Share Certificates | University Credit Union - UCU

Oct 23, 2024 · You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches. Become a member-owner. University Credit Union Certificates make …

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University Credit Union | Open An Account - UCU

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4.00% APY High Yield Savings Account. Our High Yield Savings Account stands out among the rest with rates soaring above the national average. Experience the thrill of financial growth …

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Rates | University Credit Union - UCU

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Dividend rate is 3.9285%. Minimum opening deposit is $5. Minimum balance required to earn APY is $2,500.00. The High Yield Savings Account is a tiered rate account. 0% APY for a …

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Share Certificates - United Credit Union

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Contact the credit union office for current rates and terms. An amount as small as $500 may be invested in a UCU Share Certificate. Terms are from 3 Months to 60 months. Simple Saver …

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University Share Secured Credit Card | University Credit Union

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The University Share Secure Credit Card has a fee of 2% of the amount of each cash advance (or a minimum of $3, whichever is greater). Penalty fees: Late payments are $10 each and return …

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Become A Member-Owner | Membership | University Credit Union

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To become a member-owner of University Credit Union, you must apply to open a savings account. Our savings account only requires a $5 deposit to open and confer automatic …

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University Credit Card | University Credit Union - UCU

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The University Credit Card has a fee of 2% of the amount of each cash advance (or a minimum of $10, whichever is greater). Penalty fees: Late payments are $10 each and return payments …

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FAQs about Share Certificates | University Credit Union - UCU Coupon?

What is a share certificate at a credit union?

A share certificate is a type of credit union savings vehicle similar to certificates of deposit (CDs) offered at banks. It usually offers higher yields than regular savings accounts; in exchange, you leave your money in the account for a specified amount of time, ranging typically from three months to five years. ...

What does a 'share' mean in a credit union?

In the context of a credit union, a 'share' implies that you own a share of the credit union and it's future. Credit Unions are more member participatory than a bank, so this ownership aspect is emphasized. ...

Is a share certificate the same as a CD?

The interest rates are too low to bother with. A share certificate and a Credit Union CD may share similar properties, but they're not the same. Yes, that's right. ...

Why should you join UCCU?

THE TIME IS NOW! UCCU's mission is to provide a broad range of the best possible financial services that are responsive to member needs, while safeguarding members' assets, maintaining financial security, and affording the membership a role in the credit union's continuing development. ...