Help me decide the best 0 APR Card Choice : r/CreditCards - Reddit

** Update: thanks to all the tips, ended up getting a 24k credit limit with Bank of America ultimate rewards ($200 back after min spend, 1.5% back and most importantly 15 months 0 …Best Card Out There (Preferably 0% APR) : r/CreditCards - RedditCiti double cash has an 18 month 0% period. It's a nice flat 2% card. I would …Best long term 0% interest credit cards ? : r/CreditCards - Reddit(only) 12 months 0% APR, 0 BTF ever, as low as 6% after that, often generou…Best credit card with 0% APR Intro and SUB? : r/CreditCards - RedditI’ve had my AmEx with a $20K limit 1.5 years but pay it off in full each month. …Best 0% APR credit card right now? : r/CreditCards - RedditCiti Simplicity has 0% APR on balance transfers for up to 21 months. Citi Diam…Best card for 0% APR on purchases for first year : r/CreditCards - RedditUnfortunately you’re stuck to cash-back cards as premium travel cards like the …Best 0 % APR Credit Card(s)? : r/CreditCards - RedditI’m currently trying to pay off a credit card that has a high interest rate with Bank o…


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Help Me Decide The Best 0 APR Card Choice : R/CreditCards - Reddit

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** Update: thanks to all the tips, ended up getting a 24k credit limit with Bank of America ultimate rewards ($200 back after min spend, 1.5% back and most importantly 15 months 0 …Best Card Out There (Preferably 0% APR) : r/CreditCards - RedditCiti double cash has an 18 month 0% period. It's a nice flat 2% card. I would …Best long term 0% interest credit cards ? : r/CreditCards - Reddit(only) 12 months 0% APR, 0 BTF ever, as low as 6% after that, often generou…Best credit card with 0% APR Intro and SUB? : r/CreditCards - RedditI’ve had my AmEx with a $20K limit 1.5 years but pay it off in full each month. …Best 0% APR credit card right now? : r/CreditCards - RedditCiti Simplicity has 0% APR on balance transfers for up to 21 months. Citi Diam…Best card for 0% APR on purchases for first year : r/CreditCards - RedditUnfortunately you’re stuck to cash-back cards as premium travel cards like the …Best 0 % APR Credit Card(s)? : r/CreditCards - RedditI’m currently trying to pay off a credit card that has a high interest rate with Bank o…

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Best Card Out There (Preferably 0% APR) : R/CreditCards - Reddit

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Citi double cash has an 18 month 0% period. It's a nice flat 2% card. I would not recommend the Citi Double Cash, because it does not fit his intended usage. The DC has a 0% intro APR on …

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Best Long Term 0% Interest Credit Cards ? : R/CreditCards - Reddit

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(only) 12 months 0% APR, 0 BTF ever, as low as 6% after that, often generous CL, regular BT promos on their cards (as in, often after the holidays 0% offers to current cardholders. Not …

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Best Credit Card With 0% APR Intro And SUB? : R/CreditCards - Reddit

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I’ve had my AmEx with a $20K limit 1.5 years but pay it off in full each month. My contractor charges a 3% credit card transaction fee. I’ve been considering a second card ‘just because’. …

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Best 0% APR Credit Card Right Now? : R/CreditCards - Reddit

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Citi Simplicity has 0% APR on balance transfers for up to 21 months. Citi Diamond Preferred has 0% APR for 18 months on balance transfers AND purchases. Chase Slate has 0% APR on …

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Best Card For 0% APR On Purchases For First Year : R/CreditCards

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Unfortunately you’re stuck to cash-back cards as premium travel cards like the Chase Sapphire don’t offer introductory 0% APR periods. However I’d recommend either the Wells Fargo …

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Moving Expenses Coming Up: What's The Best 0% APR Credit Card …

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Should I get the Citi Simplicity or is there another card with better benefits/offers? Especially, other cards offering 0% APR, cash back/point accrual w/ transfer to any of my credit cards. …

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0% APR Offer Card Suggestions For 2021? : R/CreditCards - Reddit

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A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your …

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What 0% APR Card Should I Get? : R/CreditCards - Reddit

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I'm going to put the big purchases from USA sites on the card so foreign transaction fees don't concern me. I'm interested in these two cards because of the 0 APR length. Wells Fargo …

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Trying To Figure Out Which 0% APR Cards Give Highest Limits?

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Total credit limit across all 6 credit cards: $64.4k Current cards: Chase Sapphire Reserve, $23k limit, Jan 2017 Chase Sapphire Preferred, $9.5k limit, Nov 2015 Chase Amazon Prime, $12.5k …

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Best CC With 0% APR And SUB? : R/CreditCards - Reddit

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1.4M subscribers in the CreditCards community. A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources…

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Best 0% APR CC For Low Income, In-between Jobs? : R/CreditCards

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Current card: Chase Freedom Unlimited Limit: $10,300 Opening date: Summer 2021 FICO Score: 731 Oldest account: 12 yrs 9 months Income: currently $0, last year was probably around …

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Best Cash Back Card With 0% APR? : R/CreditCards - Reddit

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I have an upcoming surgery that will cost around $20k out of pocket and am looking for the best 0% credit card to help finance it while also getting some sort of cash back. I already have the …

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Any Good 0% APR Credit Card Offers Out There, Need Is Urgent

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Look at the US Bank Cash+ card. It has zero apr plus 5% cashback on the categories you are planning to put the spend. For home theater, you can select the Electronics Stores category, …

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Best Current Card With 0% APR And Bonus For Big Purchase

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A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your …

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All Credit Cards Are 0% APR... : R/CreditCards - Reddit

1 week from now

Treat a credit card bill like any utility bill. You wouldn't pay off 1% of your electricity bill every month, so don't do it with a credit card. You can leverage 0% intro APR offers with High yield …

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Best Use Of 0% Apr Offer? : R/CreditCards - Reddit

1 week from now

I have some questions about 0% apr offers and how they impact the credit score. I recently received a card with a 12 mo. 0% apr. offer, 10K cl. I’m considering the following: • Moving 4k …

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Best Business Credit Card With 0% APR Promotion? : R/CreditCards

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You should likely get approved for the Chase Ink. It’s not a very hard card to get let alone with your business history and credit score. However Chase Ink is pretty low tier in terms of …

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Best 0% APR Credit Cards Of November 2024 - NerdWallet

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2 days ago  · A credit card with an introductory 0% APR period can save big on interest if you have a major purchase coming up. The best zero-percent cards include options with long intro …

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Best 0% APR Credit Cards For Worry-Free Spending

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Nov 4, 2024  · Credit cards with a 0% intro APR are useful if you want to avoid interest charges, either on purchases or balance transfers. Ideally, we'd all pay our credit card balances in full …

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Best 0% APR Credit Cards Of February 2024 - MSN

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To help you narrow down the best options, the Fortune Recommends TM team evaluated more than 30 0% APR credit cards available today and ranked them based on factors such as …

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The Motley Fool Money's 2025 Credit Card Awards

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2 days ago  · Our team of experts evaluated hundreds of credit cards to bring you the best in cash back, travel, rewards, 0% APR, and more. Check out The Motley Fool Money's 2025 …

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Who Should Apply For 0% APR Credit Cards? - WalletHub

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3 days ago  · You should apply for a 0% APR credit card if you need months to pay off a major purchase because it can save you a lot of money on interest. Anyone who currently has high …

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Best Credit Cards For Medical Expenses: Avoid High Interest | The ...

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Nov 7, 2024  · Why this card is best for no penalty APR for purchases: Most of the credit cards on this list have generous 0% intro APR, and the BankAmericard® credit card is one of the best -- …

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Best Credit Cards Of November 2024 - The Motley Fool

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4 days ago  · 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable …

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0% Intro APR Credit Cards - Citi.com - Citi Ventures

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% Intro APR for months on purchases and balance transfers; after that, the variable APR will be % -%, based on your creditworthiness. 1. Balance transfer fee of either $ or % of the amount …

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FAQs about Help me decide the best 0 APR Card Choice : r/CreditCards - Reddit Coupon?

What are the best 0% APR credit cards?

When it comes to the best 0% APR credit cards, there are generally two kinds of products: “Pure” 0% cards that offer an extra-long introductory APR period. These cards usually don’t offer rewards; their primary value proposition is that they save you money on interest and fees. ...

What is a 0% APR credit card?

“Pure” 0% APR cards: These credit cards have a longer introductory APR period for purchases, but they generally don’t offer rewards. Rewards cards: These credit cards have an introductory APR period longer than a year but shorter than what you’d find on “pure” 0% cards. ...

Which credit card has the best 0% intro Apr?

Best 0% intro APR credit card: The Wells Fargo Reflect® Card has the longest 0% intro APR period we've found, so it was the clear choice here. Best credit card for groceries: The Blue Cash Preferred® Card from American Express has the highest cash back rate we've found at U.S. supermarkets. ...

What is the longest 0% APR on a credit card?

What's the longest 0% period I can get on a credit card? Among credit cards from major issuers, the longest 0% APR periods tend to be around 18 months, although in a few cases you might find 20 or 21 months, especially for balance transfers. ...

Do 0% APR credit cards require good credit?

For the most part, 0% APR credit cards require good or excellent credit to get approved. According to FICO, that means having a credit score of 670 or above, but each card issuer has its own criteria for determining what qualifies, so meeting that threshold doesn't guarantee approval. ...

Do store credit cards have 0% APR?

Store credit cards usually come with exclusive benefits that may include discounts, rewards that can be used in stores, and 0% APR promotional offers. Make sure to read the fine print on those 0% APR offers, as they often have deferred interest. ...

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