0% purchase and transfer cards. — MoneySavingExpert Forum

Jan 1, 2020 · I’m trying to get some clarity around exactly what constitutes a ‘purchase’ on 0% purchase and transfer type cards. The ‘balance transfer’ from another card is self explanatory. …

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0% Purchase And Transfer Cards. — MoneySavingExpert Forum

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0% Purchase Cards And Foreign Transaction - MoneySavingExpert …

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Mar 16, 2024 · I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe and Old Style Money Saving boards. If you need any help on these boards, do let me know. …

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Balance Transfer Card With 6 Months 0% Purchases — …

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Jul 13, 2015 · Balance transfer card with 6 months 0% purchases. Abcynthia Posts: 238 Forumite. ... I have a credit card with 0% on BT for 24 months and 0% purchases for 6 months. I put in a …

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0% Balance Transfer & Purchase Cards - MoneySavingExpert.com

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5 days ago · So say you have a credit card with a £500 debt from purchases at 0% APR, and a £500 debt from a balance transfer at 24.9% APR - if you paid back £600 at the end of the …

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Sense-check For 0% Purchase Card - MoneySavingExpert Forum

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Nov 24, 2023 · It offers 0% on purchases and balance transfers for 15 months, as well as fee-free spending abroad. I was accepted for a credit limit of £3,000. I do not plan to use the balance …

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0% Transfer And 0% Purchase — MoneySavingExpert Forum

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Aug 13, 2009 · So for example make a £200 purchase and do a balance transfer when first getting the card, providing you can pay off the £200 purchase within the 3 months, then you …

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Balance Transfer Credit Cards: Up To 30 Months 0% - MSE

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4 days ago · Don't just apply - go via an eligibility calc. Our 0% Balance Transfer Eligibility Checker* speedily shows acceptance odds for top cards (some are 'pre-approved'), without …

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0% Balance Transfer And Purchase Cc — MoneySavingExpert Forum

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We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. ... 0% Balance transfer and purchase cc. …

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0% Purchase Card Required — MoneySavingExpert Forum

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Nov 18, 2020 · 0% Purchase card required. Mr_Curious Posts: 118 Forumite. 18 November 2020 at 5:56PM in Credit cards. Hi Guys, ... How about using your normal card and they moving to a …

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Balance Transfer Card — MoneySavingExpert Forum

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Jul 18, 2024 · hi everyone, just looking for some advice.. i have 2 credit cards one is a 0% purchase which runs out in 13 months and one is a normal credit card, but to make my life …

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Multiple 0% Balance Transfer Cards - MoneySavingExpert Forum

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Feb 23, 2024 · Student living loans, also known as maintenance loans, will also rise by 3.1%, in a move MoneySavingExpert.com founder Martin Lewis called "better than nowt". University …

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Balance Transfer Fee Question — MoneySavingExpert Forum

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Chase has cut the rates on its linked savings accounts by 0.25 percentage points. As of Thursday 14 November, its easy-access 'boosted saver' now pays 4.5%, while its standard saver pays …

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0% Balance Transfers - What's The Catch - MoneySavingExpert Forum

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Dec 6, 2022 · Don't confuse a Balance Transfer card with an interest free purchase card. The former lets you transfer an existing balance that's on an interest-bearing card to a new card …

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Balance Transfer To Wife's Card From Husband's Card?

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1 day ago · My wife has a 0% interest Balance Transfer offer on a credit card in her name. I have a different bank's credit card on which she has a secondary card? As far as I am aware, a BT …

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Purchase And Balance Transfer Fees - MoneySavingExpert Forum

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Apr 20, 2023 · Wait! Just spotted this bit "I took out a balance transfer credit card which was 0% interest for 3 years with a purchase interest rate at 0% for 9 months." So you seem to be …

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0% Purchase & Transfers Card M&S - MoneySavingExpert Forum

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Jun 25, 2022 · Hi I have the above card and want to use it to clear my Next catalogue account, so I stop paying interest. Just wanted to check I can do it using the 0% on purchases element, as …

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Purchases Cards And 0% Balance Transfer Cards

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Dec 27, 2007 · The question I have is can I after the 15 month 0% interest free period transfer all the debt I have accrued onto a 12month 0% Balance Transfer Card or will the Company who I …

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Money Transfer Cards — MoneySavingExpert Forum

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Mar 3, 2024 · I have had ethier one with a fer or transfer and at 0% and there one with free transfer or 3.5 percent apr. We are looking at around 5k. I have debt of 4 k on credit card and i …

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Balance Transfer Cards — MoneySavingExpert Forum

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Sep 13, 2023 · Hi, I've got 2 different finance plans one at currys and one with klarna, am I able to get a 0% balance transfer card( I did an eligibility test I can get the M&S one) and pay the …

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FAQs about 0% purchase and transfer cards. — MoneySavingExpert Forum Coupon?

Should I get a 0% balance transfer card?

You can usually get a longer 0% period with a dedicated balance transfer card, though if you have a need to borrow further (eg, a planned, affordable, one-off purchase, such as replacing a broken fridge) then an all-rounder card offers one fewer application hitting your credit file, protecting your creditworthiness. ...

What is a 0% balance transfer?

For most cards, the 0% period is only reserved for balance transfers that are made within the first 60 or 90 days – though always check your card for its time limit, as it does vary. After this has passed, any transfers would incur expensive interest at the card's normal rate, unless it's paid off in full. ...

How to get a 0% credit card balance?

You could even consider shifting debt away from any card that will offer you a 0% deal for transferred balances. You can then transfer it back along with debt from other cards to get the 0%. Though be aware of balance transfer fees that could wipe out the gain. Repay the most expensive debts first – the most crucial part. ...

How long does it take to get a 0% balance transfer?

To get the 0% and fee, you must usually do the balance transfer within 60 or 90 days of opening. You can't balance-transfer between cards from the same bank/group.｜Representative APR (variable) after the 0% period is stated above – your balance transfer interest may be different. ...

Who needs a 0% credit card?

Anyone with existing card debt, who wants to transfer a balance and spend at 0% on the same card. Not what you want? Other related best-buy guides... What is a 0% all-rounder credit card? Most 0% credit cards are good for new spending OR cutting the cost of existing debt, but an all-rounder card offers 0% intro rates for a number of months on both. ...

What is a balance transfer credit card?

A balance transfer allows you to transfer debt from one credit card provider to another. To do this you must open a new balance transfer credit card, which are specifically designed for this process and often come with deals which mean you pay no interest on your debt for a set number of months. ...