Your Thoughts On Our Credit Card Strategy? : r/CreditCards - Reddit

I'd appreciate my fellow Redditors' take on our (my wife and I) credit card strategy. Our primary reason for carrying cards is for travel bonuses/discounts. Cash back is second. We are relatively thrifty and do not regularly spend at high levels. Key points:

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8 Strategies To Maximize Your Credit Card Rewards - Forbes

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Nov 18, 2024 · Some credit cards, like the Bank of America® Customized Cash Rewards credit card, allow you to choose a bonus category. That card lets you earn 3% cash back in the …

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How Do You All Figure Out What The Right Credit Card Strategy

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Citi double cash gives you 200 dollars after you spend 1500 in the first 6 months. That gives you a catch all card for 2% And a free 200 dollars Savor card gives you 200 after 500 dollars spent …

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What Credit Cardholders Should Know For 2025: Predictions, …

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6 days ago · The Discover it Secured credit card can help build up your credit score and offers cash-back rewards as an incentive for responsible credit behavior. The best 0% APR credit …

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New Strategy In 2022, Or Staying Put? : R/CreditCards - Reddit

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My plans for 2022 is to get the Premier first for the SUB, hopefully it still has the $800 SUB in March or April when I plan to apply. Then convert my ThankYou Preferred into a Double Cash. …

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Thoughts On Credit Card Strategy? : R/singaporefi - Reddit

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Citibank Rewards Credit Card with Amaze for the first $1K spending. The 4 mpd and their conversion rate (Rewards points conversion rates: 4,400 points = S$10 cash rebate, 25,000 …

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FAQs about Your Thoughts On Our Credit Card Strategy? : r/CreditCards - Reddit Coupon?

What makes a successful credit card strategy?

A successful credit card strategy must be based on three essentials: tailored products, mobile technology and financial education tools. ...

Do credit cards build your credit rating?

Of course, credit cards offer convenience, and some also feature perks such as an interest-free period or rewards, the points or miles earned on spending. And if you pay your bill diligently — in full and on time each month — credit cards help build your credit rating. But that’s the usual stuff. ...

Are credit cards a tactical payment tool?

Credit cards are daily payment tools for many Americans, but yours probably also has unintended tactical uses you never thought of, such as slicing open birthday card envelopes your grandparents send. ...

How do unsecured credit cards work?

The customer puts down a security deposit for the account, which typically determines the credit limit. Once the cardholder completes a set number of on-time payments, the cardholder may begin to establish a healthy credit history, providing the opportunity to open an unsecured card relationship in the future. ...

How do I Choose my next credit card?

Finally, pay attention to gaps in your current card strategy to help you choose your next credit card. This could be as simple as noting the type of miles you're running low on and deciding you want your next card to be one that earns those miles. ...

Which credit cards earn 2% back?

I use the Ally card for gas and groceries, which earn 2% back. I use the Wells Fargo Cash Wise Visa® card for my cell phone bill, and the Chase Freedom Unlimited® for any random purchases to earn 1.5% back, which I can later redeem as Chase Ultimate Rewards® points. ...