Citi Custom Cash good card? : r/CreditCards - Reddit

Custom Cash/Gold are great though. You could get a 5% for dining, one for groceries, then get a 3-5 for gas and a flat rate 2 card based on the expenses listed if youre focus is cash back. Or, …


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Citi Custom Cash Good Card? : R/CreditCards - Reddit

1 week from now

Custom Cash/Gold are great though. You could get a 5% for dining, one for groceries, then get a 3-5 for gas and a flat rate 2 card based on the expenses listed if youre focus is cash back. Or, …

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Is The Citi Custom Cash Overpowered? : R/CreditCards - Reddit

1 week from now

Edit 2: After adding the 1% at 1k/quarter spend to equate spending between the customized cash and citi custom, that still only comes out to $10 more, or $93.25 total in cashback. However, …

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Should I Apply For Citi Custom Cash Or Am I Likely To Get Denied?

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However, I wanted to use the Custom Cash for groceries year-round and the $200 sub. Current cards: (list cards, limits, opening date) CFU $2,000 limit, Sept 2017 CF $5400 Aug 2020 CFF …

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What’s The Strategy For Citi Custom Cash? : R/CreditCards - Reddit

1 week from now

I keep seeing lots of talk across credit card communities about the Citi Custom Cash but I’m trying to wrap my brain around a strategy of how to maximize it. You get 5% cash back in top …

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Better Card Than Citi Custom Cash? : R/CreditCards - Reddit

1 week from now

The second option, if you're a Sam's Club member, is the Sam's Club MasterCard, which pays 5% cashback on up to $6,000 in gas yearly (which averages out to $500/month, although the …

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Thoughts On Citi Custom Cash? : R/CreditCards - Reddit

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As long as you have up to $500/month of spending in one of the 5%-eligible categories (listed on the card’s info page at Citi), it’s an easy card to recommend. Great ‘utility player’ in a multi …

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I Want A Citi Custom Cash, But… : R/CreditCards - Reddit

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When I got into credit trouble Citi cut the CL, but justiviably so. Once back on my feet with an 800 FICO 8 PenFed would not approve me for a CC, although I had $50k+ in a checking account …

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How The Citi Custom Cash Card Compares To Other 5% ... - Forbes

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Feb 2, 2024  · The Citi Custom Cash® Card, Citi is a Forbes Advisor partner, is unique in that it awards 5% cash back on purchases in a top eligible spend category up to the first $500 spent …

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Citi Custom Cash - MyFICO® Forums - 6770975

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Jul 2, 2024  · In my old age (72), I have cut down to only three credit cards: Chase Freedom Unlimited, AMEX BCP, and Citi Custom Cash. I use Chase for everything, including restaurants and dining for the 3% in those categories. I use AMEX BCP for 6% groceries, 3% gas and 6% Netflix. I am more of a two card user, and those are my oldest cards (2001 and 2002).

myfico.com

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Citi Custom Cash® Card Review - CreditCards.com

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Oct 31, 2024  · For example, because of the Citi Custom Cash card’s $500 cap each billing cycle, a single $1,500 purchase in an eligible bonus category would earn just $35 in cash back (5% …

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Citi Custom Cash - MyFICO® Forums - 6347187

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Jun 10, 2021  · I have one other Citi card (Double Cash). Overall % Utilization at time of application was 10%. Before applying, my Experin FICO score 8 was 792 with 5 hard pulls, one of which is in the last 12 months. The new inquiry caused my score to drop 3 points. Citi offered balance transfer and temporary card number with a portion of the credit limit ...

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Citi Custom Cash Credit Card Review: Full Details

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Jun 3, 2024  · The Citi Custom Cash Card has no annual fee (see rates and fees) but takes a different approach from the issuer's popular Citi Double Cash® Card (with up to a 2% cash …

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Is Citi Custom Cash® Card Worth It? Editor’s Review For 2024

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Sep 25, 2024  · 4.4 / 5. Bottom Line: Citi Custom Cash is a solid credit card for people with at least good credit, offering 1 - 5% cash back on purchases, a $200 initial bonus, and a $0 annual …

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Citi Custom Cash Card Review - NerdWallet

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Oct 16, 2024  · Citi Custom Cash® Card. Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 …

nerdwallet.com

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Citi Custom Cash® Card Review: Is It The Best 5% Cash Back Card?

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Nov 7, 2024  · The Citi Custom Cash Card lets you earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. That’s higher than the average sign-up bonus for cash back cards right now.

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2024 Citi Custom Cash® Card Reviews - WalletHub

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5 days ago  · The Citi Custom Cash® Card is a good credit card for people with a 700 + credit score who want to automatically earn an above-average rewards rate in their biggest spending category each month. Citi Custom Cash is most worthwhile for relatively light spenders, as its 5% rewards rate only lasts up to $500 spent per billing cycle. More specifically, the Citi Custom …

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FAQs about Citi Custom Cash good card? : r/CreditCards - Reddit Coupon?

What is Citi custom cash®?

If you're a savvy spender looking to maximize your rewards, the Citi Custom Cash® is a no-annual-fee card offering 5% cash back on your top spending category. There's a $500 spending limit each billing cycle for your top category, and all other purchases earn 1% cash back. ...

How much cash back does a Citi custom cash card earn?

For example, because of the Citi Custom Cash card’s $500 cap each billing cycle, a single $1,500 purchase in an eligible bonus category would earn just $35 in cash back (5% back on the first $500 and 1% back on the next $1,000), versus $75 in cash back with the Discover it® Cash Back. ...

What's the best part of the Citi custom cash® card?

Arguably the best part of the Citi Custom Cash® Card might be that the eligible categories for 5% cash back are unique enough that finding a comparable card to earn bonus rewards on spending in those areas is tough. ...

Is there an annual fee for a Citi custom cash® card?

No annual fee. Citi allows only one Citi Custom Cash® Card account per person. The Citi Custom Cash® card offers a flexible 5% cash back on your top spending category. It's a great match for those who focus their spending on one area and prefer straightforward rewards without tracking rotating categories. ...

Is Citi custom cash a good grocery card?

Also, as is the case with most grocery rewards cards, the Citi Custom Cash card’s grocery category excludes “discount superstores [and] wholesale/warehouse clubs,” so this isn’t the best choice for people who want to use the card at Walmart, Costco or other stores like these. ...

Is Citi custom cash a good no-annual-fee card?

A year-round, 5% cash back rate in any category is very generous for a no-annual-fee card, but the Citi Custom Cash card’s rewards rate really shines in the grocery, dining and gas categories. It’s one of the highest rewards rates you can get in these popular and practical categories on a card with no annual fee. ...

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