All about 5% rotating category cards - cardsandpoints.com

Sep 14, 2023  · But there are diminishing returns to holding more credit cards. Bottom line. 5% rotating category cards can be a great way to increase the rewards you earn on your everyday spending. Having one or two rotating category cards in your wallet can increase the rewards …


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All About 5% Rotating Category Cards - Cardsandpoints.com

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Sep 14, 2023  · But there are diminishing returns to holding more credit cards. Bottom line. 5% rotating category cards can be a great way to increase the rewards you earn on your everyday spending. Having one or two rotating category cards in your wallet can increase the rewards …

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Is It Worth Adding A 5% Rotating Category Card? Which One?

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The us bank cash plus is a 5 percent customizable card. These are the categories you can pick from. 2 for 5 percent back, each quarter for a maximum combined of 2,000 I believe. Home …

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[Discussion] For Those Who Exclusively Use Credit Cards, What's Your ...

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Costco Citi card for fuel - 4% and Costco purchases 2% Chase and discover rotating 5% Amazon Visa for Amazon purchases 5% BoA 3% home improvement (I just moved and got 3% back on …

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5 Rotating Category Credit Cards For 5% Cash Back

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Oct 17, 2024  · The Discover It® Cash Back Credit Card may be the credit card best known for 5% cash back on rotating spending categories. The 5% reward applies to purchases of up to …

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Comparing 5% Rotating Category Cards - TravelUpdate

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Sep 15, 2020  · Any of those cards have better perks than the 5% cards. Final Draw. The Chase Freedom Flex, Discover It, and US Bank Cash + are three excellent 5% rotating category …

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Best 5% Cash Back Cards Of 2025 - MoneyGeek

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Jan 9, 2025  · Whether a 2% cash back card or a 5% cash back card is the better option depends on your spending habits. 2% cash back cards like the Citi Double Cash® Card offer a flat 2% …

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Another 5% Rotating Card Or 2% Catch-all? : R/CreditCards - Reddit

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Rotating categories can be nice, but can also become very redundant as some cards rotate to the same exact categories making them both useless. Citi Custom Cash 5% “rotating” to your …

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Why The Need For Rotating Category Cards? - MyFICO® Forums

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Aug 27, 2020  · For many, a 3% everywhere would be a good first card, for others it depends on their spend (e.g. if you do a lot of Amazon and are prime, one of the Amazon cards is the best) …

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How You Can Maximize Rotating Category Cash Back Cards - Fox …

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Nov 15, 2024  · For example, if one card offers a bonus on grocery store purchases and another on gas station spending, you could earn 5% back on two major expense categories …

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Does It Make Sense To Get A Rotating Category Credit Card (e.g

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I'm looking to maximize my cashback rewards, and have been looking at the 5% rotating category cards. However, a big one is gas, and I don't own a car. Would subway passes fall under …

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Rotating Category Credit Card Worth It - Bogleheads.org

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Aug 27, 2019  · Tejfyy wrote: ↑ Fri Oct 21, 2022 3:38 pm I’m considering another cash back cc. I have a simple 1% back card, I’m thinking about a 2% one. I’m curious about the rotating …

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Best Cash Back Credit Cards For January 2025 - MoneyGeek

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2 days ago  · Rotating category cards or 5% cards offer high cash back rates on categories that change every quarter. The Freedom Flex is a good example, offering 5% cash back on up to …

moneygeek.com

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5% Rotating Category Cards : R/CreditCards - Reddit

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A lot depends on your spending in each category and current cards. For example though, say you have a card that gets 4% back on gas, which you spend $100/month on. Getting a new card to …

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Will Amex Ever Release A 5% Card? : R/amex - Reddit

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Because chase has some of the arguably best transfer partners (Hyatt, United/southwest) and if you hold a sapphire card the unlimited basically becomes a 2.25% catch all, with the flex …

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FAQs about All about 5% rotating category cards - cardsandpoints.com Coupon?

When can I use my rotating category credit card?

Use your rotating category card any time you can earn 5 percent cash back and use your other rewards card for any purchases that might only earn 1 percent cash back on your rotating category credit card. That way, you can earn industry-leading rewards on everything you buy — no matter what category it is. ...

What is a 5% rotating Category card?

5% rotating category cards can be a great way to increase the rewards you earn on your everyday spending. Having one or two rotating category cards in your wallet can increase the rewards you earn on your everyday spending without adding much complexity to your wallet. Aaron Hurd is a credit card, travel rewards, and loyalty program expert. ...

What are the best rotating category credit cards?

The best rotating category credit cards are the Discover it® Cash Back and the Chase Freedom Flex℠. Both offer 5 percent cash back on bonus categories that rotate every quarter, for a maximum of $1,500 in purchases (or $75 cash back) every quarter. ...

Are rotating category cards worth it?

Whether rotating category cards are worth it largely depends on the pricing and terms of the card, in addition to factors like your spending habits and budget. In many cases, these cards can be worth considering because they let you earn elevated cash back rates, often with no annual fee. ...

What are the best rotating category cash back cards?

Some of the most popular rotating category cash back cards include the Discover it® Cash Back, Chase Freedom Flex®, and Citi Custom Cash® Card. These cards can be especially valuable if you pair them with one or more of the best cash back cards offering flat-rate or tiered rewards. ...

What is the most flexible rotating bonus category card?

The U.S. Bank Cash+® Visa Signature® Card is the most flexible rotating bonus category card of them all — but it's also perhaps the most complicated. You can choose two 5% categories per quarter from a list of 12 (see the list below), with a combined quarterly spending cap of $2,000. ...

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