High-Yield Savings Account Rates Today: January 30, 2025 - Forbes

Jan 30, 2025  · America's Top Wealth Management Teams High Net Worth ... High-Yield Savings Account Rates Today: January 30, 2025 – Rates Are Mixed. Published: Jan 30, 2025, 5:00am ... today’s best interest ...


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Best Savings Interest Rates Today, January 30, 2025 (top Account …

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As of January 30, 2025, the highest savings account rate offered by our partners is 4.75% APY. This rate is offered by Openbank and there is a $500 minimum opening deposit required.

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APYs Stay Above 4% Following Fed Meeting. Today's Best Savings …

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Jan 29, 2025  · Today's Best Savings Rates for Jan. 30, 2025 ... The average savings rate for the best high-yield savings accounts is 4.15% APY. ... When the Fed slashed interest rates to spur …

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Savings Interest Rates Today: Best Accounts Still Paying Up To 4.75% ...

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Jan 30, 2025  · High-yield savings rates for January 30, 2025. Today’s highest savings rates are at FDIC-insured digital banks and online accounts paying out rates of up to 4.75% APY with no …

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Best High-Yield Savings Accounts (January 2025): Up To 4.90% APY

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Nov 21, 2024  · Sofi Bank offers the best high-yield savings account in 2024, based on an industry-leading score of 4.8 out of 5.0 stars from the MarketWatch Guides team.

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Best Savings Accounts Of February 2025 - Up To 4.75% - Bankrate

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5 days ago  · Best savings account rates for February 2025 Note: Annual percentage yields (APYs) shown were updated between Jan. 30 and Feb. 5. All other information is current as of …

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10 Best High-Yield Savings Accounts In January 2025 - TIME

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Jan 15, 2025  · Though interest rates are beginning to decline due to the Federal Reserve’s rate cuts of 0.50% on Sept. 18 and 0.25% on Nov. 7, they are still on the high end for high-yield …

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Best High-Yield Savings Accounts In January 2025 - MSN

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In 2025, the top savings accounts provide over 4.50% APY, while the average interest rate is just 0.42% APY. What is the best interest rate on a savings account?

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This Savings Account Still Promises 10% - MarketWatch

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Jan 27, 2025  · These 10 high-yield savings accounts have the best rates for January 2025. All accounts in this ranking are insured by either the Federal Deposit Insurance Corp. or National …

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Best High-Yield Savings Accounts Of February 2025: Up To 4.86%

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The best high-yield savings accounts have high APYs, low fees and are federally insured. ... Today's mortgage rates; 30 year mortgage rates; ... APY data for January 2025 accessed on …

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Best High-Yield Savings Accounts Of February 2025 (Up To 4.50%)

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Review Updated Jan. 29, 2025. Author: Brendan Byrnes ... the best savings accounts on the market today. ... APYs that are nearly 10x the national average savings account interest rate …

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Best Savings Interest Rates Today, January 28, 2025 (top Rate At …

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Jan 28, 2025  · Best savings interest rates today, January 30, 2025 (top account pays 4.75% APY) If you’re on the hunt for today’s best savings interest rates, we’ve narrowed down some of the …

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Best 5% Interest Savings Accounts Of January 2025 - Forbes

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Jan 24, 2025  · Even with national average savings account rates hovering around 0.41% as of January 21, 2025, per the Federal Deposit Insurance Corporation (FDIC), a 5.00% interest …

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Savings Interest Rates Today, January 27, 2025 (Top Rate At 4.30

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As of January 27, 2025, the highest savings account rate available from our partners is 4.30% APY. This rate is offered by Everbank and there is no minimum opening deposit.

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Best Savings Interest Rates Today, January 1, 2025 (top Rate At …

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For example, the average savings account rate is just 0.42%, while the best savings interest rates are generally around 4.0% to 4.5% APY. As of January 1, 2025, the highest savings account …

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CD Rates Today: January 30, 2025—Take Home More Than 5

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Jan 30, 2025  · Today's 3-Month CD Rates. Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest …

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Best Money Market Account Rates Today, January 29, 2025 (up To …

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Jan 29, 2025  · Best savings interest rates today, January 30, 2025 (top account pays 4.75% APY) If you’re on the hunt for today’s best savings interest rates, we’ve narrowed down some of the …

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Best Savings Interest Rates Today, January 29, 2025 (top Rate At …

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As of January 29, 2025, the highest savings account rate available from our partners today is 4.75% APY. This rate is offered by Openbank and there is a $500 minimum opening deposit …

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CD Rates Today: February 7, 2025—Take Home More Than 5%

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1 day ago  · Today's 3-Month CD Rates. Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest …

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FAQs about High-Yield Savings Account Rates Today: January 30, 2025 - Forbes Coupon?

Will the Fed cut interest rates again in 2025?

Experts anticipate that the Fed will cut its target rate two more times in 2025, so we can expect savings account rates to continue falling this year. However, high-yield savings accounts remain one of the best places to safely store cash and earn the best deposit rates available. ...

What are the best savings account rates?

The biggest benefit of the best savings account rates is the ability to earn more interest than you would with a savings account that doesn't have a top APY. The national average savings rate is just 0.45% APY, which pales in comparison to some of the best savings account rates, currently 4% to 5% APY. ...

What are the top savings account annual percentage yields (apys)?

Currently, the top savings account annual percentage yields (APYs) range from 4.00 percent to 4.75 percent, which is roughly eight times higher than today's national average of 0.55 percent. Savings rates are still high, but projected to move lower. The Fed is predicted to continue cutting rates this year. ...

Are banks lowering interest rates on high-yield savings accounts?

After the Federal Reserve cut interest rates by 0.5% on Sep. 18, banks have started lowering the rates they offer on their high-yield savings accounts. Even still, the top rates currently range from 4% to above 5% APY, which is much higher than the national average savings rate of just 0.45% APY. ...

Where can I find the best savings rates?

If you go to MoneyRates’s savings accounts page, you can see the latest information on which banks offer the best rates. Note that these rates are quoted in terms of annual percentage yield (APY), which means they reflect the rate if compounded over one year. Calculating compound interest is not hard to do. ...

Are high-yield savings accounts still a good place to earn interest?

However, the decline has been minimal so far, so high-yield savings accounts are still a good place to earn interest on your cash. How do banks determine APYs for high-yield savings accounts? Savings account interest rates are represented as annual percentage yield (APY) to factor in compounding interest. ...

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