Best CD rates today: Put your money to work with guaranteed

1 day ago · Best CD rates for February 5, 2025. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to up to 4.40% APY with a $25,000 minimum at NexBank and ...

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Best CD Rates Today: Put Your Money To Work With Guaranteed

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Top CD Rates Today, Feb. 5, 2025 - Leader Offers You A …

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14 hours ago · CD rates are largely holding steady, with the opportunity to lock in 4.75% for 8 …

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Best CD Rates Of February 2025 - Up To 4.65% - Bankrate

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6 days ago · Best CD rates from top banks for February 2025. Note: Annual percentage yields …

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12 Best CD Rates Of February 2025: Up To 4.51% APY - CNBC

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Ally Bank offers High Yield CDs, Raise Your Rate CDs (get a higher rate when rates increase), …

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12 Best CD Rates Of January 2025: Up To 4.65% - Forbes

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3 days ago · The highest CD rates today reach 5.02% APY, but the key is to find the best CD …

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5 Best 1-Year CD Rates Of February 2025 (up To 4.40% APY) - CNBC

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5 days ago · 5 Best 1-Year CD Rates Of February 2025 (up to 4.40% APY) ... Now is the …

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Best CD Rates Today: Up To 4.50% APY For 2025 - Finder.com

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6 days ago · 10 best CD rates right now. The best CDs offer low minimum opening deposits …

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Top CD Rates Today: Jan. 15 -- Up To 4.65% | GOBankingRates

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Jan 15, 2025 · Although the Federal Reserve is cutting rates for the first time since 2020, …

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Best CD Rates Today, January 8, 2025 (up To 4.27% APY) - Yahoo …

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Although interest rates for longer-term CDs aren't quite as high, the best available rates still …

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FAQs about Best CD rates today: Put your money to work with guaranteed Coupon?

What are the best CD rates?

Currently, the best CD rates still earn above 4 percent APY. The top rate tracked by Bankrate is offered by Bask Bank for a 3-month term, and is just under three times higher than the national average of 1.75 percent on a one-year CD. CD rates remain high, but are projected to move lower. The Fed is predicted to continue cutting rates in 2025. ...

Which bank has the highest CD rates?

Why we chose this bank: Bread Savings provides some of the highest CD rates for most terms. Bread Savings formerly known as Comenity Direct, offers a wide range of CDs with higher APY than other banks and credit unions. It also features an app for mobile check deposits and transfer funds. ...

Do CDS pay higher interest rates?

A reward for committing your money for a specified period is that CDs generally pay higher interest rates than savings or money market accounts. In most cases, the longer you commit to a CD, the higher the interest rate will be. The length of time you agree to commit your money is known as the CD term. ...

What are the best CD rates in January?

The best CD rates in January are continuing along the same downward trend they’ve been on since late last year. The best CD rates are currently around 4% APY for one-year terms and closer to 3.50% APY for three- and five-year terms, according to a NerdWallet analysis. ...

How do I get the best CD interest rates?

Use the CD laddering technique to benefit from the best CD rates. CDs offered by federally insured banks and credit unions are protected by the FDIC. Because CDs generally pay a fixed interest rate over a specified period, finding higher CD interest rates today will continue to pay off for you over the life of that CD. ...

Do online banks offer higher CD rates?

Source: Curinos. Rates are based on a $25,000 minimum deposit. Data accurate as of January 10, 2025. As you can see from our winners, online banks tend to offer higher CD rates than traditional brick-and-mortar institutions, thanks in part to savings from not operating branches and the need to make a splash in the market to attract new customers. ...