Confusing statement from Discover about 0% APR balance

Confusing statement from Discover about 0% APR balance transfer offer and existing balance I noticed a balance transfer offer on my Discover IT card for 12 months of 0% APR. The card …

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Confusing Statement From Discover About 0% APR Balance

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Confusing statement from Discover about 0% APR balance transfer offer and existing balance I noticed a balance transfer offer on my Discover IT card for 12 months of 0% APR. The card …

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Balance Transfer With Existing Balance On 0% APR? : R/CreditCards

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Well I’m being offered a 0% APR for 12 mo balance transfer on an existing Discover card. There is currently a balance on the card as I’m in my 0% intro period (have about 10 months left).

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How Are Payments Applied To A Card With 0% Intro APR On Balance ...

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Jan 20, 2024 · 0% APR for 21 months on balance transfers 0% APR for 12 months on purchases Let's say I transfer a balance of $2000 to the card. Then, I use the card to make a purchase of …

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Promo 0% Apr End Date And Subsequent Interest Charge Question

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promo 0% apr end date and subsequent interest charge question my promo 0% apr period is ending, which is fine. the last date will be 9/2/23 and im aware that's also when my cycle …

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What Is An Intro 0% APR Credit Card? - Discover

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Dec 10, 2024 · A 0% APR means the annual percentage rate of interest is zero, so an intro 0% APR credit card offer may let you temporarily pay no interest on your balance.

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Discover Is Confusing Me On APR - MyFICO® Forums

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Oct 20, 2015 · Discover is confusing me on APR Currently, my Discover is at 10.99% Purchase APR. I am looking to get 0% PROMO APR which they provide for a limited time period of 6 or …

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United States - 0 Percent Intro APR, Is It A Misnomer? - Personal ...

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Nov 8, 2016 · It doesn't seem like it is. Or at least the way this is worded is a bit confusing to me. The APR is 0.00% through to my statement Closing Date in February 2018, so almost 12 …

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5 Mistakes To Avoid When Using A 0% APR Credit Card - Slickdeals …

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Nov 25, 2024 · A 0% APR credit card could help you save money and pay down debt with a balance transfer, but only if you avoid these common five mistakes when using your new …

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I Applied For A Card Without Knowing It Had An Intro 0% APR.

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Dec 13, 2024 · For the last year, my credit card's introductory 0% APR offer for purchases has helped me cover these expenses without sinking into debt. And it wasn't even why I originally …

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How Does Interest Get Work Past The Intro 0% APR Period? - Reddit

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I see, so the charge doesn’t start accruing interest everyday until it is shown on my next statement? If you lost your grace period (which you did because you didn't pay your full …

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What Happens When A 0% Intro APR Period Ends?

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Feb 18, 2017 · Introductory APR periods also add a lot of confusion to the way the credit card payment is distributed between balances with different APRs. For example, you have a …

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Discover: Ask And You Shall Receive. 18 Months @ 0% - Reddit

3 weeks from now

I asked about any promotions, they told me about a balance transfer on services -> balance transfer. Asked about 0% APR on my current card, they said there was no promotion for that …

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FAQs about Confusing statement from Discover about 0% APR balance Coupon?

Does discover offer a low APR balance transfer credit card?

Discover offers low intro APR balance transfer credit cards. Review each card’s features to find the best credit card for you. All Discover credit cards have no annual fee. Was this article helpful? ...

What is a 0% intro Apr balance transfer credit card?

A 0% intro APR balance transfer credit card could mean no interest on balance transfers during the introductory period. Transferring a balance from a high-interest credit card to a 0% intro APR card could help you save money and pay off debt faster. A balance transfer is when you move an unpaid balance from one lender to another. ...

How do I initiate a balance transfer with discover?

You can initiate a balance transfer with Discover in one of two main ways. You may apply for a new Discover credit card that allows balance transfers or request a transfer to an existing Discover card account. Discover has a few credit cards with promotional offers for balance transfers. ...

How do I use a credit card with a 0% introductory Apr?

One of the most effective ways to utilize a credit card with a 0% introductory APR for balance transfers is to use its limited timeframe as a deadline for paying off your credit card debt. One strategy is to divide your entire balance, plus any interest charges by the number of months of promotional financing that your card offers. ...

Will discover authorize a balance transfer on an existing account?

Discover will only authorize a balance transfer on an existing account if your account is eligible for balance transfer offers. If offers are available, the promotional APR, length of promo period and balance transfer fee will be specified on the call or within the message center. ...

How long does a discover low APR offer last?

Discover offers credit cards with low intro APR periods of up to 15 months, depending on which card you qualify for. Checking to see if you’re pre-approved is fast, easy and won’t impact your credit score. Do I earn rewards on purchases with a Discover low APR intro offer? ...