How and when do you use your cash back? : r/CreditCards - Reddit

I keep a yearly "wins and deals" document. I use the cash back to pay off the balance on the bill and I make a note of the money amount, the date, the card that earned the cash back, and …

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How Do You Utilize Your Cash Back? : R/CreditCards - Reddit

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Depends on the card. I have about 10 cards but really only use half of them. PayPal 2% on everything : Cash out EOY and use it to invest between Dec-Feb. Amazon 3-5%: Amazon …

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What Do You Do With Your Cash Back? : R/CreditCards - Reddit

3 weeks from now

Verizon visa - get cash back through reducing my cell bill. Discover - try to use it to redeem lowes gift cards when I have a big purchase.. $180 in cash back can be redeemed for a $200 Lowes …

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How Do You Spend Your Rewards/cash Back? : R/CreditCards - Reddit

3 weeks from now

About the only cash back I get is from a 5% Pen Fed gas card. That gets applied to the balance automatically every month so no need to do anything. I also have a little used Discover. That …

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What Does Everyone Do With Their Cash Back Earned From Your

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Scenario: You purchase items worth $100. This gives you 1% cash back, or $1. You apply it to your statement, meaning you owe $99 now. When you pay it off, you get another 1% cash …

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US Bank Smartly Card Guide - The Best All Purpose Credit Card In …

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Mutual funds, including MMMF trades are $25 each. But it seems to be a livable place to park the money and you can do a single purchase of IVV (or your choice of ETFs) or manually dollar …

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What Is The Ultimate Cash Back Setup? : R/CreditCards - Reddit

3 weeks from now

If you can hit Platinum ($50k) or Platinum Honors ($100k) status with Bank of America, they have some of the best cash back cards around. I hold Vanguard ETFs with Merrill at no additional …

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It Took Years To Accept My Post-Baby Body. A New Perspective …

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25 minutes ago · Best Cash Back Credit Cards. Best Rewards Credit Cards. Best Travel Credit Cards. Best 0% APR Credit Cards. Best Balance Transfer Credit Cards. Best First Credit …

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ELI5: How Do Credit Card Cash Back Programs Work? - Reddit

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The percentage will depend on which particular credit card you use, and in some cases, it will be affected by the type of items you purchase. For example, one card may give 1% cash back on …

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How Do You Guys Maximize Cash Back Benefits Across Multiple …

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From what you mention as your spending I would suggest the PNC Cash Rewards. 4% back on gas, 3% back on dining, and 2% back on groceries. Then pair that card with a Chase …

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Any Tips And Tricks For Using Cash Back Credit Cards? : R/Frugal

3 weeks from now

an even better option is the fidelity amex. you get the cash back but it's 5% on everything unlike AMEX blue that give you the cash back after a certain $ amount is spent in the year - THEN …

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Best Cash Back Credit Cards? : R/CreditCards - Reddit

3 weeks from now

Since you want simple cash back, the 1.5% on the Capital One Quicksilver and the 2.0% on the Citi Double Cash are probably your main contenders. Since you already have Citi cards, …

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FAQs about How and when do you use your cash back? : r/CreditCards - Reddit Coupon?

How much cash back do you get on a credit card?

Most cash back cards have none. My Alliant card simply pays 2.5% cash back on everything. Also, the amount of cash rewards you get back seems small. 2.5% of my total spending is way more than 0% of my total spend. If you spend $20k/year on credit cards, that's $400 ($500 CB less $99 annual fee). ...

How do you redeem a cash-back credit card?

Though redemption options vary by card, you can typically redeem your rewards as a statement credit, for cash deposited it into your bank account, or for gift cards or purchases. When you're choosing a cash-back credit card, the rewards rates and categories are among the most important features. ...

What is a cash-back credit card?

A cash-back card gives a percentage of qualifying purchases back to you as rewards. Though redemption options vary by card, you can typically redeem your rewards as a statement credit, for cash deposited it into your bank account, or for gift cards or purchases. ...

How do I choose a cash-back credit card?

When you're choosing a cash-back credit card, the rewards rates and categories are among the most important features. Pick a card that bolsters your own spending habits, or a general rewards card that earns on purchases no matter what you're buying. ...

Can I earn cash back if I have a rewards card?

You likely earn points, miles or cash back on your purchases if you have a rewards card. However, even if you are technically earning points or miles, you may be able to redeem them for cash back. Typically, you'll find some or all of the following cash-back options on your card: ...

Is a cash back card worth it?

The card encourages you to spend more than you should. You consistently pay off your entire monthly balance. You struggle to pay the balance monthly, leading to interest charges. A cash back card can be highly rewarding if your needs, spending habits, and financial situation are a good match. ...