The 9% CD is legit — and this is who qualifies for that high APY

The Express Credit Union CD offers a 9% APY — available only on the 9th of each month through the end of this year — for new money balances up to $5,000. And you have to be a resident of ...

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The 9% CD Is Legit — And This Is Who Qualifies For That High APY

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The Express Credit Union CD offers a 9% APY — available only on the 9th of each month through the end of this year — for new money balances up to $5,000. And you have to be a resident of ...

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The 9% CD Is Legit — And This Is Who Qualifies For That High APY

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Aug 9, 2024 · The 9% CD is legit — and this is who qualifies for that high APY While you may not qualify for this offer, there are still plenty of CDs paying 5% or more. Updated: Aug. 9, 2024 at …

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Say Hello To This 9% CD (yes, You Read That Right) – Plus 4 ... - MSN

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Express Credit Union 12-month CD: 9% APY ... Merchants Bank of Indiana 1-Year CD, 5.92% “To lock in a high rate before they potentially drop, consider this CD which offers 5.92% with a …

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Best CD Rates Now: APY Over 9% From Some Credit Unions | Money

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Aug 7, 2024 · Many of the best CD rates at national banks or credit unions are in the 4% to 5% range. For example, Discover’s highest CD rate is currently its 12-month CD has a 4.0% APY. …

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The Highest-APY CD This Month Offers 9.5% — And 9 More Of The …

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There is a $1,000 minimum account balance requirement to earn the high 5.10% APY rate for a 3-month CD at Brilliant Bank. The only catch here is account balances are limited to $500,000.

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Best 9-month CD Rates Of 2025 - USA TODAY

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Oct 31, 2023 · As of Jan. 21, 2025, the national average 6-month CD is paying a 1.64% APY, while the national average 12-month CD is paying a 1.82% APY, according to the Federal …

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12 Best CD Rates Of February 2025: Up To 4.51% APY - CNBC

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4 days ago · The best CD rates today rival those of high-yield savings — and ... three months to 120 months and you can earn up to 4.10% APY. CD terms offered. 3 months, 6 months, 9 …

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Say Hello To This 9% CD (yes, You Read That Right) - MarketWatch

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Aug 5, 2024 · There’s a big catch with the 9% APY CD, but plenty of other certificates of deposit are offering upwards of 5% still, and far fewer strings attached. Updated: Aug. 5, 2024 at 12:18 …

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Here’s The Deal With That 9.5% CD — And 9 More CDs With The …

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Jan 27, 2025 · Plus, 5 of the best rates for certificates of deposit that are easier to qualify for. ... one of the most attractive here is the 6-month CD with a high 4.60% APY rate. There is …

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The 9.5% CD Is Still Available — And 9 More Highest-APY CDs For

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First Imperial Credit Union: Up to 6.00% APY. Open a 6-month CD with as little as $500 either online or at a First Imperial Credit Union branch location and this high 6.00% APY rate can …

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You Might Be Running Out Of Time To Open A 9.5% APY CD

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Dec 12, 2024 · CD rates have been going down throughout 2024, but some local institutions still offer good rates. California Coast Credit Union offers a startling 9.50% APY on its 95th …

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This CD Still Promises 9.5%— Plus 9 More CDs With The Best APYs …

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There is a relatively high 4.60% APY rate with this account and a low $1,000 opening balance minimum required. This CD, however, is limited to deposits of $500,000 or less, so this might …

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This CD Is Paying 9.5% — And 9 More CDs With The Best APYs Right …

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May 6, 2024 · With a relatively low $2,500 minimum deposit, this 6-month CD and its high 5.55% APY can be yours. One catch here is deposits are limited to the FDIC-insured threshold of …

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How To Get This 9.5% APY CD - CNBC

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Dec 17, 2024 · But if you're willing to lock away your funds in a CD with a longer term, you'll earn more money with a lower APY. For example, a one-year CD with a 4.56% APY would earn …

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Never Got Into CDs Before But I Found 6-7% CD At A Credit ... - Reddit

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I Bonds are about to drop, so I really don't think they're that worth it considering current T-Bills are so high. When you do the math of 12 months--it's currently 6.89% and is projected to drop to …

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2 CDs Promising 9% APY Or More – And With Rate Cuts Potentially …

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Vibrant Credit Union: The base rate for a 9-month CD at Vibrant Credit Union starts at 5.50% APY. However members here who open an Elite Savings account — which requires a …

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2 CDs Promising 9% APY Or More – And 5 More High-APY CDs To …

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Aug 30, 2024 · Still, if you can qualify, a 9.5% APY may be worth considering – and we found two. There’s a Celebration Certificate at San Diego-based California Coast Credit Union, promising …

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FAQs about The 9% CD is legit — and this is who qualifies for that high APY Coupon?

What is the APY rate for a 9 month CD?

Vibrant Credit Union: The base rate for a 9-month CD at Vibrant Credit Union starts at 5.50% APY. However members here who open an Elite Savings account — which requires a $100,000 opening deposit — can earn a rate boost of 0.25% for the term. ...

Should you buy a 9% APY CD?

This one has a decent offering that is 5.15% for 13 months, so let’s call that 5% per year return,” says certified financial planner James Daniel at The Advisory Firm. There’s a big catch with the 9% APY CD, but plenty of other certificates of deposit are offering upwards of 5% still, and far fewer strings attached. ...

Do CDS pay a 5% APY in September?

Many pros now expect a rate cut come September, but as of now, there are still plenty of CDs paying upwards of 5%. And sometimes more … a lot more. Just take this one from Express Credit Union, which is offering a 12-month CD paying a 9% APY — the highest, by far, that we found. ...

Will a 9% APY CD be cut in September?

There’s a big catch with the 9% APY CD, but plenty of other certificates of deposit are offering upwards of 5% still, and far fewer strings attached. The Federal Reserve on Wednesday once again declined to cut interest rates. But many pros predict a rate cut in the coming months, likely in September. ...

What if you don't qualify for a 9% CD?

If you don’t qualify for that 9% CD — there are still myriad CDs paying 5% or more with fewer hoops to jump through. “Consumers have the opportunity to capitalize on relatively high CD rates before tentative rate cuts take place in September. ...

What does APY mean on a nine-month CD?

The rate you earn on a nine-month CD is known as the annual percentage yield or APY. This is a measure of total interest with compounding. Though APY is an annual rate, you won’t earn all of the promised annual interest in a nine-month CD because interest doesn’t have a full year to compound. ...