Finally hit 20k in savings! : r/financialindependence - Reddit

Get the Reddit app Scan this QR code to download the app now. Or check it out in the app stores ... You have 20k at 20? That’s fantastic. That’s a good emergency fund. ... You can save as …

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20 Unique Frugal Living Tips From Reddit To Save You A Fortune

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Photo Credit: Deposit Photos “If you use credit cards (and pay it off in full every month) that offer say 5% cash back at grocery stores, MAX THAT BABY OUT by purchasing gift cards at the …

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17 Stupidly Simple Ways To Save 20% More Of Your Paycheck

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1 day ago · For example, if you use the 50/30/20 budget rule where you allocate 50% of your paycheck to needs, 30% to wants and 20% to savings, you can still earn more with both your …

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FAQs about Finally hit 20k in savings! : r/financialindependence - Reddit Coupon?

How much money do you save a year?

Low six figure salary, around $115k/year plus bonus depending on how we do. I strive to save at least $20/k per year in aggregate between Roth contributions, 401k deductions and personal savings. 401k - $55k balanced in mutual funds. Roth IRA - $55k in about 8 different stocks and one mutual fund. ...

Where can I find discounts on Reddit?

If there are any types of discounts you already take advantage of, there's a good chance you'll find a Reddit community devoted to them. For example, subreddits for r/MilitaryDiscounts, r/StudentDiscounts, r/SeniorDiscounts, and r/teacherdeals already exist. ...

Which Reddit subreddit is best for deals?

For example, the subreddits r/deals, r/DealsReddit, r/coupons, r/PromoCodes, r/PromoCodeShare, and r/DiscountedProducts are all open to anyone with an active Reddit account. With more than two million members, the subreddit r/Frugal has become one of the most popular deal-oriented communities on Reddit, so be sure to take a look at that one too. ...

Should you invest in personal finance in your 20s?

In your 20s, it's paramount to get your personal finance fundamentals right. You want to beat the average net worth for the above average person. And you will, if you save and invest aggressively for a long enough period of time. Everything is relative when it comes to finance. ...

Should you raise your savings rate?

You are 100% in tune with your spending habits, therefore, you raise your savings rate by another 10% to supercharge your final lap. As you get closer to traditional retirement age, you can save more in Treasury bonds which are yielding over 4% thanks to Fed rate hikes. ...

Is save a good plan?

Make 401k/403b / HSA contributions, to lower your AGI, the income measure used to determine your monthly payment on SAVE. Basically, SAVE is not the lowest payment amount in all circumstances, so you need to double check with the online calculator. [–] pacopaquito66 2 points 6 months ago I think that the SAVE plan is not a great choice for ALL. ...