Discover retention offer and another question : r/CreditCards

I contacted discover via chat and asked if they had any retention offers going on since i was comparing my cards to see which ones offeted the most value and they offered me the 0% apr …

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Discover Retention Offer And Another Question : R/CreditCards

5 days from now

I contacted discover via chat and asked if they had any retention offers going on since i was comparing my cards to see which ones offeted the most value and they offered me the 0% apr …

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R/CreditCards On Reddit: Discover It Card Retention Offers 3% ...

5 days from now

But she would have to transfer me depending on if I wanted a special APR or balance transfer. I said special APR. She transferred me to another department. The second woman asked what …

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DP: Second Discover It Retention Offer 1 Year After The Last …

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Last year, on 05/16/2024, I asked via chat for and received a cash back retention offer of bonus 3% cashback on top of existing cash back up to $2500 in spend over 6 months. So if it's been …

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Discover Retention Offer Is Amazing! - Page 3 - MyFICO® Forums

5 days from now

May 23, 2020 · 3) Discover just gave you an unheard of 8% category and 4% on everything else for 6 months...to keep your business. 4) Discover just gave you a $50 credit, in addition to the …

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Got The Retention Offer From Discover; Hello 8% Groceries

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Asked a Discover customer service rep for a retention offer and they graciously gave me an additional 3% across the board up to $1,500 of spend or within 6 months. 4% on all …

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How And When To Ask For A Credit Card Retention Offer

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Oct 21, 2024 · Best credit cards Best credit cards Best bonus offer credit cards Best balance transfer credit cards Best travel credit cards Best cash back credit cards Best 0% APR credit …

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Discover IT Retention Offer - DP : R/CreditCards - Reddit

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First time I got a retention offer for Discover was when I called to cancel. Was new to Credit Card game and after first year was using my BofA Custom Cash card the most. They offered me 5% …

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Discover Retention Offer DP : R/CreditCards - Reddit

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You get the same rotating bonus categories with the Discover More that you get with the Discover It, the difference is in the other transactions. The Discover More gives you "Up to 1%" cash …

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Discover IT Retention Offer : R/CreditCards - Reddit

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Similar boat. After seeing others get a retention offer of cash back increase I used their messaging system to request a retention offer. They told me that I could only get a 0% APR …

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FAQs about Discover retention offer and another question : r/CreditCards Coupon?

What is a credit card retention offer?

Credit card retention offers are incentives provided by issuers to retain cardholders who may be considering canceling their cards, often including statement credits, bonus points, or annual fee waivers. To receive a retention offer, cardholders typically need to contact customer service and express dissatisfaction or intent to cancel. ...

Does a credit card issuer give a better retention offer?

It's been my experience that banks and other credit card issuers will give better retention offers on cards on which you’ve been spending a lot of money. If you ask for a retention offer and don’t get one that you’re looking for, you may end up canceling the card. ...

Can I accept a retention offer?

You can accept the retention offer, and the retention specialist will read a legal disclosure to you to continue your next year of card membership. Hot Tip: After your retention phone call, you’ll usually get an email confirming your continued card membership, which gives you proof of the retention offer. ...

What is a retention offer?

You can also be offered bonus points for keeping your card open. These retention offers come with a small sum of points, and typically will not exceed the value of an annual fee. This last retention offer is usually the most desirable. This particular type of retention offer comes with the largest points bonuses for keeping your card open. ...

Should you close a credit card if you have a retention offer?

Retention offers can really sweeten the deal if you’re on the fence about closing a card. Obviously closing a card could be a lose-lose situation in which the banks don’t keep you as a valued customer and you don’t get to enjoy the same perks on the card that you used to. ...

When can I get a retention offer?

One common misconception about retention offers is that you can only get them if you're trying to close a card. Indeed, you'll generally have the most success asking for a retention offer right around the time your annual fee posts (since that's when many people decide to cancel a card), but you can try your luck at any time. ...