There's Still Time to Lock in a High APY. Today's CD Rates, Jan. 22 ...

Jan 22, 2025 · The days of sky-high APYs may be over, but CD rates are still attractive. You …

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Top CD Rates Today: Jan. 22 -- Up To 4.65% | GOBankingRates

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Jan 22, 2025 · CD rates are dropping but you can still grab up to 4.65% with today's top CD …

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‘The Time Has Come.’ CD Rates Are Falling, But Here’s Where You Can ...

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Aug 30, 2024 · EagleBank has a 9-month CD at 5.30% APY which locks you into a high rate, …

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Top CD Rates Today: January 9, 2025 | There's Still Time To Lock In …

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Jan 9, 2025 · If you’re comfortable locking $10,000 into a one-year CD right now, and the CD …

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Best CD Rates Today, December 31, 2024 (Lock In Up To 4.25% APY)

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As of December 2024, the best short-term CDs (six to 12 months) generally offer rates around …

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Act Now To Lock In Up To 4.65% APY. Today's CD Rates, Feb. 3, 2025

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3 days ago · When the Fed holds interest rates steady, banks tend to do the same with their …

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Don't Wait To Lock In An APY Up To 4.65%. Today's CD Rates, Feb.

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Don't Wait to Lock In an APY Up to 4.65%. Today's CD Rates, Feb. 5, 2025 ... Today's top …

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Top CD Rates Today, Feb. 5, 2025 - Investopedia

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16 hours ago · CD rates are largely holding steady, with the opportunity to lock in 4.75% for 8 …

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Lock In A High APY Before Today's Fed Decision. Today's CD Rates, …

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Dec 18, 2024 · By opening one of today's top CDs, you can lock in an APY of up to 4.70% and …

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Now's The Time To Lock In A High APY. Today's CD Rates, Dec. 23 …

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Dec 23, 2024 · Today's top APY of 4.70% is still more than double the national average for …

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FAQs about There's Still Time to Lock in a High APY. Today's CD Rates, Jan. 22 ... Coupon?

Is it time to lock in a high APY?

There's Still Time to Lock in a High APY. Today's CD Rates, Jan. 22, 2025 These top-yielding accounts can help you maximize your earnings. Today's top CDs offer APYs as high as 4.65%. Experts expect the Fed will pause rates at its next meeting, but rate cuts are likely later this year. ...

What is the highest APY on a CD?

Today's highest CD rate across terms is 4.51 percent APY, offered for a six-month CD. For some CD terms, national averages are only yielding around one-third of the highest rates. Competitive CD APYs may decrease further, especially if the Federal Reserve cuts rates in 2025. Savers could still benefit from locking in high yields at this time. ...

How much APY does a CD cost?

CDs today typically offer rates significantly higher than traditional savings accounts. As of December 2024, the best short-term CDs (six to 12 months) generally offer rates around 4.00% to 4.50% APY. Today, the highest CD rate 4.25% APY, offered by Marcus by Goldman Sachs on its 1-year CD. There is a minimum opening deposit of $500 required. ...

Should you lock in your APY?

Today's top CDs offer APYs as high as 4.65%. Experts expect the Fed will pause rates at its next meeting, but rate cuts are likely later this year. Locking in your APY now allows you to shield your returns from future rate drops. The days of sky-high APYs may be over, but CD rates are still attractive. ...

What is the best APY for a CD?

Today's best CDs offer APYs as high as 4.75%. APYs have fallen since the Fed's September rate cut, and they're likely to keep falling. Opening a CD now allows you to lock in an APY and protect your earnings against additional rate drops. Want to maximize your earnings with a certificate of deposit? Now's the time to act. ...

What happened to apys on CDs?

At one point, the top APY for CDs we track hit a whopping 5.65%. When inflation started to show signs of cooling, the Fed chose to pause rates eight consecutive times beginning in September 2023, and APYs on CDs held relatively steady. But as inflation continued to cool, banks quietly started lowering APYs in anticipation of a Fed rate cut. ...