Three Best CDs Still Available, Even After a Drop in Rates - Kiplinger

Sep 23, 2024 · Three Best CDs to Open After a Drop in Rates. ... Three top-earning CD accounts still available. Here are three of the top-earning CD accounts available, even after the Fed’s …

CouponFollow Extension

75%
OFF

Best CD Rates For January 2025 - Kiplinger

3 weeks from now

Andrews Federal Credit Union. APY: 5.75% (Limited-time only) Minimum deposit: $1,000.Newtek Bank. APY: 5.55% Minimum deposit: $2,500.BMO Alto. APY: 5.50% Minimum deposit: $0.Total Direct Bank. APY: 5.50% Minimum deposit: $25,000.Superior Choice Credit Union. APY: 5.50% Minimum deposit: $500.See full list on kiplinger.com

kiplinger.com

52%
OFF

3 CD Accounts Still Worth Opening For 2025 - CBS News

3 weeks from now

16 hours ago · Here are three to look into with rates still high: 1-year CD at 4.52% A 1-year CD comes with an interest rate higher than many other CD terms with the understanding that you …

cbsnews.com

46%
OFF

Is A CD Still Worth It Now That The Fed Has Cut Rates?

3 weeks from now

Sep 18, 2024 · Compared to the minimal 0.46% you'd earn with the average savings account, then, it becomes clear that CDs are still valuable, even if they're not quite as worthwhile as …

cbsnews.com

50%
OFF

Top CD Rates Today, Dec. 20, 2024 - Surprise Boost To 2- And 3 …

3 weeks from now

Dec 20, 2024 · Below you'll find featured rates available from our partners, followed by details from our ranking of the best CDs available nationwide. Lock In 5.50% Until August—Or a …

investopedia.com

4%
OFF

Will A CD Still Be Worth It After The Fed Cuts Rates ... - CBS News

3 weeks from now

Aug 15, 2024 · CDs are still a good option because you can still find top CDs offering yields in the 4% and 5% range. That's significantly higher than savings account rates, which currently have …

cbsnews.com

70%
OFF

The Best CDs Can Protect Your Earnings Before Rates Drop Again …

3 weeks from now

Dec 6, 2024 · You can still grab APYs as high as 4.70% with the best CDs. Even if the Fed cuts rates later this month, you can lock in a high interest rate by opening a CD now. You can …

cnet.com

65%
OFF

12 Best CD Rates Of January 2025: Up To 4.65% APY - CNBC

3 weeks from now

3 days ago · The best CD rates today rival ... some banks even offer different CD ... Barclays is a brick-and-mortar bank in the U.K. with online banking available across the U.S. CD terms …

cnbc.com

4%
OFF

Are CDs Still A Good Investment After The Fed Rate Cuts? - MSN

3 weeks from now

That means you'll know exactly how much you'll get and when. Right now, top CDs are still paying APYs of 4% or more. If you put $2,000 into a 1-year CD with a 4% APY, you'd still earn $80 in …

msn.com

4%
OFF

The Fed Plan To Cut Rates Again. What Should Savers Do

3 weeks from now

Dec 10, 2024 · Rates for the best high-yield savings accounts still top 4%, even after a drop in rates. Keep in mind that high-yield savings accounts have variable interest rates, meaning the …

kiplinger.com

5%
OFF

Make The Most Of Rising CD Rates - Kiplinger

3 weeks from now

Jun 7, 2018 · Make the Most of Rising CD Rates. ... with a $5,000 minimum deposit you could earn as much as 2.5% on a nationally available one-year CD, compared with 2% on a money …

kiplinger.com

FAQs about Three Best CDs Still Available, Even After a Drop in Rates - Kiplinger Coupon?

Is a CD a good option if rates fall?

The consensus among experts is that a potential rate cut soon is expected to be minimal to start. Bear in mind that the yields often adjust ahead of Federal Reserve rate decisions, so current CD rates may already reflect an anticipated rate cut. Consequently, a CD could still be an excellent option for guaranteed returns even if rates fall. ...

Will Wednesday's new CD rate increase fuel the CD rate decline?

And Wednesday's additional reduction will likely fuel the CD rate decline. But for now, CD shoppers can enjoy 4.75% or more on 10 offers—plus some surprises in longer-term guarantees. You can still lock in a 5.50% rate until August with Nuvision Credit Union's 8-month CD. ...

Are CD rates still at their peak?

It's true that CD rates are no longer at their peak. But despite the pullback, the best CDs still offer a stellar return. October 2023 saw the best CD rates push above 6%, while today the leading rate is down to 5.50%. Compare that to early 2022, before the Federal Reserve embarked on its fast-and-furious rate-hike campaign. ...

What is a good CD rate?

What's considered a good CD rate depends on the length of the CD term. Currently, the highest rates seem to be for six-month, nine- or 10-month and one-year CDs, hovering at 5% APY or just below. Are there fees associated with CD rates? There typically aren't any fees, such as monthly maintenance fees, associated with CD rates. ...

Should you invest in a CD account if rates fall?

Should rates drop while your money is in a CD account, you'll continue to benefit from your fixed yield. This certainty is why many savers prefer CDs over other deposit accounts — and what makes them a good option even if rates fall. "CDs will always be attractive to the risk-avoidance nature of savers. ...

Are CDs still a good option?

CDs are still a good option because you can still find top CDs offering yields in the 4% and 5% range. That's significantly higher than savings account rates, which currently have an average APY of 0.45%. Should rates drop while your money is in a CD account, you'll continue to benefit from your fixed yield. ...