Top CD rates today: January 31, 2025 | Leading APY remains 4

Jan 31, 2025  · The current leading CD rate across terms is 4.65 percent APY, offered for a three-month CD. The best rates on some terms are around triple the national average yields, so it …


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CD Rates Today, January 31, 2025 (up To 4.35% APY Return) - Yahoo …

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Jan 30, 2025  · The best CD rates on the market for January 2025 (up to 4.45% APY) We identified the best CD rates and accounts available today based on interest rates, fees, and …

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CD Rates Today: January 30, 2025—Take Home More Than 5

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Jan 30, 2025  · Earn up to 5.25% with today's CDs. ... Two-year CDs now have an average APY of 1.66%, the same as last week at this time. ... Today’s CD Rates: January 31, 2025—Take …

forbes.com

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Top CD Rates Today: Jan. 31 -- Up To 4.65% | GOBankingRates

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Jan 31, 2025  · Here are the answers to some of the most frequently asked questions regarding CD accounts and the top CD rates today. What is the highest paying CD rate right now? As of …

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Today’s CD Rates For January 31, 2025: Up To 5.15% APY

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Jan 31, 2025  · The highest CD rate for January 31, 2025 is 5.15% from Cumberland Valley National Bank & Trust for 12 months, according to data from Curinos analyzed by the …

marketwatch.com

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CD Rates Today, January 31, 2025 | Fortune

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Jan 31, 2025  · We’ve rounded up today’s highest available CD rates, many of which are above 4%. ... Invest in CDs now to get up to 4.65% APY. Here are the best CD rates for January 31, …

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Top CDs Today, Jan. 30, 2025 - Another Term Sees A Rate Increase, …

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Jan 30, 2025  · The top rate for a nationally available 1-year CD climbed to 4.60% today, up from 4.55% That ... the new rate is an improvement over the 4.55% APY that ... Top CDs Today, …

investopedia.com

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Best CD Rates For January 31, 2025 - AOL

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Jan 31, 2025  · Best CD rates for January 31, 2025. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.40% APY with a $25,000 …

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Don't Snooze On APYs Up To 4.65%. Today's CD Rates, Jan. 31, 2025

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Jan 31, 2025  · You can earn up to 4.65% APY with today's top CDs. The Federal Reserve paused rates this week, but cuts are expected later this year. Locking in your APY now can protect …

cnet.com

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Top CD Rates Today, Jan. 10, 2025 - Surprise 5.50% APY Holds, …

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Jan 10, 2025  · Top CDs Today, Jan. 30, 2025 - Another Term Sees a Rate Increase, This Time for 1-Year CDs Top CDs Today, Jan. 31, 2025 - 5.50% Offer Expires, Leaving 3-Month Rate in …

investopedia.com

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Top CD Rates Today: Jan. 17 -- Up To 4.65% | GOBankingRates

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Jan 17, 2025  · Rates are current as of Jan. 17, 2025. A History of Top CD Rates: 2010 to 2025 ... CommunityWide Federal Credit Union, which offers the highest 6-month CD rate at 4.65% …

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Top CDs Today, Jan. 31, 2025 - 5.50% Offer Expires, Leaving 3 …

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Jan 31, 2025  · Top CDs Today, Jan. 29, 2025 - 3-Month Term Has New Leading Rate, While 5.50% Is Offered for Two More Days Top CDs Today, Jan. 30, 2025 - Another Term Sees a …

investopedia.com

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Top CD Rates Today: Jan. 15 -- Up To 4.65% | GOBankingRates

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Jan 15, 2025  · CD rates are dropping but you can still grab up to 4.65% with today's top CD rates. Lock in the best CD rates today. OPEN ACCOUNT. GROW YOUR WEALTH. ... Rates are …

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Best CD Rates In New Jersey Of February 2025 - USA TODAY

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3 days ago  · Its six-month CD offers a competitive 4.00% APY, but you’ll also find a flat 4.00% APY on the 11-month no-penalty CD. The CDs have yields ranging from 4.00% to 4.30% APY …

usatoday.com

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Top CD Rates Today, Jan. 17, 2025 - Investopedia

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Jan 17, 2025  · Top CDs Today, Jan. 31, 2025 - 5.50% Offer Expires, Leaving 3-Month Rate in the the Lead Top CDs Today, Jan. 30, 2025 - Another Term Sees a Rate Increase, This Time for …

investopedia.com

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CD Rates Today, January 28, 2025 (Lock In Up To 4.35% APY)

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Jan 28, 2025  · The best CD rates on the market for January 2025 (up to 4.45% APY) Understanding today’s CD rates. Traditionally, longer-term CDs have offered higher interest …

yahoo.com

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Best CD Rates For January 30, 2025 - AOL

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Jan 30, 2025  · Best CD rates for January 30, 2025. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.35% APY with low or no …

aol.com

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CD Rates Today: January 29, 2025—Earn 5% And Up - Forbes

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Jan 29, 2025  · Earn up to 5.25% with today's CDs. ... Highest CD Rates Today by Term CD Rates Today A CD is a specific type of savings account (known as a ti ... Today’s CD Rates: January …

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17 Best 1-Year CD Rates For February 2025 (Up To 4.40%)

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5 days ago  · NerdWallet's Best 1-Year CD Rates for February 2025 (Up to 4.40%) Marcus by Goldman Sachs High-Yield CD : Best for 1-Year CD Rates, 4.25% APY Bread Savings™️ …

nerdwallet.com

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CD Rates Today, January 13, 2025 (Lock In Up To 4.27% APY)

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As of January 13, 2025, CD rates are still competitive, particularly for shorter terms. For example, several financial institutions offer CD rates around 4.00% APY for terms of around a year or less.

yahoo.com

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Best 5-Year CD Rates Of February 2025 | DepositAccounts

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Feb 1, 2025  · The average national 5-year CD rate is 2.08% for banks and 2.95% for credit unions as of June 2024. Average online 5-year CD rate. The average online 5-year CD rate is 3.82% …

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Top CDs Today, Jan. 29, 2025 - 3-Month Term Has New Leading …

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Jan 30, 2025  · CD News; Top CDs Today, Jan. 29, 2025 - 3-Month Term Has New Leading Rate, While 5.50% Is Offered for Two More Days ... the new rate is an improvement over the 4.70% …

investopedia.com

FAQs about Top CD rates today: January 31, 2025 | Leading APY remains 4 Coupon?

What is the average APY on a one-year CD?

The average APY, or annual percentage yield, on a one-year CD is now 1.86%, down from 1.87% a week ago. If you can hold out for two years, 24-month CDs today are being offered at interest rates as high as 4.52%. The top rate last week at this time was a similar 4.52%. ...

What is a CD's Annual Percentage Rate (APY)?

A CD’s annual percentage rate, or APY, represents how much your balance will earn in one year when factoring in compound interest. APY is one of the most important factors to evaluate since it impacts how much your balance will grow over time. However, it shouldn’t be the sole deciding factor in which CD you choose. ...

What is the APY rate on a five-year CD?

On a five-year CD, the highest rate today is 4.50%. APYs are averaging 1.58%, the same as this time last week. The longer the term, the higher the early withdrawal penalty. It’s not unusual to lose one full year’s worth of interest or more if you break open a five-year CD early. ...

Are one-year CDs a good investment in 2024?

“One-year CDs are unusually competitive in 2024. Their best rates surpass three- and five-year CD rates. And, compared to high-yield savings accounts, one-year rates remain higher. “Because of one-year CDs’ popularity, you can be more choosy about the institution you want to leave your money with. ...

Will 5 year CD rates fall in 2024?

With expectations growing that the Fed will lower its benchmark rate in the second half of 2024 and in 2025, 5-year CD rates are likely to fall for the rest of 2024 and into 2025. Why are 5-year CD rates lower than 1-year CD rates? ...

What is the average APY for a three-month CD?

Last week, three-month CDs earned an average of 1.30%. If you're interested in a short-term CD with high yields, consider a six-month CD. The best rate today is 5.25%. The current average APY for a six-month CD is 1.79%, down from 1.80% last week at this time. ...

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