credit Bureaux?

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Amex Platinum Reported Balance - MyFICO® Forums - 6390078

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Aug 15, 2021 · Has anyone ever let their Platinum Card report to the credit bureaus with a balance? (I let $150 report by accident) does it matter? Is it going to look at the "highest …

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Does An Amex Platinum Card Affect Total Available Credit? : R/amex

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But carrying a balance could really hurt your score. For example, say you only have one other credit card, and it has a $10k limit, and then you have an AMEX. Since there is no outlined …

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How Does AMEX Gold Report Credit Utilization? : R/CreditCards

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It's a wildcard, but there's no official limit. Whatever AMEX lets you put on the card is your "limit", and could potentially be viewed that way. If you have $5000 in spend on your Gold card …

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FAQs about What limit does Amex plat report to the credit bureaux? Coupon?

When does American Express report to credit bureaus?

American Express reports to credit bureaus once per month, typically updating Experian, Equifax, and TransUnion within 5 days of a card’s billing cycle ending. Since Amex billing cycles are usually based on the opening date of cardholders’ accounts, there is no set day on which American Express reports to credit bureaus. ...

Does American Express have a credit limit?

As Clark described to Shaun in the podcast, American Express does not provide a stated public credit limit for many of its credit cards. That makes it difficult for the credit bureaus to get a clear measurement of your utilization of credit with this credit card. ...

Does Amex have a preset credit limit?

It may surprise you to learn that it can have a different impact on your credit score than some of the other credit cards you carry. This is because several of the popular AmEx cards, such as The Platinum Card® from American Express, do not have a preset credit limit. ...

How often does Amex report to credit bureaus?

Amex reports your account status and activity to credit bureaus within a few days after your monthly statement date, once per month. In some cases it can take up to 45 days. For new accounts, it can take up to 30 to 60 days to show up on your credit report. ...

Does Amex pull credit reports from Experian?

Based on our research, it appears TransUnion may be the second most likely bureau Amex will pull from. American Express’ free credit report guide— the Amex MyCredit Guide —pulls reports from Experian. No matter what state you live in, American Express appears to be most likely to pull your report from Experian. ...

Will a new Amex card show up on my credit report?

If you just got a new Amex card, keep in mind that it might take one or two billing cycles for the new card to appear on a credit report. So, don’t worry if your American Express credit card doesn’t show up right away. How do you add positive accounts to your credit report? ...