Can anyone share Credit card advice/tips : r/CreditCards - Reddit

As far as credit utilization goes. Most people say to have a balance below 10-20% before the billyng cycle ends. You can make payments any time you want. So, if you want to follow that …

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Can Anyone Share Credit Card Advice/tips : R/CreditCards - Reddit

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As far as credit utilization goes. Most people say to have a balance below 10-20% before the billyng cycle ends. You can make payments any time you want. So, if you want to follow that …

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A List Of Credit Cards Good For Most People : R/CreditCards - Reddit

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Kroger Rewards: This main benefit of this card is 5% back on mobile wallet purchases for up to the first $3000 a year. This can help cover a lot of spend that would be hard to get 5% on …

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How To Properly Use A Credit Card? : R/personalfinance - Reddit

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Ideally you would want to keep a low utilization, less than 30% but even lower like less than 10% is better. However, when you first start out, your credit limit is very low. So a very reasonable …

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Can Someone Explain Credit/Credit Cards To Me Like I'm 5? : R

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Let's say you have a few credit card accounts, and a total of 10k credit available to you across your cards. If you only have $1k of credit card debt in a month, that means it's only at 10% …

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Credit Card Tips : R/povertyfinance - Reddit

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It’s recommended to keep a credit card below 30% AT ALL TIMES Yes, paying it off instantly is what you should be doing No, you should NEVER keep a balance unless you can’t afford to …

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Maximizing Credit Card Benefits - What's Your Strategy?

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If you move 100k+ over, you can earn 2.625% back in cash on everything with a few of the cards (such as the Premium Rewards or Unlimited Cash Rewards). Worth 20% more if you if have …

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Best All-Around Credit Card In 2021? Need Advice On Credit

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Hey guys, I’m looking for the best credit cards in the U.S. I’d be looking to spend between $3,000 and $5,000 per month and currently have a 750 credit score. Ideally would prefer something …

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FAQs about Can anyone share Credit card advice/tips : r/CreditCards - Reddit Coupon?

Should I use a credit card?

Don't use a credit card, you are just giving other people your money, credit scores are pointless unless you wanna keep collecting debt The only way to properly use a credit card is to cut it in half. Good luck. Simple, only use in case of emergency or when you need the insurance or whatever. ...

How to properly use a credit card?

The only way to properly use a credit card is to cut it in half. Good luck. Simple, only use in case of emergency or when you need the insurance or whatever. Pay everything else with your debit card like groceries etc ...

Can I use a credit card instead of a debit card?

Now, as far as actually using it, yes, it will do you well to use it in place of your debit card, and use it just as though it was your debit card, with your bank balance in mind at all times. Pay it off in full each month, and take advantage of any rewards or rotating reward categories. ...

How do I keep my credit card utilization down?

Utilization is only what's reported to the credit bureau, which is usually your statement balance. You can use the entire limit, and make a payment before the statement posts to keep the utilization down. Then pay the statement balance before the due date. ...

Where can I find personal finance advice on Reddit?

If you want to find personal finance advice on Reddit, a good way to start is joining popular subreddits that focus on those topics. Here are a few examples: r/personalfinance has 19 million members and focuses on budgeting, saving, credit, investing, getting out of debt and retirement planning. ...

Can I get a 2% credit card if I have no credit?

What you say implies that anyone can just get a 2% card as their first card, but this isn't the case. There's a reason the Discover IT is the standard recommendation for a first card: it's easy for people with no credit history and low income to get. No, and there is no standard recommendation for a second card. ...