0% Financing Now or Wait? : r/askcarsales - Reddit

If you wait and 0% is not available, you'll end up paying probably somewhere between 4500-6000 in finance charges based on $60k financed for 60 months at 3.0-3.9%. The price of the new …


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0% Financing Now Or Wait? : R/askcarsales - Reddit

2 weeks from now

If you wait and 0% is not available, you'll end up paying probably somewhere between 4500-6000 in finance charges based on $60k financed for 60 months at 3.0-3.9%. The price of the new …

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R/askcarsales On Reddit: Does Toyota Offer 0% APR For 60 Months ...

2 weeks from now

0% wasn't here last month in my region, and they rolled it or $1,000 rebate this month. They didn't have any incentives to my knowledge on the 2019's the entire year. So realistically, it's …

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Purchasing A Car - Buy Now Or Wait For End Of The Year Sale?

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Also, at the moment there is no 0% APR for financing. Is that a possibility for year end sale? I really want a car but if the year end deal is significantly better and worth it so I can save some …

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How Does $0 Down Work? : R/askcarsales - Reddit

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Now to build the credit you will want to try to pay more per month than what your payment is. After a year and a half go apply for another loan from banks or credit unions in order to take your co …

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I Am Trying To Understand How 0%APR Car Financing Actually

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The 0% financing comes through the lending arm of the car company and is a loss leader. Ford Motor Credit offers 0% to get people in the door. The well qualified buyer pays $45,000 for a …

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Best 0% Financing Deals Right Now. : R/whatcarshouldIbuy - Reddit

2 weeks from now

Gotta be some trick “theres only 4 versions of that car in the world” and all of the 0% Cx-5s are fully loaded for $45k. No way that car lasts at 30k/0%. Im about to go get a second job waiting …

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How Many Customers Actually Do The Math On The Zero - Reddit

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Don’t know about that. I’ve seen some 0% interest offers that actually were terrible deals, because they have a time limit on the free financing and once that time passes the interest amount …

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R/personalfinance On Reddit: What Catches Come With 0% Apr Deals …

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When you get 0% APR on a new car you frequently lose some discount on the purchase price that offsets part of the finance savings. This could be apparent, like “get 0% APR or $1500 …

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Bad Idea To Apply For Financing Before Going To Dealer? : R ... - Reddit

2 weeks from now

Thanks for that post. I'm in the market for a new car, though will also consider used, too. In the new market because there are some 0% financing incentives. But I was worried about …

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0% Financing : R/askcarsales - Reddit

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Ford is not currently offering 0% on any 2021 vehicles in my region. But most of what we have right now is 2020 anyway, so it doesn't really matter. But yes, I wouldn't expect to see 0% on …

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Any Reason Not To Take Advantage Of 0% Financing? - Reddit

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In my experience 0% financing is sometimes a way to make people think they are getting a good deal. They usually have it setup so you are paying a larger amount in the overall contract …

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How Difficult Is It To Get 0% Financing On A New Car? : R/Frugal

2 weeks from now

In other words, you need to take the entire cost into account, not just the 0% financing offer they put out there. In the example above, you would have paid over 10% extra for the same car. …

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Who Qualifies For 0% Financing? : R/askcarsales - Reddit

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It's basically there to attract people that don't qualify for 0%, and those that do qualify for better incentives or cash back offers. That rare slice of the population that does opt for the 0% …

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Does 0% APR Actually Work? What's The Catch?

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Dec 5, 2024  · Financing 0% is a great deal in many cases, because the depreciation hits you if you finance or not, so better to get the zero and just eat the depreciation. I would do it for …

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Is 0% Financing For Auto Loans A Thing Of The Past? : R ... - Reddit

2 weeks from now

The cash incentive is similar to a financing incentive. 0% financing is simply not profitable, it’s a manufacturer-subsidized incentive. If you’re being offered either 0% financing or no cash …

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Buying A Car: 0% Financing Vs. Paying Cash : R/personalfinance

2 weeks from now

The reason you get the $1000 off if you pay cash or pay the interest on a different finance deal is probably because the 0% isn't really 0%. The Dealer is paying interest, and that interest is …

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10 Best 0% APR Deals In February 2025 - Kelley Blue Book

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4 days ago  · Price: $42,685 Current offer: 0% APR plus $2,000 cash back Expires: 3/31/2025. See Ford Mustang Mach-E models for sale near you. The 2024 Ford Mustang Mach-E is an all …

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FAQs about 0% Financing Now or Wait? : r/askcarsales - Reddit Coupon?

Is a 0% car loan a good deal?

If it's 0% for 72 months and no money down, and the price of the car is good, then it can be a good deal (assuming you have the cash to cover being upside down on the loan). If it's 0% for 24-36 months (most of the time) then you're usually saving less than taking the rebate cash and a 1-2% loan. ...

Can you get 0% financing on a used car?

Used cars are never anywhere near 0% for financing. It used to be around 5% but it ranges from that to almost 10% now with how high interest rates are. Also depends on how your credit score is. You can’t even get 0% by paying cash anymore lol Hold off as long as possible IMO. This is a quote from 3 days ago: ...

Are there new 0% APR financing deals available in March?

It’s a new year, and that means there are new 0% APR financing deals available — and some of these deals are good until March. While this month’s list includes deals on SUVs, a full-size truck, and some EVs, there are several more 0% APR deals on electric cars you can find on our list of 10 Best Electric Car Deals. ...

Is 0% financing a good idea?

Really depends on if the manufacturer is willing to buy down rates to move cars. At the end of the day, 0% financing is about moving new cars off the lot. With the market the way it is, most manufacturers are still experiencing more demand than supply. ...

Should I buy a new car with 0% APR?

The past couple years with the huge market gains you’d probably been better taking 0 and investing what you could have paid early. When you get 0% APR on a new car you frequently lose some discount on the purchase price that offsets part of the finance savings. ...

What is 0% financing?

At the end of the day, 0% financing is about moving new cars off the lot. With the market the way it is, most manufacturers are still experiencing more demand than supply. Some makes like Jeep & RAM were doing 0% financing a couple months ago during their Winter Sales Event to move cars off the lot. ...

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