How much to spend each month? : r/CreditCards - Reddit

In the long term, I’d doesn’t matter if you spend a dollar a month or $999. It also doesn’t matter if you pay once a month on the due date or once a week. They report one time per month what …

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How Much To Spend Each Month? : R/CreditCards - Reddit

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How Much Do You Spend Per Month On Your CC? : R/CreditCards

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I spend about $4000 a month (and, of course, pay it off in full each month). I think my husband is about the same. We generally put all of our expenses except mortgage and our one car …

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What's Your Average Monthly Spend On You're CCs And How Much …

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Personally, in terms of household spend my wife and I average $3500 - $4000 per month on the high end. This is standard spend like utilities, streaming services, groceries and restaurants. I …

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R/CreditCards On Reddit: How Old Are You And How Much A Month …

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Get the Reddit app Scan this QR code to download the app now ... 38M, averaged over 12 months, we spend about $6,500/month on credit cards. Family of four. That includes all travel, …

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When Asked For How Much You Spend Every Month On CC

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May 18, 2015 · Scenario 1) You spend only $400 per month? We'll give you a 3K CL so you don't go overboard. Scenario 2) You spend $400 per month? That's a low so we'll give you a 5K CL …

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How Much Do You Charge To Your Credit Card Each Month? : R

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Household expenses (food, utilities, gas, pets, take out) is around $2k per month Fixed costs (mortgage, car insurance, phone & internet, therapy, monthly fees like fitness, streaming etc.) …

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How Much Should I Spend On My Credit Card In A Month?

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Feb 13, 2024 · You should use less than 30% of a $5,000 credit card limit each month in order to avoid damage to your credit score. Having a balance of $1,500 or less when your monthly …

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How Much Of Your Credit Limit Should You Use? | Credit Cards

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Jul 26, 2023 · Now, keep in mind that the FICO algorithm looks at the ratio across all of your credit cards as well as on each individual card. Keeping your credit utilization below 30% …

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Does It Matter How Much I Spend On My Credit Card? : …

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Yes. Whether you spend only $5 or you spend $150 and pay $145 early, it'll score the same. It's not necessary to spend any particular amount to "build" your score. However, having too high …

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How Much Should I Spend Using My Credit Card Each Month? : R

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If you spend the full balance of $1000 on it and let it hit a statement with that balance, then your utilization is 100% and your credit score will drop. This will only drop for the 1 month, …

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Is There A Minimum Amount I Should Be Spending On A Credit Card?

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My credit line was $100 dollars for those 6 months and I always used around 30%. I just got my security deposit back today and now my credit line is at $1800. I feel like that’s a huge jump. I …

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What Percentage Of My Credit Card Limit Should I Use? - Reddit

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Utilize at max 30% of your limit. $1000 credit limit? Only spend $300 max per month with the card. But don’t spend more than you can afford… Because even just spending a couple bucks each …

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How Much Credit Card Debt Are You In? : R/CreditCards - Reddit

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Only $3,000 at 0% APR for 12 months. The rest is available credit $150,000. This has kept my utilization at 2% or 3%. I’ve learned of using free intro APRs to avoid paying interest, and …

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FAQs about How much to spend each month? : r/CreditCards - Reddit Coupon?

How much money should I spend a month on a credit card?

Im seeing a lot of stuff but if you’re looking to maximize your credit score, these are the steps most recommend: Utilize at max 30% of your limit. $1000 credit limit? Only spend $300 max per month with the card. But don’t spend more than you can afford… Because even just spending a couple bucks each month keeps a card open. ...

Should you spend money based on your credit limit?

Don't decide your spending based on your credit limit. That attitude will send you spiraling into debt. Only buy things you can afford to pay for immediately. If you buy them with a credit card, pay the card off in full at the next statement and only spend the money if you're certain you can afford to do that. Use card for everything. ...

How much a month should I carry on my credit card?

Hey OP, the answer you are looking for is a 30%. It's best not to carry more than that on your credit card from month to month, to not too heavily impact your credit. The answer you should be looking for though, is this comment over here. This is the correct way of using a credit card. I’m confused. ...

How much should you spend on Netflix a month?

Only spend $300 max per month with the card. But don’t spend more than you can afford… Because even just spending a couple bucks each month keeps a card open. Cards are shut down from lack of use on occasion. This is why most people recommend having Netflix as a monthly charge, with a monthly auto pay to pay it off. ...

How much of my credit should I use?

When you're trying to decide how much of your credit you should use, keep in mind that one of the most important factors in your credit score is the amount owed on your credit cards. This factor alone represents 30% of your FICO score. The amount you owe on a credit card is also referred to as your credit utilization. ...

Should I Max my credit card on the first day?

So if hypothically you max your card on the first day of the cycle and pay it all off before the end of the cycle your usage would be 0%. The advise for the usage percent varies but generally the lower the usage the better it is for your credit. That makes sense. ...