Confusing statement from Discover about 0% APR balance

Confusing statement from Discover about 0% APR balance transfer offer and existing balance ... "Balance transfer" APR of 0% applied to the $346.50 ("promo expires 12/27/23"), and another …


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Confusing Statement From Discover About 0% APR Balance

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Confusing statement from Discover about 0% APR balance transfer offer and existing balance ... "Balance transfer" APR of 0% applied to the $346.50 ("promo expires 12/27/23"), and another …

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Balance Transfer With Existing Balance On 0% APR? : R/CreditCards

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Well I’m being offered a 0% APR for 12 mo balance transfer on an existing Discover card. There is currently a balance on the card as I’m in my 0% intro period (have about 10 months left). ...

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What Is A 0% Interest Balance Transfer Credit Card? | Discover

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Feb 11, 2024  · A credit card balance transfer lets you move an existing credit card debt balance to a new credit card, which may allow you to take advantage of a lower interest rate. A 0% intro …

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What Does 0% Intro APR Mean On Credit Cards? - Discover

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Feb 15, 2024  · Making purchases on a 0% intro APR balance transfer card. With an intro 0% APR offer that’s only good on balance transfers, you can usually carry the balance month-to-month …

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Discover Is Confusing Me On APR - MyFICO® Forums - 4287018

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Oct 20, 2015  · Currently, my Discover is at 10.99% Purchase APR. I am looking to get 0% PROMO APR which they provide for a limited time period of 6 or 12 months. So whenever I …

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How To Lower Your Credit Card Interest - Discover

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Jun 13, 2024  · You should review your finances to see if a balance transfer card will help you manage your credit card debt. Additionally, you should also keep in mind that the 0% APR …

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Discover 0% APR Question. TIA : R/CreditCards - Reddit

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I have a discover card that had 0% apr through 11/2023 and had a promo for a balance transfer at 0% for 12 months ending 08/2024. Let’s just say I had $700 balance already on the card that …

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How To Do A Balance Transfer With Discover – Forbes Advisor

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Mar 18, 2024  · We recommend the Discover it® Cash Back card for a balance transfer because of its 0% introductory APR for 15 months on purchases and eligible balance transfers. Then, a …

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Promo 0% Apr End Date And Subsequent Interest Charge Question

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my promo 0% apr period is ending, which is fine. the last date will be 9/2/23 and im aware that's also when my cycle closes and a new one begins. but im curious about whether or not they …

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How Do 0% APR Credit Cards Work? 7 Things To Know Before You …

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Jun 19, 2024  · APR: 0% intro APR on Purchases for 12 months and 0% intro APR on Balance Transfers 12 months from account opening on qualifying balance transfers, and then the …

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Low Intro APR Credit Cards - Discover

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Some 0% Intro APR card offers temporarily give you an interest rate of zero on new purchases, and other credit cards offer a 0% Intro APR only on balance transfers. Some Discover Cards …

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Discover Offering 0% Balance Transfer APR For 21 Months

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Feb 2, 2017  · Like most other cards in this category, it has an annual fee of $0 and charges a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*. For details on …

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If You Are Carrying Debt On A Discover Card, Call Their Support.

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Discover has far and away the best customer support. I've received 0% APR for 12 months for purchases and balance transfers just by asking through chat. I do it more as a backup in case …

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What Does 0 Percent APR Mean? - Bankrate

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Aug 21, 2024  · The two most common 0 percent APR offers are for new purchases and balance transfers. Credit cards will often offer both to new cardholders. 0% intro APR on balance transfers

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What Is A 0% Balance Transfer Credit Card? | Discover

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A balance transfer lets you move an existing debt balance to a credit card, which may allow you to take advantage of a lower interest rate. A 0% intro APR balance transfer credit card could …

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Discover 0% APR Credit Card Reviews: Compare & Apply Online

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Jan 17, 2024  · Discover (a WalletHub partner), both the sixth largest credit card issuer and the fourth largest card network in the U.S., usually offers a number of credit cards with 0% …

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FAQs about Confusing statement from Discover about 0% APR balance Coupon?

Does discover offer 0% APR?

Discover is now offering a 21-month 0% APR period for balance transfers, matching the longest 0% offers from its major competitors. Previously, the card now known as the Discover it® Balance Transfer offered 18 months at 0% APR for balance transfers, and six months at 0% for purchases. ...

What is a 0% intro Apr balance transfer credit card?

A 0% intro APR balance transfer credit card could mean no interest on balance transfers during the introductory period. Transferring a balance from a high-interest credit card to a 0% intro APR card could help you save money and pay off debt faster. A balance transfer is when you move an unpaid balance from one lender to another. ...

Does discover offer a low APR balance transfer credit card?

Discover offers low intro APR balance transfer credit cards. Review each card’s features to find the best credit card for you. All Discover credit cards have no annual fee. Was this article helpful? ...

What's new with discover it ® balance transfer?

Previously, the card now known as the Discover it® Balance Transfer offered 18 months at 0% APR for balance transfers, and six months at 0% for purchases. Now Discover has improved the offer: It's offering 21 months of 0% APR on balance transfers, and six months of 0% APR for purchases. ...

Does 0% APR apply to balance transfers?

Keep in mind that if a card offers 0% APR on both purchases and balance transfers, the length of the 0% period might be different for one versus the other. Balance transfer APR: This is the rate charged on debt you move from one card to another. Double-check that the 0% offer applies to balance transfers before moving your debt. ...

How does 0% APR work on a credit card?

With an intro 0% APR offer that’s only good on balance transfers, you can usually carry the balance month-to-month while taking advantage of the interest savings. If you make purchases with the card, however, you’ll be charged interest because the 0% APR doesn’t apply to those transactions. ...

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