Savings Accounts Are Paying Record Rates Today, Feb. 13

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Savings Accounts Are Paying Record Rates Today, Feb. 13

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Best Savings Accounts Of February 2025 - Up To 4.75% - Bankrate

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3 days ago · Bankrate's experts have identified the highest savings account interest rates from top banks to help you maximize your earnings. ... Best savings account rates for February 2025. …

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Best High-Yield Savings Accounts Of February 2025 (Up To 4.50%)

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Jan 29, 2025 · Our expert picks for the best high-yield savings accounts earn up to 4.50% APY -- 10x more than the national average. Most accounts here are used personally by our team.

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Savings Interest Rates Today, January 13, 2025 (Top Rate At 4.75

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As of January 13, 2025, the highest savings account rate available today is 4.75% APY. This rate is offered by Openbank and there is a $500 minimum opening deposit required.

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Today's Best Savings Accounts Still Pay Almost The Highest Rate In …

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Nov 12, 2024 · Despite the Federal Reserve cutting interest rates last week, the nation's best high-yield savings accounts still include nine options that pay 5.00% to 5.50%.

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Best Savings Accounts For Kids And Teens For February 2025: Rates …

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Jan 31, 2025 · The top rate available on a youth savings account is a remarkable 10.38% APY, which is offered by Spectra Credit Union. In addition, five additional accounts offer youth rates …

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FAQs about Savings Accounts Are Paying Record Rates Today, Feb. 13 Coupon?

How long do savings accounts pay record rates?

Savings Accounts Are Paying Record Rates Today, Feb. 13, 2024. How Long Will They Last? Today's best savings accounts pay historically high APYs of 5% or more, thanks to the Fed's aggressive 2022-2023 rate-hike campaign. The top nationwide rate of 5.50% APY is estimated to be the highest savings return in more than 20 years. ...

What is the highest savings account rate since 2001?

In fact, today's top savings account rate of 5.50% APY is likely the highest we've seen since 2001, as that's the last time the fed funds rate has been this high. However, with the Fed's last hike now more than six months behind us, and interest rates holding steady since then, savings account rates have ceased increasing. ...

Is the best savings account rate still high?

But it's good to keep some perspective. Even if, say, the best savings account rate comes down from today's 5.50% to maybe 4.50% by the end of the year—or even 3.50% by the end of 2025—these are still historically high returns. ...

Is there a gap between savings rates and bank rates?

A clear trend that MoneyRates has identified is a large gap between the average savings account rate and the rates offered by the best banks for savings accounts. That gap varies, but it has been as much as 4% in recent months. ...

Are traditional savings accounts paying puny interest?

Traditional savings accounts, called “statement savings accounts” within the banking industry, have been notorious for paying puny interest in recent years. That’s gradually changing, thanks to the Fed’s campaign of interest rate hikes to combat inflation. ...

What APY does a savings account pay?

Today's best savings accounts pay historically high APYs of 5% or more, thanks to the Fed's aggressive 2022-2023 rate-hike campaign. The top nationwide rate of 5.50% APY is estimated to be the highest savings return in more than 20 years. With the Fed now holding the fed funds rate steady, high-yield savings account yields have also plateaued. ...