Premium credit cards are changing – are they still worth it in 2025?

3 hours ago · Premium credit cards have been going through changes. Is it still worth it to pay a credit card annual fee in 2025?

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Navigating The World Of Premium Credit Cards In 2025: Strategies …

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Jan 7, 2025 · Premium credit cards are distinguished by their high annual fees, typically ranging from $300 to upwards of $1,000. In exchange for these fees, they offer benefits such as travel …

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FAQs about Premium credit cards are changing – are they still worth it in 2025? Coupon?

Will smaller credit card issuers continue to grow in 2025?

TPG Credit Cards Writer Olivia Mittak predicts we'll see this trend continue with smaller issuers going into 2025 as they push to carve out a space for themselves alongside the Big Four issuers (Amex, Capital One, Chase and Citi). ...

Are credit card interest rates still high in 2025?

“What we do know is that credit card interest rates are very high — averaging between 22.8% and 26.8% — and likely to remain high,” she adds. “That means making at least the minimum payment in 2025 is likely to be tough for even more people. Nevertheless, the goal ought to be to pay down that expensive debt as much as possible as soon as possible.” ...

What will the travel card market look like in 2025?

According to one study, the travel card market is witnessing an impressive 11.8% compound annual growth rate. Now that we have looked over last year, let’s focus on 2025 credit card trends that we expect to see. Predicting interest rate swings isn’t an exact science and is wrought with complexities. This will likely especially be the case for 2025. ...

Will credit card balances increase in 2025?

The 2025 Consumer Credit Forecastfrom TransUnion also points to balances and delinquencies increasing but at a slower pace. The credit bureau projects credit card balances will increase by 4.4% year over year by the end of 2025 (down from 18.5% in 2022 and 12.6% in 2023). ...

Are rewards credit cards still popular in 2025?

Rewards credit cards will likely remain very popular in 2025 despite some challenges in the industry, such as surcharges charged by restaurants and small businesses. In fact, 71% of consumers have a rewards, points or cash-back card of some sort according to a survey conducted by Ipsos last spring. ...

What credit card advice should you give in 2025?

She offers the following credit card advice for 2025: Pay on time, and have at least the minimum payment automatically drafted from your checking account. Pay more than the minimum as often as possible. Keep your credit utilization under 30%. If you’re issued a line of credit of $10,000; don’t use more than $3,000. ...