Consumer Account Disclosures - Wells Fargo

The Deposit Account Agreement provides terms and conditions applicable to all Wells Fargo consumer deposit accounts. Deposit Account Agreement (PDF) The Consumer Account Fee …


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Up to $50 cash back  · Penn Community Bank Schedule of Fees for Consumer Deposit Accounts Effective: January 25, 2016, YOUR GUIDE TO SERVICE FEES This schedule …

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FAQs about Consumer Account Disclosures - Wells Fargo Coupon?

What is a consumer account fee and information schedule?

The Consumer Account Fee and Information Schedule provides important information on Wells Fargo consumer checking, savings, and time accounts along with details on related services and fees. The Consumer Account Addenda provide important changes in terms to the Consumer Account Fee and Information Schedule and the Deposit Account Agreement. ...

What is a consumer account addenda?

The Consumer Account Addenda provide important changes in terms to the Consumer Account Fee and Information Schedule and the Deposit Account Agreement. These disclosures are also available in Spanish (click the " Español " link at the top of this page). ...

When will my deposit be available?

The first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks, and U.S. Postal Service money orders made payable to you will be available on the first business day after the day of your deposit, if your deposit meets certain conditions. ...

What if there is a conflict between the consumer schedule and this addendum?

All terms defined in the Consumer Schedule will have the same meaning when used in this Addendum. If there is a conflict between this Addendum and the Consumer Schedule, this Addendum will control. Except as expressly amended by this Addendum, the Consumer Schedule remains in full force and effect. ...

What is a qualifying direct deposit?

A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer or the agency or company making these payments that they use the ACH network. ...

Can a non-account owner make a cash deposit?

We can require that all endorsers be present and that you deposit the item instead of cashing it. Non-account owners are not allowed to deposit cash into consumer accounts. For business accounts, any person wanting to make a cash deposit must provide an acceptable form of identification before we accept a cash deposit. ...

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