4% cashback on everything card? : r/CreditCards - Reddit

It all depends on your use case. If you're frequently traveling, then redeeming for travel isn't a problem. I'm earning maybe $150 a month and redeem it every few months toward a car rental …


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4% Cashback On Everything Card? : R/CreditCards - Reddit

3 weeks from now

It all depends on your use case. If you're frequently traveling, then redeeming for travel isn't a problem. I'm earning maybe $150 a month and redeem it every few months toward a car rental …

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I Get 4% Back On Everything... Well, That's What I Think?

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A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your …

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Amazon 4% Cash Back On Everything : R/CreditCards - Reddit

3 weeks from now

A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your …

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4% On Everything Card?? : R/CreditCards - Reddit

3 weeks from now

When I need purchase protection/warranty protection, etc. I use US Bank Altitude Reserve in-store (through Apple Pay) or Citibank AT&T Access More online for 3x points (up to 4.5% cash …

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What Is The Best Credit Card For 4% Cash Back On Everything

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There aren’t any general-purpose credit cards that offer 4% cash back on everything you buy, anywhere credit cards are accepted, according to our database of 1,500 cards. Some store …

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Card With Highest Cashback On Everything : R/CreditCards - Reddit

3 weeks from now

It had double cashback for a year so 3%. I also had the CSR so 50% more, so 4.5% total cashback. I've dropped the CSR and can't sign up again for another 6mo. I still have the CFU, …

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3% Cash Back Flat Rate On Everything Credit Card : R/CreditCards

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Unconventional, but Coinbase debit card gets 4% back on all purchases in several different cryptocurrencies, which you can sell immediately on Coinbase pro for a fee of .4-.6%, giving …

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Best Cash Back Credit Cards? : R/CreditCards - Reddit

3 weeks from now

You probably want one card that gives 2% cash back on everything and another card that gives 3% or more on multiple categories that you use often. I recommend Wells Fargo Active Cash …

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Best “catch All” Cash Back Credit Card? : R/CreditCards - Reddit

3 weeks from now

Requires $100K in assets (most people park investments at Merrill Edge) for Platinum Honors status to get the increased cash back bonus Some other cards increased cash back bonus the …

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How To Get At Least 5% Back On Virtually Everything - Reddit

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At mom-and-pop places, you can often get greater than 10% cash back using NO credit cards (i.e. pay cash). If you have to buy something new, understand that savvy shopping beats cash …

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US Bank Smartly Card Guide - The Best All Purpose Credit Card In …

3 weeks from now

In my opinion, the US Bank Smartly Card is the new “one card to rule them all” with a no-fee card that offers 4% cash back on all categories. The closest competitors on the market today are …

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(Re)Launch Of Flat Cashback Cards List : R/CreditCards - Reddit

3 weeks from now

Hey fellow r/CreditCards members! We've updated and relaunched our sub's longstanding list of no-annual-fee, flat-rate cashback credit cards that pay 1.5%+ cashback on all purchases.. …

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What Is The Ultimate Cash Back Setup? : R/CreditCards - Reddit

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BofA also has their 2/3/4 rule. 2 new cards in a 2-month period, 3 new cards in a 12-month period, 4 new cards in a 24-month period. Their cards also have a $2500/quarter limit for their 3% …

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Best 5% Cash Back Card : R/CreditCards - Reddit

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The 4k card gets 3% cashback on everything plus unlimited free airport lounge visits via LoungeKey. So that might be a good option for some. And then for a $400 stake you'll get a …

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3% Cash Back On Everything. No Limit. No Annual Fee.

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Very little of my total spend gets less than 3%. I’m juggling multiple cards and buying 3rd party gift cards on Amazon to achieve this but I’m also getting more than 3% on average. My highest …

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Best 4% Cash Back Credit Cards For 2025 - WalletHub

3 weeks from now

Jan 10, 2025  · The best 3% cash back credit card is the Chase Freedom Unlimited® card. It offers 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% …

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US Bank Smartly Visa, 2-4% Cashback On Everything.

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Sep 4, 2024  · Preliminary analysis: Much depends on how competitive their savings/CD account rates will be in a declining rate environment. (The interest rates and APYs for the Bank …

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Best 3% And 4% Cash Back Credit Cards For Dining, Groceries, And …

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5 days ago  · The latest 3% cash back credit cards and 4% cash back credit cards may be attracting attention, but they both come with significant drawbacks, and may not be …

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FAQs about 4% cashback on everything card? : r/CreditCards - Reddit Coupon?

Do credit cards give 4% Cash Back?

Cardholders also get an initial bonus of $200 after spending $1,000 in the first 3 billing cycles. All of these credit cards give at least 4% cash back, or more, on some types of purchases. There is no credit card currently on the market that gives 4% cash back on all purchases. ...

What credit card gives 4% Cash Back?

There is no credit card currently on the market that gives 4% cash back on all purchases. The best flat-rate cash back credit cards typically give 2% cash back on all purchases. This answer was last updated on 01/10/25 and it was first published on 11/13/20. ...

What is the best 3% cash back credit card?

The best 3% cash back credit card is the Chase Freedom Unlimited® card. It offers 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year). Chase Freedom Unlimited also has a $0 annual fee. ...

Do credit cards give cash back on gas purchases?

You can get 4% cash back on gas purchases, up to a total of $8,000 spent per year across the card’s bonus categories. Cardholders also get an initial bonus of $200 after spending $1,000 in the first 3 billing cycles. All of these credit cards give at least 4% cash back, or more, on some types of purchases. ...

What are the characteristics of a good cash back account?

Ideal characteristics: simple. Ideally just straight cash back without restrictions on where I can use it. —— Income: ~250k individual, ~450 household, though huge swings depending on variable components. Credit score: ~820 Transunion + Equifax Archived post. New comments cannot be posted and votes cannot be cast. ...

Is it worth getting a 2% back credit card?

If you have very high spending in a single category or a few categories, it might be worth it to get a card that get higher returns (likely 4%-5%) in that category and settle for less (likely 1%) in other categories. You could still come out ahead compared to a flat approximately 2% back card. ...

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