Chase Pay Over time, what’s the catch? : r/CreditCards - Reddit

Just stating how Chase plans work since some people, including you, clearly do not know but think you should give advice anyway. “Don’t use it if you can’t pay in full” is completely …

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Chase Pay Over Time Using Fee-free Offer On $13k For 2 Years.

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Chase Pay Over Time divides the purchase amount by the number of months of the offer. So Chase is going to give them a statement with an "Interest Saving Balance" of ~$550. As long …

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What’s The Catch With “My Chase Plan” / Pay Over Time

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Purchases over $100 on chase have the availability to enroll in my chase payment plan where you can pay it off over 3 to 24 months. Just out of curiosity has anyone done this 1. and what is the …

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Chase Pay Over Time - Help! : CreditCards - Redditmedia.com

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Jul 22, 2024 · Hi! So I was hoping to use my first chase pay over time on a $9900 purchase with $0 fee/0% interest. I called last week and they said I was eligible since a posted $600 …

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Question About Chase 'Pay Over Time' Plan : R/CreditCards - Reddit

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I recently made a large purchase ($8k) and have the option for a no-fee, no-interest Pay Over Time plan through Chase. I know generally the catch is the monthly fee in lieu of interest, …

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Has Anyone Used My Chase Plan? Was It Beneficial?

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Sep 3, 2021 · $48.95 over 6 months, no interest, a monthly fee of $3.04. $33.56 over 9 months, no interest, a monthly fee of $2.95. $25.88 over 12 months, no interest, a monthly fee of $2.92 …

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[Targeted] Chase: My Chase Plan ‘Pay Over Time’ Bonuses

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Feb 14, 2023 · The Offer. No direct link to offer, sent out via e-mail. Chase is offering some cardholders a bonus for using pay over time. The purchase needs to be $1,000 or above and …

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Pay Over Time Offer : R/Chase - Reddit

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Pay over time offer Hey all, I recently was notified that chase is offering me an offer to use the pay over time feature at 0% APR with a $0 monthly fee. I would never usually consider something …

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Chase Visa Pay Over Time Warning. : R/personalfinance - Reddit

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The 1.72% that they offer for the Pay Over Time is per month, not the total purchase x 1.72%. At first glance I thought it was some sweet offer for some customers and I would just leave my …

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Should I Use Chase’s “Pay Over Time” Feature Even When I ... - Reddit

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Edit: I wanted to run the numbers to see how bad this is. If you charged $1,000 on a credit card at 30% interest and paid it off over 1 year of equal payments you would pay $169.85 in interest. If …

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What Is The Point Of The "pay Over Time" Option For Credit ... - Reddit

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Chase has My Chase Plan, which to quote their website: With My Chase Plan®, eligible cardmembers can break up card purchases of $100 or more into budget-friendly payments for …

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Do You Think It’s Worth It To Use Pay Over Time For A $7k ... - Reddit

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I did the my Chase loan offer option vs pay over time. Since it goes up to 36monthd. Had a deal of 9.99% Apr of 3 yrs of $249.95. I liked it. Any actual loan option is a hard inquiry (which I don’t …

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Got Pay Over Time Offer : R/amex - Reddit

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I feel like if you need to finance something that’s $100 for any amount of time you should probably not have a card where you pay an annual fee. But maybe that’s me. Now if you meant over …

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FAQs about Chase Pay Over time, what’s the catch? : r/CreditCards - Reddit Coupon?

Should I use Chase's 'Pay Over time' feature?

Should I use Chase’s “Pay Over Time” feature even when I can afford the full amount? For anyone who doesn’t know, here’s a description of Chase’s “Pay Over Time” feature for credit card users: “Chase Pay Over Time lets Chase customers break up eligible credit card purchases (>$100) into budget friendly payments. ...

What is Chase Pay Over time?

Chase Pay Over Time is an installment plan option for Chase credit card customers, letting you split a big purchase into equal monthly payments. Think of it as a form of buy now, pay later (BNPL). Competing BNPL plans offered by other card issuers include American Express Pay It® Plan It® and Citi Flex Pay. ...

Is Chase Pay Over time a good plan?

Plans can range from 3 to 18 months, and you can have up to 10 active or pending plans on your account at one time. The Chase “Pay Over Time” program sounds like it could save you money because the fixed monthly fee is rather low. However, before you decide to use this program, run the numbers to see if it’s the best option for you. ...

Does Chase offer a no-fee pay over time plan?

I recently made a large purchase ($8k) and have the option for a no-fee, no-interest Pay Over Time plan through Chase. I know generally the catch is the monthly fee in lieu of interest, however I believe they are offering the no-fee incentive since this would be my first plan created. ...

Is Chase Pay Over time legit?

Chase Pay Over time, what’s the catch? I have a charge of about $600 I can use pay over time. It says monthly fee of 0$ with no interest. Am I missing something or am I able to split this purchase up without issues? Its legit and they tend to occasionally offer $0 fee plans. In that case, its no risk as long as you pay. ...

Is Chase Pay Over time free?

Chase Pay Over Time lets you avoid the interest charges that would typically otherwise come with carrying a balance from month to month, but as you may have guessed, it’s not free—you’ll be charged a fixed monthly fee. No single credit card is the best option for every family, every purchase or every budget. ...