Best 6-Month CD Rates for January 2025 (up to 5.05% APY) - CNBC

Annual Percentage Yield (APY) From 4.00% to 5.25% APY.Terms. From 6 months to 6 years.Minimum deposit. $500.Monthly fee. None.Early withdrawal penalty fee. If you withdraw the balance entire principal … See full list on cnbc.com


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Best 6-Month CD Rates For January 2025 (up To 5.05% APY) - CNBC

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Annual Percentage Yield (APY) From 4.00% to 5.25% APY.Terms. From 6 months to 6 years.Minimum deposit. $500.Monthly fee. None.Early withdrawal penalty fee. If you withdraw the balance entire principal … See full list on cnbc.com

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Best 6-Month CD Rates For January 2025: Up To 5.50% - Investopedia

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2 days ago  · The best 6-month CD rate right now is 5.50% APY. Investopedia collects, tracks, and analyzes data from over 200 banks and credit unions to find the best CD rates every weekday.

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The Best CD Rates On The Market For January 2025 (up To 4.45% APY)

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7 hours ago  · The current rate for a 6-month CD is 4.35% APY, and a minimum of $500 is needed to open an account. Interest compounds monthly, which is less frequent than most of the …

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16 Best 6-Month CD Rates For January 2025 - NerdWallet

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Quontic Bank CD. 4.0. $500. Member FDIC. 0.65% With $500 minimum … Bank5 Connect High-Yield CD. 3.5. $500. Member FDIC. 0.35% With $500 … TAB Bank CD. 5.0. $1,000. Member FDIC. 0.40% With $1,000 minimum … Consumers Credit Union CD. 4.0. $250. Federally insured by the NCUA. … CIT Bank CD. 3.0. $1,000. Member FDIC. 0.30% With $1,000 minimum … See full list on nerdwallet.com

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Best CD Rates Of January 2025 (Up To 5.25%) - Bankrate

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Dec 23, 2024  · Vio Bank — 6 months - 5 years, 2.75% – 4.30% APY, $500 minimum deposit ... Best CD rates from top banks for January 2025. Note: Annual percentage yields (APYs) …

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Best CD Rates Of January 2025 - Deposit Accounts

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Dec 19, 2024  · Best CD rates of January 2025. ... 6-Month Annual Percentage Yield (APY) 12-Month APY: Longest term available: Bask Bank: $1k: 4.45%: ... Step-up CDs: A step-up CD …

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Best CD Rates For January 2025: Up To 4.54% - NerdWallet

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A 1-year CD with a 4.50% APY will get you more interest than with a 6-month, 5.00% APY CD. If you had $10,000 to deposit, you'd earn $246.95 with the 6-month CD and $450 with the lower …

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Best No-Penalty CD Rates For January 2025 - CNBC

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Dec 20, 2024  · The no-penalty CD offered is 11 months at 4.00% APY. CD terms offered. 3 months, 6 months, 9 months, 11 months, 12 months, 18 months, 2 years, 3 years, 4 years, 5 …

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Top CD Rates Today: Lock In 5.00% Or Better Until 2025, 2026, Or

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The leading bank offer in the 18-month term fell from 5.13% to 5.08% APY, while the top 2-year rate from a bank dipped to 4.91%, from the previous 5.00% APY. Meanwhile, the best jumbo …

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Best 6-month CD Rates For December 2024 - Bankrate

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Find the best 6-month CD rates for your savings goals. ... Bankrate's picks for the top 6-month CD rates. Popular Direct — 4.61% APY, ... By setting up a CD ladder that includes shorter-term …

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Savings Interest Rates Today: Yes, You Can Still Find APYs Of Up

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2 days ago  · 💰 Today's best CDs: Last call to grab up to 4.27% APY on FDIC-insured terms before 2024 ends. ... January 28–29, 2025. ... strengthening the case for a federal rate cut this …

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Top CD Rates Today, Dec. 30, 2024 - Last Chance To Grab 5.50

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1 day ago  · The nation-leading CD rate of 5.50% is still available, but not for much longer. Lock in that offer or one of nine runner-up certificates worth 4.75%.

investopedia.com

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12 Best CD Rates Of December 2024: Up To 4.65% - Forbes

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Dec 20, 2024  · The best CD rates of 2024 are as high as 4.65% APY, offered by CommunityWide Federal Credit Union on a 6-month certificate.

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Top 6-Month CD Rates For December 2024 - Business Insider

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5 days ago  · Discover the best 6-month CD rates. The best 6-month CDs pay up to 4.75% APY. We monitor CD rates daily to find the top 6-month CD rates for December.

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Top CD Rates Today: December 27 — Earn Up To 4.75% APY

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5 days ago  · Rates are dropping but you can still get up to 4.75% with today's top CD rates. Lock in the best CD rates today. OPEN BANK ACCOUNT. GROW YOUR WEALTH ... Bellco Credit …

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5 Best 5-Year CD Rates Of January 2025 (Up To 4.75% APY) - CNBC

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Dec 17, 2024  · Best 5-year CD rates of January 2025 (up to 4.75% APY) ... CD terms offered. 6 months, 12 months, 24 months, 36 months, 48 months, 60 months, 72 months, 84 months, 96 …

cnbc.com

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5 Best 1-Year CD Rates Of January 2025 (up To 5.66% APY) - CNBC

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Dec 17, 2024  · 5 Best 1-Year CD Rates Of January 2025 (up to 5.66% APY) ... CD terms offered. 6 months, 9 months, 12 months, 18 months, 2 years, 3 years, 4 years, 5 years, 6 years ... To …

cnbc.com

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9 Best CD Rates For December 2024 (up To 4.40% APY)

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Nov 2, 2024  · 4. Western Alliance Bank – 3.75% APY. Rating: ⭐ ⭐ ⭐ ⭐ ⭐ (5.0/5.0) APY = 3.75% CD Maturity Term = 6 months Minimum Opening Deposit = $1. The 6-month CD offered by …

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FAQs about Best 6-Month CD Rates for January 2025 (up to 5.05% APY) - CNBC Coupon?

What is the best CD rate for a 6 month term?

The national average CD rate on a 6-month term is 1.68% APY (Annual Percentage Yield) according to the FDIC, but the best 6-month CD rates are much higher. However, there are much higher interest rates on 6-month CDs right now. The best CD rate for a 6-month term is 4.75% APY available at First Tech Federal Credit Union and Bellco Credit Union. ...

Is a 6-month CD a good investment?

A 6-month CD can be a good choice if you're looking for a short-term CD that offers a high interest rate. The national average CD rate on a 6-month term is 1.68% APY (Annual Percentage Yield) according to the FDIC, but the best 6-month CD rates are much higher. However, there are much higher interest rates on 6-month CDs right now. ...

Which banks offer APY for a 6-month CD?

E*TRADE: 4.50% APY for 6-month CD. First Internet Bank: 4.42% APY for 1-year CD. Andrews Federal Credit Union: 4.30% APY for 1-year CD. Ally Bank: 4.30% APY for 6-month CD. Popular Direct: 4.45% APY for 6-month CD. Alliant Credit Union: 4.25% APY for 1-year CD. ...

Which banks offer high no-penalty CD rates?

These four banks offer high no-penalty CD rates: Ally Bank ® (Member FDIC): 4.00% APY, 11 months, no minimum to open. CIT Bank: 3.50% APY, 11 months, $1,000 minimum to open. Marcus by Goldman Sachs: 3.90% APY, 13 months, $500 minimum to open. Climate First Bank: 2.91% APY, 12 months, $500 minimum to open. ...

How much APY can you get on a CD?

You can even score a rate of 5.00% APY on 30 to 36 months. Beyond that, the 4-year and 5-year CD terms offer top rates in the mid-4% range. While rates have been gradually sliding since November, don't lose sight of how high CD returns still are relative to the past 20 years. ...

Which banks offer 6 month CD rates?

Bread Savings is one of the top banks for 6-month CD rates. It also offers a high-yield savings account and other CD terms that pay above the national average. This CD comes with a $1,500 minimum opening deposit, which is a bit steeper than other banks. ...

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