17 Best 1-Year CD Rates for January 2025 (Up to 4.52%)

Our pick for 1-Year CD Rates 1. BMO Alto Certificate of Deposit 2. LendingClub CD 3. Bread SavingsTM️ CD 4. CIBC AgilityTM Online CD 5. Connexus Credit Union CD 6. Bask Bank CD 7. Quontic Bank CD 8. Sallie Mae Bank CD 9. TAB Bank CD Want to compare more options? Here are our other top picks: » Want to … See more

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17 Best 1-Year CD Rates For January 2025 (Up To 4.52%)

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16 Best 5-Year CD Rates For January 2025 - NerdWallet

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Comenity Direct CD. 4.5. Minimum Balance. $1,500. Member FDIC. 0.90% … Discover Bank CD. 4.0. Minimum Balance. $2,500. Member FDIC. 0.60% … Consumers Credit Union CD. 4.0. Minimum Balance. $250. Federally insured … Live Oak Bank CD. 4.0. Minimum Balance. $2,500. Member FDIC. 0.70% … PenFed Credit Union Money Market Certificate. 4.0. Minimum Balance. … See full list on nerdwallet.com

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Best No-Penalty CD Rates For January 2025 - CNBC

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3 days ago · Best no-penalty CD rates for January 2025 (up to 4.40% APY) These top no-penalty CDs allow you to access your cash without paying an early withdrawal fee. Updated Wed, Jan …

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Best CD Rates Of January 2025 (Up To 5.25%) - Bankrate

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2 days ago · Best CD rates from top banks for January 2025 Note: Annual percentage yields (APYs) shown were updated between Dec. 26 and Jan. 1. All other information is current as of …

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12 Best CD Rates Of January 2025: Up To 4.65% APY - CNBC

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3 days ago · Synchrony Bank offers traditional CDs, a Bump-Up CD (get a higher rate), a No-Penalty CD (withdraw penalty-free) and an IRA CD (save for retirement). CD term lengths …

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5 Best 1-Year CD Rates Of January 2025 (up To 5.66% APY) - CNBC

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3 days ago · 5 Best 1-Year CD Rates Of January 2025 (up to 5.66% APY) ... Offers CD options to raise your APY and withdraw with no penalty; 10-Day CD Rate Guarantee: If the rate on your …

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Best No-Penalty CDs For January 2025: Top Rates, Penalty-Free …

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1 day ago · Best No-Penalty CD Rates for January 2025: Savings Growth with Flexibility. ... The best no-penalty CD rate is 4.35% APY from Mission Valley Bank 3 Month No Penalty CD, …

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Top CD Rates Today: January 3, 2025 - Bankrate

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18 hours ago · Best 5-year CD rates; Get guidance. CD calculator; ... Top CD rates today: January 3, 2025 | Lock in 4.52% APY until next year. ... No-penalty CD: A type of CD that ...

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Best No-Penalty CD Rates January 2025 | Kiplinger

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5 days ago · Here is a selection of the best no-penalty CD rates, many of which can be found via Raisin.. Ponce Bank. APY: 4.20%. Minimum deposit: $1. Term: 4 months. Technology Credit …

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The Best CD Rates On The Market For January 2025 (up To 4.45% APY)

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2 days ago · Best CD rates for January 2025: 11 accounts offering 4.25% APY and up. ... High-yield CD: A high-yield CD offers a higher rate than traditional CDs. No-penalty CD: ...

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16 Best 3-Year CD Rates For January 2025 - NerdWallet

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Dec 20, 2024 · The best three-year CD rates can give a boost to short-term savings. The rates featured on this page are much higher than the national average rate of 1.33% APY for three …

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Top CD Rates Today, Jan. 2, 2025 - 5% CDs Are Now Dead

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1 day ago · CD News; Top CD Rates Today, Jan. 2, 2025 - 5% CDs Are Now Dead. By. Sabrina Karl. Full Bio. ... October 2023 saw the best CD rates push above 6%, while today the leading …

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16 Best 6-Month CD Rates For January 2025 - NerdWallet

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Dec 20, 2024 · NerdWallet's Best 6-Month CD Rates for January 2025. Bask Bank CD: 4.45% APY, $1,000 Minimum deposit; Popular Direct CD: 4.61% APY, $10,000 Minimum deposit; Vio …

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Best No-Penalty CD Rates In January 2025: Up To 4.70% APY

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Jun 6, 2024 · 4 Best No-Penalty CD Rates in January 2025: Earn Up to 4.70% APY. If you can afford to lock up some money for a few months or longer, these CDs offer the best value. 6 …

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5 Best No-Penalty CD Rates - GOBankingRates

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Oct 21, 2024 · America First Credit Union. APY: Minimum Deposit: $500 America First Credit Union offers a 12-month Flexible Certificate, which allows one penalty-free withdrawal during …

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Current CD Rates, Jan. 2025: APYs Are Falling - NerdWallet

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2 days ago · The best CD rates have largely dropped from around 5% to 4% annual percentage yields for six-month through one-year terms within the past few months. ... Best CD Rates for …

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Is A $10,000 1-year CD Worth Opening For 2025? - CBS News

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1 day ago · If you can afford to temporarily part with the funds, a $10,000 1-year CD could prove valuable for 2025. Here's why.

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FAQs about 17 Best 1-Year CD Rates for January 2025 (Up to 4.52%) Coupon?

What are the best no-penalty CD rates?

Unlike a traditional CD, these CDs allow for penalty-free withdrawal of your full balance prior to the CD’s maturity date, usually about a week after you make your initial deposit. The best no-penalty CD rates range from around 3.00% to 5.00% APY. Below, we look at the best banks and credit unions for no-penalty CDs. ...

Are no-penalty CDs better than regular CDs?

Regular CD rates: There is a drawback to the added flexibility of no-penalty CDs. Usually, no-penalty CDs don’t offer APYs as high as those on a standard CD account. No partial withdrawal: If you decide to “break open” your non-penalty CD, you’ll likely have to withdraw your entire savings, not just a partial amount. ...

Which no-penalty CDs pay APY?

Here are some top-paying no-penalty CDs as of Jan. 8, 2024, and the APY they are paying. Raisin (formerly SaveBetter) is partnering with Sallie Mae Bank to offer a 14-month no-penalty CD with an APY. The minimum opening deposit is just $1. The CD allows a one-time full withdrawal beginning 30 days after the account is opened. ...

Why do no-penalty CDs have higher rates?

A no-penalty CD will earn you a higher interest rate than a regular savings account because you agree to keep your money in the CD for a set period of time. ...

Do no-penalty CDs have early withdrawal penalties?

CDs that have an early withdrawal penalty generally pay higher yields. Generally, you won’t be able to withdraw your entire balance from a no-penalty CD until the seventh day after your deposit. What are the alternatives to no-penalty CDs? ...

Is it a good idea to get a no-penalty CD?

A no-penalty CD can be a good idea if you aren’t certain you can commit to a long term but want the guaranteed interest rate. However, if you are certain you are going to leave your deposit in the CD for the full term, you’ll probably be able to find a higher annual percentage yield with a regular CD. ...