Is $80,000 too much to hold in a HYSA? : r/Bogleheads - Reddit

No, $80k is not too much to have in a HYSA. We have significantly more than that in cash (in FDLXX earning just under 5%, but around 93% is not taxed by the state). We have money for …

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Is $80,000 Too Much To Hold In A HYSA? : R/Bogleheads - Reddit

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No, $80k is not too much to have in a HYSA. We have significantly more than that in cash (in FDLXX earning just under 5%, but around 93% is not taxed by the state). We have money for …

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HYSAs... Why Is It Bad To Have A Lot Of Money In Them?

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HYSA will only lose 1.5%. The bigger issue is failing to recognize that cash as part of your portfolio allocation. Technically anything beyond 6 months of expenses should be considered …

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What Should I Do With The $200k In My HYSA? : Bogleheads

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use the following search parameters to narrow your results: subreddit:subreddit find submissions in "subreddit" author:username find submissions by "username" site:example.com find …

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SoCal 30M - Too Much In HYSA “Waiting To Buy A Home” - Reddit

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Currently have around 400k in HYSA gaining 5.5% with Marcus (Referal code) Roughly 6.5k monthly income. My problem: when HYSA starts dropping % like they were before pandemic, …

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Is There A Downside To Having A HYSA? : R/Bogleheads - Reddit

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(That 1.12% YTD return is diluted by interest rates being much lower earlier in the year, and the year not being over.) Incidentally, with an HYSA the person you responded to would pay 9.3% …

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R/Bogleheads On Reddit: Would It Be Insane To Keep $300k In A …

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I have about $300k in savings, much of which I got suddenly through a windfall this year. It's currently in a HYSA while I read up on finance because until recently, I knew pretty much …

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$150k Sitting In A HYSA. Where Should I Park It? : R/Bogleheads

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Fully transparent and auto-updated scripts run daily. Basically HYSA interest earned is seen as earned income (at least in NY). 100% fully taxable at the federal and state level. So the HYSA …

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Is Holding $70k Cash In A HYSA Too Much? : R/personalfinance

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Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. Jack founded Vanguard …

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