What are the best balance transfer cards? : r/CreditCards - Reddit

Citi Simplicity 21 months Citi Diamond Preferred 20 months WF Reflect 20 months PNC Rewards 18 months. This is as of early 2022 not sure current rates. I already had a PNC Rewards so asked if I could get the promo balance transfer and they gave me a yes so didn't have to have a hard …

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Best Card For Balance Transfer? : R/CreditCards - Reddit

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The best balance transfer cards are those that maximize the length of the 0% APR period while minimizing the cost of the balance transfer fee, and you can find some of the best offers here.Introductory 0% APRs can last for as long as 21 months, and balance transfer fees are …

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Balance Transfer Card Recommendations? : R/CreditCards - Reddit

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Current cards: (list cards, limits, opening date) WF Active Cash, $15,000 limit, opened September 2022 (0% APR until November 2022) Apple Card, $11,000 limit, opened July 2020 USAA Visa, $7000 limit, opened 2015 Best Buy, $5000 limit, opened June 2020 Target RedCard, $4000 …

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Balance Transfer Cards Recommendations Please : R/CreditCards

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* Current credit cards you are the primary account holder of: Capital one Quicksilver $2,800 limit, Dec 2020 Capital one Quicksilver $2,000 limit, Oct 2019 * FICO Scores with source: Experian 673 * Oldest credit card account age with you as primary name on the account: 4 years * Number …

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Best Card For Balance Transfer? : R/CreditCards - Reddit

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I did the Discover It card recently. No annual fee, 3% balance fee, 18 months.

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Seeking Recommendations For Balance Transfer Credit Cards

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Seeking Recommendations for Balance Transfer Credit Cards. I'm looking for some advice on balance transfer credit cards. I currently have $8,000 in debt on a Discover credit card and $6,000 in debt on a Chase Sapphire credit card. I'm hoping to find a balance transfer card that offers a …

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What Should I Consider With A Balance Transfer Card? - Reddit

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At this point things have stabilized and I can pay all my bills, credit card included, but I can't really afford to pay more than the minimum. I'm considering a balance transfer card. I've seen a few offers on Credit Karma for cards with 15-18 month periods 0% interest and 3% transfer fees.

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Balance Transfer Credit Cards - Are They Worth It? : R/CreditCards

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If you can qualify for a BT card, it'll be ~3% transfer fee with anywhere from 12-18 months or longer at 0% APR. If you can stick to that timeframe it'd be a big money saver. Watch out for "deferred interest" offers. With those if you can't pay it all off, they'll charge you interest …

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Balance Transfer Credit Cards : R/CreditCards - Reddit

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The Wells Fargo Platinum Card offers 0% APR on balance transfers for the first 18 months (then a variable rate of 13.99% - 25.99% APR). There is no balance transfer fee for transfers made within the first 120 days (then a balance transfer fee of 3% applies). You may also want to …

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Balance Transfer Card A Good Option? : R/CreditCards - Reddit

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Yes. Search for 0% Interest and 0% BT fee cards, often at Credit Unions. Watch the terms. Some BT cards charge interest on entire balance, if a purchase is put on the card, so don't buy anything with the card. I've spent the past 4 years being really good. Always paid on time, never carried …

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Next Credit Card Recommendation & Balance Transfer Advice

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My other question is about Balance Transfer. Currently, I have about $4,000 in credit card debt. I was wondering if I do open another credit card if I should do a balance transfer of the full amount, half of the amount, or some and the best way to go about paying that balance. Thanks! Edit: …

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15 Best Travel Credit Cards Of November 2024 – Forbes Advisor

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Nov 8, 2024 · We’ve selected the best travel credit cards of November 2024 to help you find the perfect card for your needs. ... then a variable APR of 19.99% – 28.74% applies. Balance transfer fee of up to ...

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Best Credit Card Deals Of The Week, 13 November - Yahoo Finance

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3 days ago · Best 0% balance transfer credit cards. If you're struggling to keep up with credit card payments, a balance transfer credit card can be a lifesaver. These cards allow you to transfer existing credit card debt onto a new card with a 0% interest rate for a set period, potentially …

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0% Intro APR Credit Cards - Citi.com - Citi Ventures

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% Intro APR for months on purchases and balance transfers; after that, the variable APR will be % -%, based on your creditworthiness. 1. Balance transfer fee of either $ or % of the amount of each credit card balance transfer, whichever is greater. 1. Balance Transfers must be …

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FAQs about What are the best balance transfer cards? : r/CreditCards - Reddit Coupon?

What is a 0% balance transfer credit card?

Best 0% balance transfer credit cards If you're struggling to keep up with credit card payments, a balance transfer credit card can be a lifesaver. These cards allow you to transfer existing credit card debt onto a new card with a 0% interest rate for a set period, potentially saving you hundreds of pounds in interest. ...

Which credit cards offer the longest interest-free balance transfer period?

"Currently, the longest interest-free balance transfer period available is 30 months, offered by HSBC (HSBA.L), while Virgin Money (VMUK.L) and Barclaycard (BARC.L) offer close to this with 29 months. All three cards charge a one-time balance transfer fee but have no annual fees. ...

Can I transfer a balance from one credit card to another?

Note that there is a balance transfer fee, and you can't transfer balances between cards from the same card issuer. Many of the best balance transfer credit cards have a 0% intro APR on balance transfers and intro periods can last for well over a year. ...

How much does a balance transfer cost?

Balance transfers must be completed within 4 months of account opening. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5). ...

Does a credit card balance transfer save interest?

The balance transfer will save you interest, but will include transfer fees. If you don't feel like you can do that, come up with a plan to pay the card off as soon as possible. There are plenty of credit card pay down spreadsheets/calculators on the web that can show you a path. ...

What is the best travel credit card?

Best travel credit card: The Capital One Venture Rewards Credit Card offers lots of value for frequent travelers and is easy to use, which is always a winning combination. Best 0% intro APR credit card: The Wells Fargo Reflect® Card has the longest 0% intro APR period we've found, so it was the clear choice here. ...