How should I pay off ~52,000 USD? : r/StudentLoans - Reddit

Agreed. All these posts about investing for 1% more than just paying off or paying towards the loans. I don't agree with investing instead. All these posts are about people who graduate and …

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How Should I Pay Off ~52,000 USD? : R/StudentLoans - Reddit

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Agreed. All these posts about investing for 1% more than just paying off or paying towards the loans. I don't agree with investing instead. All these posts are about people who graduate and …

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$52,000 In Student Loans And Trying To Figure The Best Way To Pay It …

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Sep 3, 2019 · View community ranking In the Top 1% of largest communities on Reddit. $52,000 in student loans and trying to figure the best way to pay it off . I graduated with a masters …

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Should I Immediately Pay Off Some Of My Student Loans? And …

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Dec 27, 2024 · A 3.61% interest rate is LOW and doesn't NEED to be paid off, but if you are going to get a worse return after taxes from a 3.8% savings account or from I Bonds, you should pay …

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Should I Pay Off My Student Loans Now Or Wait? : R/personalfinance …

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I took out a 10 yr private loan to pay for my grad school. I still have about $25k left to pay and have a 5.04% interest rate. I currently have about $40k in a high yield savings account (4.55% …

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/r/StudentLoans: Reddit's Hub For Advice, Articles, And Discussion ...

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So I have around $17,500 in student loans. I have just under $60k saved now. The only other debt I have is my taxes owed that I just paid and my credit card that I pay off every month. I …

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Should I Just Pay Off My Loans ? : R/StudentLoans - Reddit

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If you’re planning to move out, I would wait and just pay it all the way down but not pay it completely off. Maybe leave like owning $100-$300. The interest on that won’t be bad and …

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Should I Pay Off Student Loan Balance In Full Or Aggressively

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Currently in my savings, I have $6,550.93 total. I live with my parents, and I currently work making $20 USD/hr. Should I put all my money into paying off my student loan balance in full? Or …

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Would It Be Worthwhile To Pay Off $5k In Student Loans? - Reddit

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I have about $20k in savings and about $5k in student loans. I pay a monthly amount of about $30. I also make about $48k a year atm. Debating whether I should just pay it off or continue …

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FAQs about How should I pay off ~52,000 USD? : r/StudentLoans - Reddit Coupon?

Should I pay off my student loan before buying a house?

If you want to buy a house sometime before your student loans are to be paid off under the current plan then do NOT pay off the student loan. If you want to buy a house after the current repayment plan would end, then go ahead and pay it off then increase your savings amount to repay yourself. This year, your loans will cost you $1.26k in interest. ...

What if I didn't pay off my student loan?

Send $250 to short term savings, $1k to long term savings and the rest to more retirement. You'll never be in a better place to save for retirement than right now: Minimal expenses, no family, and retirement is a long way off. If I did not pay off the student loan, what would I be doing with this money? I'd put it into my HYSA at 4.55%. ...

Is $25,000 a good payoff?

$25,000 is objectively a smaller dollar amount when considering a payoff, though subjectively it may seem monumental to some people based on many different financial circumstances. ...

What should I do if my eFund isn't paid off?

If your remainder after the efund isn't the full amount owed, take the total you are comfortable using (e.g. 15k) and then increase what you're paying to your loans every month instead of putting it into savings until they're paid off. Or until you need to replace money pulled from your emergency fund. ...

What if my loan servicer doesn't participate in the online IDR application?

Since one of more of your loan servicers don’t participate in the online IDR application process, you must complete the following steps: Print out your completed IDR application. Include your most recent tax return if you did not import your financial information into your IDR application. ...

How long should you pay off your debt?

Over a 20 year period it might make sense pay the debt off monthly for 10 years while earning a good interest rate on the $25k that you have in the bank for 20 years. It depends on the math and your comfort level. None of these options are bad. ...