What 0% APR card should I get? : r/CreditCards - Reddit

I'm interested in these two cards because of the 0 APR length. Wells Fargo Reflect® Card BankAmericard® credit card My credit is great at 760 and I was approved for a capital one …


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What 0% APR Card Should I Get? : R/CreditCards - Reddit

3 weeks from now

I'm interested in these two cards because of the 0 APR length. Wells Fargo Reflect® Card BankAmericard® credit card My credit is great at 760 and I was approved for a capital one …

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Do You Take Advantage Of 0% APR? : R/CreditCards - Reddit

3 weeks from now

I have 0% APR on my WF Active Cash and I’ve had it with other cards before. I 100% carry a balance haha. I tend to make large payments every few months and I mark the end date of 0% …

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How To Utilize Cards With Introductory 0% APR : R/CreditCards

3 weeks from now

I am new to credit card churning. I normally pay off my cards in full every month using an automatic EFT to avoid any interest at all. But with the ability to get high interest in money …

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Is It Worth Getting A 0% APR Credit Card To Manage Holiday …

3 weeks from now

Oct 16, 2024  · With the holidays coming up, I’m considering getting a 0% APR credit card to handle the extra expenses without paying interest for the first... jump to content. my …

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Paying Off 0 APR Card Vs Interest Card : Personalfinance

3 weeks from now

Dec 30, 2024  · I have two credit cards—one is my normal everyday card that I pay the full balance each month (20.24% APR) and the other is a 12 month zero APR... jump to content. …

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Best Card Out There (Preferably 0% APR) : R/CreditCards - Reddit

3 weeks from now

Citi double cash has an 18 month 0% period. It's a nice flat 2% card. I would not recommend the Citi Double Cash, because it does not fit his intended usage. The DC has a 0% intro APR on …

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Need To Get A 0% Interest Card, Which One, And How Do They Work?

3 weeks from now

Bank Americard’s balance transfer fee is only 3% and like you said you get 21 months at 0% APR. I don’t know of any cards currently offering 0% APR introductory AND no balance …

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The 10 Best 0% APR Credit Cards For January [2025]

3 weeks from now

Jan 12, 2025  · Get the card>> 4. card_name. Intro 0% APR offer: Intro 0% APR for 21 months on balance transfers from when the first balance transfer is made (up to 4 months from account …

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0% APR Offer Card Suggestions For 2021? : R/CreditCards - Reddit

3 weeks from now

Get the Reddit app Scan this QR code to download the app now. Or check it out in the app stores   ... The Amex Blue Business is an amazing card, 0% APR for 12 months and 2% cash …

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Discover It ® Balance Transfer Offer

3 weeks from now

Discover credit cards have no annual fee, but that’s not true for all credit cards issuers who have balance transfer offers. ... With a balance transfer offer, you likely will pay a low or 0% APR for …

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How Does 0 % APR Credit Cards Work And Should I Get One? : R

3 weeks from now

And you should try to get a card with both 0% apr AND a sign up bonus, since you’re planning to do a big spend right after opening. But you should only consider this if you’re a 100% sure you …

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Which 0% APR Card Should I Get For Maximum Credit Limit With

3 weeks from now

But it doesn’t have 0% APR. I get 60k bonus points worth $750 on their travel portal but this is almost the same amount I can make by keeping $15k in HYSA for 1 year and keep it charged …

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Moving Expenses Coming Up: What's The Best 0% APR Credit Card …

3 weeks from now

I am considering getting a 0% APR card to take on these costs so I can pay it off without accruing interest for the next year or so (the longer the better). I've been pre-selected for the Citi …

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0% Intro APR Card Suggestion : R/CreditCards - Reddit

3 weeks from now

Get the Reddit app Scan this QR code to download the app now. Or check it out in the app stores ... A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the …

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All Credit Cards Are 0% APR... : R/CreditCards - Reddit

3 weeks from now

Treat a credit card bill like any utility bill. You wouldn't pay off 1% of your electricity bill every month, so don't do it with a credit card. You can leverage 0% intro APR offers with High yield …

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Is It Worth It To Use 0% Apr Credit Card Offers In This ... - Reddit

3 weeks from now

If it’s a cash advance, make sure you’re aware of any upfront fees in determining how profitable this is (and make sure to consider taxes and the three month penalty for cashing before five …

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Is There A Way To Get 0 % APR For The Cards I Already Have?

3 weeks from now

I have never used 0% APR ever. I have always been current on bills and credits cards. I never carry balance. My only debt is mortgage. Is there anything I can do to get 0% APR for 12-24 …

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FAQs about What 0% APR card should I get? : r/CreditCards - Reddit Coupon?

Will a 0% intro Apr credit card improve my credit score?

Just like with any credit card, making late payments or missing payments will show up on your credit report and hurt your credit score. A 0% intro APR credit card could improve your finances, but there are important things to keep in mind. ...

Are 0% APR cards worth it?

0% APR cards are better for large purchases or balance transfers, only if you can make the minimum monthly payments and pay off the balance within the 0% APR period. This can save you a significant amount in interest. However, be cautious, as any additional purchases outside of the 0% APR period can incur standard interest charges. ...

Should you pay off a 0% APR credit card?

Use the 0% promotional period to pay off as much of your balance as possible. If you can pay the entire balance before the promotional period ends, you'll avoid paying the higher variable interest on the remaining balance. Does missing a payment for a 0% APR credit card hurt your credit score? ...

What does 0% APR mean on a credit card?

A 0% APR offer only means you won't accrue interest on your balance during the promotional period. Depending on your issuer's terms, your credit card company can charge you fees and even cancel your 0% APR offer if you don't make the minimum payment on time. How can you make the most of 0% APR offers? ...

What is a 0% introductory Apr credit card?

For a limited time, you get to carry a balance and space out repayments with no interest charges. Helpful for lowering high-interest balances. If you are carrying high-interest credit card debt, you can transfer it to a credit card offering a 0% introductory APR on balance transfers. ...

How long does a 0% APR credit card introductory offer last?

Credit cards with a 0% APR introductory offer last only a certain amount of time -- usually between nine and 21 months. After that, a variable APR will apply, and any outstanding balance will get that higher interest rate. If you aren't able to pay off the remaining balance by the end of the promotional period, you have a few options. ...

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